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The 10 Best Home Care Agencies for Seniors in Happy Valley, OR for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Happy Valley, OR, residents and their loved ones rate In Home Care agencies across the 11 options below.

Home Care Services in Happy Valley, Oregon

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On this page:

  • Home Care Services in Happy Valley, Oregon
  • Paying for Home Care in Happy Valley, OR
  • Financial Assistance for Home Care in Happy Valley, OR
  • Happy Valley Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Happy Valley, OR

The Cost of Home Care in Happy Valley, OR

With a monthly average of $7,146, Happy Valley shares the highest cost of home care in Oregon with other communities in the Portland metro area. The statewide average is $6,006, which is significantly higher than the national average of $4,957. Those in southern Oregon in Grants Pass pay the lowest home care costs at $5,482, while costs rise to $6,435 in central Oregon in Bend. Residents of Oregon’s state capital, Salem, pay a monthly average of $6,101 for home care, while their counterparts to the south in Eugene pay an average of $5,911.

Happy Valley

$7,146

Oregon

$6,006

The United States

$4,957

Grants Pass

$5,482

Bend

$6,435

Salem

$6,101

Eugene

$5,911

The Cost of Home Care vs. Other Senior Care Options in Happy Valley, OR

The only other type of senior care in Happy Valley that is more expensive than home care is nursing home care, which costs an average of $10,661. Adult day health care is the most affordable option at $2,708, while prices rise to $4,975 for assisted living. Home health care services, which are typically provided by a licensed medical professional such as a nurse or therapist, come with the same average cost in Happy Valley as home care. 

Home Care

$7,146

Home Health Care

$7,146

Adult Day Health Care

$2,708

Assisted Living

$4,975

Nursing Home Care (semiprivate room)

$10,661

Note: Data for Happy Valley was unavailable, so data for the nearest city, Portland, was used instead.

Financial Assistance for Home Care in Happy Valley, OR

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Happy Valley Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Happy Valley:

ResourceContactAddressService
Oregon Health Plan(800) 699-907516440 SE 82nd Drive, Clackamas, OR, 97015The health plan is a Medicaid program available to Oregon residents younger than 65 years of age whose monthly incomes are below the thresholds. These are $1,468 for an individual and $3,013 for a family of four. The plan’s payments can contribute towards the costs of home care for seniors living independently, including those who require skilled nursing services at home.
Senior Health Insurance Benefits Assistance (SHIBA)(503) 655-82692051 Kaen Road, Oregon City, OR, 97045SHIBA is a program for seniors who are Medicare beneficiaries and those considering signing up. Certified counselors provide their services for free. These include explaining Medicare in plain language terms, informing seniors about supplemental plans, such as Medicare Advantage, and helping them enroll in the plans of their choice. Although the counselors can’t direct seniors towards specific plans, they can help in other ways, such as informing them about additional benefits linked to their income levels.
Clackamas County – Meals on Wheels Inc.(503) 655-77011050 Portland Avenue, Gladstone, OR, 97027The program is partly funded through donations of $7 per meal and federal programs. It operates from multiple senior centers in the Portland area, with seniors in Happy Valley being served from the Gladstone Senior Center. Meals are delivered at lunchtimes on weekdays and include the recommended daily allowance of nutrients for seniors. Fresh fruits and desserts are often added to meals when funds allow. Seniors with special dietary needs are catered to. 
Weatherization Program(503) 655-8840112 11th Street, Oregon City, OR, 97045Clackamas County provides a free weatherization program for qualifying county renters and homeowners that help prepare their homes for seasonal changes and may reduce their energy consumption and costs. This may include insulating attics and walls and possibly windows if it is deemed cost-effective within the program’s budgetary constraints.
Transportation Reaching People (TRP)(503) 655-82082051 Kaen Road, #135, Oregon City, OR, 97045TRP is one of several transportation programs administered by Clackamas County for residents aged 60 and over and the disabled. Volunteers use their own vehicles to ferry seniors for free to medical appointments, to collect groceries and other errands essential to helping them maintain independent lives in their own homes. The other free programs include Vets Driving Vets, which helps U.S. military veterans travel to important appointments in vehicles driven by other vets.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

In Home Care near Happy Valley, OR

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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