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The 10 Best Home Care Agencies for Seniors in Saint George, UT for 2024

St. George is a popular retirement destination surrounded by beautiful, dramatic natural landscapes. It boasts an average cost of living and crime rates below the state mediums. The 2020 Census reveals that 23.8% of its 95,342 residents are seniors, which is far above the national average of 16.8%. Their medical care is capably handled by several hospitals, including St. George Regional Hospital, which U.S. News & World Report ranks as Utah’s second-best facility. Home health care agencies deliver basic medical care in seniors’ homes, while St. George’s home care agencies deliver non-medical care for approximately $5,148 per month, which is below the state’s median fee.

Below we’ve compiled a comprehensive directory of every home care provider in the CITY area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Saint George, UT

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Paying for Home Care in Saint George, UT

St. George’s median fee for home care is $5,148 per month. Data from the 2021 Genworth Cost of Care Survey reveals this is above the national average of $4,957 but below Utah’s norm of $5,625. St. George is also more affordable than the two nearest Utah cities included in the survey, which are Provo ($5,720) and Salt Lake City ($5,625). Due to its location far from Utah’s concentration of cities, it’s worth comparing St. George with nearby cities in a neighboring state; for seniors in Las Vegas, Nevada, $4,767 is normal.

The Cost of Home Care in St. George

St. George

$5,148

Utah

$5,625

The United States

$4,957

Provo

$5,720

Salt Lake City

$5,625

Las Vegas, NV

$4,767

The Cost of Home Care vs. Other Senior Care Options in St. George

At $3,500 per month, assisted living is the most affordable type of senior care in St. George, followed by adult day care at $3,792. The median fee for home care is $5,148, while home health care agencies typically charge an additional $48 per month for added medical services. The most expensive option is nursing home care, with a standard semiprivate room costing $6,464.

Home Care

$5,148

Home Health Care

$5,196

Adult Day Health Care

$3,792

Assisted Living Facility

$3,500

Nursing Home Facility (semiprivate room)

$6,464

Financial Assistance for Home Care in Saint George, UT

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Saint George, UT

Many government agencies and nonprofit organizations are dedicated to helping seniors age safely at home in St. George. This list includes some of those that can help with home repairs, energy costs, legal matters, home-delivered meals and home modifications.

ResourceContactService
Weatherization Program(888) 503-5321St. George's Weatherization Program is administered by the Five County Association of Governments. Its purpose is to reduce energy costs for low-income residents and make their homes more comfortable. Homeowners and renters with incomes no higher than 200% of the Federal Poverty Level can apply.
Meals on Wheels(435) 634-5743Operating from St. George Active Life Center, the Meals on Wheels program delivers healthy and fresh meals to homebound residents unable to prepare food without help. Meal deliveries are from Tuesday to Friday before 2 p.m. Seniors can request two meals for Fridays to help them over the weekend.
Utah Legal Services(800) 662-4245The attorneys and paralegals at Utah Legal Services provide free legal support to income-eligible residents from their St. George offices. They can only help with civil law matters. However, this includes a wide range of issues related to health care, housing, government benefits, estate plans and consumer law.
Home Energy Target Assistance (HEAT) Program(866) 205-4357HEAT supports low-income residents in meeting their energy costs in winter and water costs throughout the year. To qualify for HEAT, the applicant must own or rent the home they reside in and have an income of no more than 150% of the Federal Poverty Level.
Section 502 Direct Loan Program(801) 524-4323The USDA's Section 502 Direct Loan Program makes it easier for seniors with applicable incomes to pay for repairs and improvements that make their homes safer and more comfortable. Seniors should check if their address is within a USDA-approved location, as not every location in St. George qualifies.

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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