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The 5 Best Home Care Agencies for Seniors in Millwood, VA for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Millwood, VA, residents and their loved ones rate In Home Care agencies across the 8 options below.

Home Care Services in Millwood, Virginia

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On this page:

  • Home Care Services in Millwood, Virginia
  • Paying for Home Care in Millwood, VA
  • Financial Assistance for Home Care in Millwood, VA
  • Millwood Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Millwood, VA

The Cost of Home Care in Millwood, VA

Monthly home care costs in the city of Millwood are affordable compared to the state average, which is $96 higher, and national average, which is $286 higher. Charlottesville, in the center of Virginia and Staunton, up near the northern state border, charge higher home care fees. Harrisonburg, just southwest of Millwood and Baltimore, to the east in the center of Maryland, share the same fees as the national average, which is still more expensive than in-home care in Millwood.

Millwood

$4,671

Virginia

$4,767

The United States

$4,957

Charlottesville

$6,292

Harrisonburg

$4,957

Staunton

$5,339

Baltimore

$4,957

The Cost of Home Care vs. Other Senior Care Options in Millwood, VA

Home care costs in Millwood average $344 less than assisted living and $6,400 less than skilled nursing. Adult day care programs provide a cheaper alternative for anyone wanting to participate in organized recreational activities and with the ability to travel to a community center. Home care includes light medical services such as administering medications and taking vital signs often provided by registered nurses as well as therapies such as speech, physical, and occupational therapies. 

Home Care

$4,671

Home Health Care

$4,814

Adult Day Care

$1,278

Assisted Living

$5,015

Nursing Home Care (semiprivate room)

$11,102

Note: Data for Millwood was unavailable, so data for the nearest city, Winchester, was used instead. 

Financial Assistance for Home Care in Millwood, VA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Millwood Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Millwood:

ResourceContactAddressService
Emergency Home and Accessibility Repair Program (EHARP)(540) 381-9446 ext 5003400 Industrial Drive, N.E., Christiansburg, VA 24073Low-income seniors who need to make repairs or modifications to their homes can apply for a grant through the Emergency Home and Accessibility Repair Program (EHARP). This state-funded program awards qualified applicants a maximum of $4,000 to cover repairs, including plumbing, electrical work and roofing, or the installation of accessibility items including wheelchair ramps and grab bars. To be eligible, a senior’s household income must fall below 80% of area median income (AMI).
Real Estate Tax Relief for the Elderly, Disabled and Disabled Veterans(540) 955-5108101 Chalmers Court, Berryville, VA 22611Clarke County’s real estate tax relief program can help seniors in Millwood save on their taxes, so they have greater funds to put toward the cost of home care services. This program is available to homeowners aged 65 and older who meet the set income and asset guidelines and is administered by the Clarke County Commissioner of Revenue.
Clarke County Senior Center(540) 955-3572225 Al Smith Circle, Berryville, VA 22611The Clark County Senior Center gives local retirees a place to meet and socialize with fellow residents. Run by the Shenandoah Area Agency on Aging (SAAA), the center hosts fun programs and activities and serves daily hot lunches. The SAAA provides a complimentary van service to shuttle seniors without transportation to and from the center.
Energy Assistance Program(540) 955-3700311 East Main Street, Berryville, VA 22611Low-income seniors in Clarke County can receive assistance with their home energy costs through the Energy Assistance Program. Run by the Clarke County Department of Social Services, this program is split into three separate sections: fuel assistance, crisis assistance and cooling assistance. To qualify, at least one member of the household must be aged 60 or older and meet the income requirements.
Meals on Wheels(540) 635-7141207 Mosby Lane, Front Royal, VA 22630The Shenandoah Area Agency on Aging’s Meals on Wheels program gives homebound seniors the opportunity to enjoy hot, nutritious meals. Volunteers deliver these meals daily to residents of Clarke, Frederick, Page, Shenandoah and Warren County, as well as the City of Winchester. To be eligible for this program, seniors must be aged 60 or older and restricted to their home without the help of family members or care workers to prepare meals for them. Priority for this service is given to those who express the greatest level of economic and social need.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

In Home Care near Millwood, VA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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