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The 10 Best Home Care Agencies for Seniors in Myrtle Beach, SC for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Myrtle Beach, SC, residents and their loved ones rate In Home Care agencies 5 out of 5 stars across the 29 options below.

Home Care Agencies in Myrtle Beach, SC

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Paying for Home Care in Myrtle Beach, SC

The Cost of Home Care in Myrtle Beach, SC

The Genworth 2021 Cost of Care Survey shows that home care agencies in Myrtle Beach charge $4,576 per month for nonmedical full-time assistance. While this exceeds South Carolina’s norm by over $100, it’s about $400 lower than the U.S. average. Local rates are competitive compared to care costs in Sumter, where seniors pay $4,957 for care, and in Charleston, rates are several hundred dollars higher than in Myrtle Beach, at $5,005. In Hilton Head Island, care costs are $1,000 over Myrtle Beach’s average, but in Florence, care costs are lower than in Myrtle Beach at $4,195.

Myrtle Beach

$4,576

South Carolina

$4,433

United States

$4,957

Florence

$4,195

Charleston

$5,005

Sumter

$4,957

Hilton Head Island

$5,577

The Cost of Home Care vs. Other Senior Care Options in Myrtle Beach, SC

Home care in Myrtle Beach is moderately priced compared to other local long-term care options, with seniors paying $4,576 monthly for care. Assisted living, which features a similar scope of services in a residential setting, costs about $500 less per month, and seniors who attend adult day health care pay about $3,300 less for care than those who obtain private services at home. Home health care, which includes skilled nursing, costs about $200 more than basic home care, and seniors who live in nursing homes pay considerably higher monthly rates of $6,372. 

Home Care

$4,576

Home Health Care

$4,767

Adult Day Health Care

$1,300

Assisted Living

$4,070

Nursing Home Care (semiprivate room)

$6,372

Financial Assistance for Home Care in Myrtle Beach, SC

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

 

Myrtle Beach Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Myrtle Beach:

ResourceContactAddressService
Horry County Council on Aging(843) 248-55232213 North Main Street, Conway, SC 29526The Horry County Council on Aging offers programs for older adults throughout the region around Myrtle Beach. Its services include supportive care via group meal service, home delivery of meals, social activities, transportation assistance and free health screenings. Residents of Horry County, in which Myrtle Beach is located, who are 60 or over are eligible for assistance.
South Carolina Department of Aging (SCDOA)(803) 734-99001301 Gervais Street, Suite 350, Columbia, SC 29201The SCDOA is a state-level agency that offers senior care services, advice and state benefits liaison to senior residents for all of South Carolina. The Department works with assorted regional and local organizations at managing programs and support for helping elderly individuals stay active in their lives and communities. The SCDOA is involved in several major programs for elderly individuals. These include the Alzheimer’s Resource Coordination Center, the ElderCare Trust Fund program and the State Health Insurance Assistance Program.
Waccamaw Regional Council of Governments Aging and Disability Resource Center (ADRC)(843) 546-85021230 Highmarket Street, Georgetown, SC 29440The WRCOG operates as the dedicated Area Agency on Aging for the Waccamaw Region, which consists of Horry, Georgetown and Williamsburg Counties. This means serving as the Aging and Disability Resource Center for the region and coordinating with seniors, adult caregivers and senior care facilities on services for elderly individuals. The WRCOG works through its three county aging agencies to offer small grants for family caregivers, health insurance counseling and information or support on state services for elderly adults.
General Robert H. Reed Recreation Center(843) 918-2380800 Gabreski Lane, Myrtle Beach, SC 29577The General Robert H. Reed Recreation Center serves as a public meeting space for Myrtle Beach residents of all kinds and offers several recreational opportunities that are especially focused on keeping senior residents active. The Center hosts a constant flow of meetings, games, recreational courses and other communal activities. Its Dance and Gametime programs both include classes and social events for activities such as ballroom dancing, beginner’s dancing and chess tournaments. The Center’s Senior Dances have become year-round evening events.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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