The Best Home Care Agencies for Seniors in Goshen, OH for 2025
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your decision. On average in Goshen, OH, residents and their loved ones rate In Home Care agencies across the options below.
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Paying for Home Care in Goshen, OH
Most Ohio cities report lower prices for home care than Goshen, though the state capital and population center Columbus reports the state’s highest prices at $5,625. Cleveland, home to the nationally renowned Cleveland Clinic, also has fairly high prices at $5,196 per month. Seniors can see notably lower prices in Canton; the lowest average monthly price for home care in Ohio, $4,052, is found in Akron.
The Cost of Home Care in Goshen, OH
Goshen
$5,148
Ohio
$4,957
The United States
$4,957
Canton
$4,814
Columbus
$5,625
Cleveland
$5,196
Akron
$4,052
The Cost of Home Care vs. Other Senior Care Options in Goshen, OH
Seniors who need extensive support from medical professionals may be better served by a nursing home than by home care. In Goshen, seniors can expect to pay $7,848 a month for a semiprivate nursing home room. Adult day health care is significantly lower at $1,690 a month. Assisted living may fit the needs of aging adults who require help with some basic tasks but want to retain as independent a lifestyle as possible.
In-Home Care
$5,418
Home Health Care
$5,148
Adult Day Health Care
$1,690
Assisted Living
$4,666
Nursing Home Facility (semiprivate room)
$7,848
Financial Assistance for Home Care in Goshen, OH
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Goshen Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Goshen:
Resource | Contact | Address | Service |
---|---|---|---|
Area Agency on Aging District 7 | (800) 582-7277 | 218 N College Avenue, Rio Grande, OH 45674 | Seniors who live in Goshen fall within the region of the state covered by the Area Agency on Aging District 7. District 7 offers local seniors who meet income and asset restrictions helpful no-cost home repairs for residential properties. Seniors can appeal to the agency for free help from volunteer local builders who can bring a home up to code and eliminate most health and safety risks. Seniors may request services on an emergency basis for very serious or life-threatening home repair issues. Services the agency offers through its partners include: |
Deupree Meals on Wheels | (513) 561-8150 | 3870 Virginia Avenue, Cincinnati, OH 45227 | Seniors in Goshen are within the delivery radius of Deupree Meals on Wheels. This volunteer effort is a free nutritional support program under the religious nonprofit of the Episcopal Retirement Services. Deupree Meals on Wheels delivers fresh food and hot meals to local seniors who might not otherwise have the ability to buy or prepare food alone. Seniors can apply for the service through the ERS’ Cincinnati main office by phone. |
Elderly Services Program | (937) 449-0642 | 175 Tri County Parkway, Cincinnati, OH 45246 | Goshen seniors whose income falls below the median for Clermont County can apply to the Greater Cincinnati Council on Aging for help working on their single-family homes. This project is organized under the Elderly Services Program to help seniors remain safe, healthy and independent in their own homes. No-cost services seniors who qualify may request include: |