The 5 Best Assisted Living Facilities in Lake Havasu City, AZ for 2023

Lake Havasu City has consistently been named one of the best places to retire in Arizona. Could be why almost 17,400 of its nearly 56,000 residents are aged 65 or older. The city’s low cost of living, 300 days of sunshine, 400 miles of amazing coastline and freedom from mosquitos enhance those Golden Years. Active seniors won’t want to stay indoors with so many outdoor activities available at Lake Havasu State Park. The City is also renowned for being the new home of London Bridge and its unique mix of rugged mountains and tranquil waters.

Assisted living provides a residential option for seniors wanting to remain as independent as possible but require some supportive care. The average cost of assisted living in Lake Havasu City is $3,650 per month, less than the state average and much lower than the national average.

This guide provides an overview of assisted living in Lake Havasu City, with cost comparisons of assisted living in other Arizona cities and to senior care alternatives. It covers the benefits and drawbacks of retiring to Lake Havasu City and free resources providing programs to support seniors in the community.

Assisted living facilities in Lake Havasu City and throughout Arizona are overseen by the Arizona Department of Health Services, Department of Licensing Services. The Department’s responsibilities include on-site surveys, monitoring facilities through licensing inspections, licensing, investigating complaints received regarding quality of care and ensuring safety and adherence to performance standards in operation and maintenance of the facility.

• Retirees in Lake Havasu City won’t pay state taxes on Social Security income, but they will on IRA and 401(k) distributions. However, the state only partially taxes some private and public pensions. Overall, it makes Arizona moderately tax-friendly for retirement. State sales taxes can also be high, but groceries and prescription drugs aren’t taxed. This exemption is especially good for seniors since both goods are considered major expenses.
• Residents of Lake Havasu City are near Havasu Regional Medical Center and the Havasu Surgery Center, both of which provide patient-centered care. Havasu Regional is a general medical and surgical facility and was rated high performing treating COPD.
• Lake Havasu City’s cost of living is nearly identical to the state’s average, but it’s almost 3% higher than the national average. However, groceries are over 2% lower than the national average and they aren’t taxed. Transportations costs are about 19% less than the national average, but health care is almost 13% higher.
• Violent crime rates in Lake Havasu City are less than half the national average. Property crime rates are also lower by almost 8%.
• Lake Havasu City has a relatively pleasant climate in the winter. It doesn’t get any snow, and rain is minimal. During the coldest winter month, the average nighttime low is about 41 degrees, and there’s an average of two days annually when temperatures fall below freezing. On the flip side, all those sunny days mean it can get extremely hot. July is the hottest month, with an average high of 109, making Lake Havasu City one of the hottest places in the state. Four months out of the year have daily temperatures in the 100s.

Per Genworth’s Cost of Care Survey, Lake Havasu City’s average cost of assisted living is $3,650 per month, $250 less than the statewide average and $650 lower than the national average.

With an average cost less than the overall state average, Lake Havasu City’s cost of assisted living is also lower than many other Arizona cities, sometimes substantially lower. While its average cost is only $50 less than Phoenix, Lake Havasu City is $375 lower than Yuma and $800 less than Prescott Valley. However, the biggest difference in cost is in Flagstaff, where the average cost of assisted living is $1,225 higher than Lake Havasu City.

Seniors looking for other types of senior care may choose adult day health care because it’s usually the least expensive. The cost for this service isn’t available for Lake Havasu City, but seniors can expect to pay around $1,842, which is the state average. For those wanting to age in place at home, the average cost of homemaker services is $4,385, and home health aides run about $4,576 per month. If nursing home care is required, semiprivate rooms cost an average of $7,437, but private rooms are pricey at about $12,775 per month.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage