Lakewood is a tight-knit township in Ocean County, New Jersey, where the community of seniors aged 65+ represent 9.9% of 138,070 residents. Older retirees in Lakewood benefit from living in a safe community where the cost of living is more affordable than other parts of the state. The township’s air quality ranking of 68 is well above the national average of 57, meaning Lakewood residents are at lower risk of developing some illnesses. Senior residents are within easy reach of excellent medical care at the Ocean University Medical Center and the Monmouth Medical Center Southern Campus

Home care in Lakewood is cost effective, as the average monthly rate of $5,148 is significantly lower than the state’s average. Home health care providers in the city charge a bit more than nonmedical in-home care agencies because they also offer medical services. 

Below we’ve compiled a comprehensive directory of every home care provider in Lakewood– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in Lakewood, NJ

2017, 2020, 2021, 2022

Right at Home Ocean County

1989 Route 88, Brick, NJ, 08723

My mother is in assisted living and requires an aide for daily personal care and assistance with transfers from her wheelchair. Without in-home care we would be unable to have my mother with us for w … (read more)
My mother is in assisted living and requires an aide for daily personal care and assistance with transfers from her wheelchair. Without in-home care we would be unable to have my mother with us for w … (read more)

Oasis Homecare Services Inc

2911 Route 88, Suite 4, Point Pleasant, NJ, 08742

They are providing companionship. They are friendly. The office are very helpful and knowledgeable.
They are providing companionship. They are friendly. The office are very helpful and knowledgeable.

Love & Care LLC

68 old farm road, Fairfield, CT, 06824

Our whole family is so thankful for how caring and professional Bruce and his staff were in caring for our father. The caregivers were on time, helpful, and trustworthy. The agency was responsive t … (read more)
Our whole family is so thankful for how caring and professional Bruce and his staff were in caring for our father. The caregivers were on time, helpful, and trustworthy. The agency was responsive t … (read more)

Home Instead – Lakewood, NJ

1970 Swarthmore Ave, Suite 2, Lakewood, NJ, 08701

Even though we only employeed Home Instead of Lakewood for a short time, they went out of their way in providing excellent service for our cousin. The caregiver was professional and offered a level o … (read more)
Even though we only employeed Home Instead of Lakewood for a short time, they went out of their way in providing excellent service for our cousin. The caregiver was professional and offered a level o … (read more)

Always Best Care of Monmouth County

981 Route 33 Suite C, Monroe Township, NJ, 08831

I can’t begin to tell to you how pleased I am with Always Best Care. Not only have they placed the perfect caregiver with my mother they also take care of the billing and when I need to speak to a … (read more)
I can’t begin to tell to you how pleased I am with Always Best Care. Not only have they placed the perfect caregiver with my mother they also take care of the billing and when I need to speak to a … (read more)

CaringCore Healthcare

532 Old Marlton Pike , Marlton, NJ, 08053

The in-house Aides for my 95 year old mother with moderate dementia have been a big help over the last 3 years mostly from 11am to 7pm. However, in the last 3 months it was necessary to start 24hr in … (read more)
The in-house Aides for my 95 year old mother with moderate dementia have been a big help over the last 3 years mostly from 11am to 7pm. However, in the last 3 months it was necessary to start 24hr in … (read more)

United Methodist Communities HomeWorks, Inc.- Freehold, NJ

76 West Main Street , Freehold, NJ, 07728

The caregiver from United Methodist serves as a companion to my wife for a few hours a day to keep her interested in stuff when I’m not with her. The caregiver comes at 10:00 and leaves at 2:00 four t … (read more)
The caregiver from United Methodist serves as a companion to my wife for a few hours a day to keep her interested in stuff when I’m not with her. The caregiver comes at 10:00 and leaves at 2:00 four t … (read more)

Journey Together Home Care

3000 Atrium Way, Suite 200 , Mount Laurel, NJ, 08054


Blue Angel Home Care

213 Broadway, Long Branch, NJ, 07740

Caregivers You Can Trust In the comfort of your own home, you’ll feel better. We specialize in providing daily living assistance and care to a variety of people. Due to aging, illness, recovery, or r … (read more)
Caregivers You Can Trust In the comfort of your own home, you’ll feel better. We specialize in providing daily living assistance and care to a variety of people. Due to aging, illness, recovery, or r … (read more)

TheKey – Central New Jersey

1450 US-22 Ste. 204, Mountainside, NJ, 07092


Comfort Keepers In Home Care

697 Broad Street, Red Bank, NJ, 07702

They help with things like cutting her food. I like that they are reliable.
They help with things like cutting her food. I like that they are reliable.

2021, 2022

Hibernian Home Care

2362 US 9, Suite 2, Howell, NJ, 07731

The service has been very helpful. They do a great job.
The service has been very helpful. They do a great job.

ExPO Signature Home Care

348 US Hwy 9N , Suite D , Manalapan, NJ, 07726

We only used ExPO Signature for a couple of months because my mom was very ill and she had to go to a nursing home. I think the caregivers did the best that they could under the circumstances. My mom … (read more)
We only used ExPO Signature for a couple of months because my mom was very ill and she had to go to a nursing home. I think the caregivers did the best that they could under the circumstances. My mom … (read more)

StellaCare Home Care Services, LLC

321 Main Street, Suite 264, Avon By The Sea, NJ, 07717

Debra provides excellent care. She is caring, respectful and attentive. Most importantly she is trustworthy, dependable and always presents herself in a positive manner with a smile.
Debra provides excellent care. She is caring, respectful and attentive. Most importantly she is trustworthy, dependable and always presents herself in a positive manner with a smile.

Assisting Hands-Serving Monmouth Cnty, Brick, Lakewood & Pt. Pleasant

106 Apple St., Ste. 113, Tinton Falls, NJ, 07724

I like Assisting Hands. I’ve been working with them for about three or four months now. The caregiver is wonderful. They took about a week to find a caregiver. They are very quick to bill you and get … (read more)
I like Assisting Hands. I’ve been working with them for about three or four months now. The caregiver is wonderful. They took about a week to find a caregiver. They are very quick to bill you and get … (read more)

CareBridge Home Care

701 Brooklyn Blvd , Sea Girt, NJ, 08736

We had a very positive experience with their services. Would highly recommend their live-in services which is what we had for our father.
We had a very positive experience with their services. Would highly recommend their live-in services which is what we had for our father.

Cyril Senior Care

125 Half Mile Rd Ste 200, Red Bank, NJ, 07701

Cyril has provided an excellent caregiver for my 92 year old mother who suffers from moderate dementia. The provider is especially caring and keeps my mom involved. The provider also keeps in regular … (read more)
Cyril has provided an excellent caregiver for my 92 year old mother who suffers from moderate dementia. The provider is especially caring and keeps my mom involved. The provider also keeps in regular … (read more)

Senior Helpers

67 Lacey Road Suite #6, Manchester, NJ, 08759

We hired Senior Helpers for my husband. I chose them because I like them when they came down here and spoke with me. They were the highest price, but they seemed very capable. The caregiver does every … (read more)
We hired Senior Helpers for my husband. I chose them because I like them when they came down here and spoke with me. They were the highest price, but they seemed very capable. The caregiver does every … (read more)

The Handmaiden Services, Inc.

656 Newark Ave., Jersey City, NJ, 07306

The Handmaiden Services provided my mother and my father with excellent service. My mother passed away in February 2015. The Handmaiden Services also took care of my father after cancer surgery in 201 … (read more)
The Handmaiden Services provided my mother and my father with excellent service. My mother passed away in February 2015. The Handmaiden Services also took care of my father after cancer surgery in 201 … (read more)

Always Home Care

644 Mt Prospect Ave, Newark, NJ, 07104

They are the best!
They are the best!

Paying for Home Care in Lakewood, NJ

The Cost of Home Care in Lakewood, NJ

The average Lakewood senior pays $5,148 every month for their in-home care per the Genworth Cost of Care 2021 Survey, which uses numbers from Trenton given its proximity to Lakewood. Rates in the city are $381 below the state average but more expensive than the national norm of $4,957. Seniors in Ocean City and Atlantic City pay the state average for home care, while prices in Vineland are more affordable than Lakewood by $381.

$5148

Lakewood

$5529

New Jersey

$4957

United States

$5529

Ocean City

$4767

Vineland

$5529

Atlantic City

The Cost of Home Care vs. Other Senior Care Options in Lakewood, New Jersey 

Seniors who need nursing care in addition to nonmedical personal care services can opt for home health care providers that charge, on average, $5,243 per month. Residential care in an assisted living facility in Lakewood costs $8,145, which is substantially more than home care. Nursing homes in the city cost $11,650 per month, while the median monthly rate for adult day health care is $1,866.

$5148

Home Care

$5243

Home Health Care

$1866

Adult Day Health Care

$8145

Assisted Living

$11650

Nursing Home Facility (semiprivate room)

Note: Data for Lakewood was unavailable, so data for the nearest city, Trenton, was used instead.

Financial Assistance for Home Care in Lakewood, NJ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Lakewood Home Care Resources 

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Lakewood:

Meals on Wheels of Ocean County

Address: P.O. Box 610, Stafford, NJ 08050
Phone: (609) 978-6869

Meals on Wheels of Ocean County serves freshly prepared meals to Lakewood residents aged 60 and over who are homebound, unable to cook their own food and lacking support from family or friends. Although the meals are free, donations of $2 per meal are greatly appreciated. Each meal provides at least one-third of the daily dietary recommendation established by the U.S. Department of Agriculture. 

Ocean County Office of Senior Services

Address: 101 Hooper Avenue, Toms River, NJ 08753
Phone: (732) 929-2091

The Office of Senior Services is an important resource for Lakewood residents aged 60 and over. It administers a range of programs and services aimed at helping seniors continue to live independent lives at home. These include Ocean Ride, which provides door-to-door transportation services for $3 or $6 per trip, and a fixed route bus service for $1 per journey. There’s also help for low-income seniors who may be eligible for Medicaid.

VA Housebound Allowance

Address: Highway 547, Bldg 488, Walsh Drive, Lakehurst, NJ 08733
Phone: (732) 323-1248

The VA Housebound Allowance is a monthly payment made to U.S. military veterans to help them meet some of their home health care costs. The allowance is also available to the spouses of veterans and included with the monthly VA pension. To qualify, the senior must be mostly confined to their home because of a disability and be eligible for an enhanced pension.

LIHEAP (Low Income Home Energy Assistance) and USF (Universal Service Fund)

Address: 144 John Street, Lakewood, NJ 08754 
Phone: (609) 549-5822

LIHEAP and USF are federally funded programs that help eligible low-income seniors whose homes need to be made more energy-efficient. There is no cost for the services, which may include, depending on the energy audit, insulating attics and crawl spaces, repairing or replacing faulty furnaces and sealing gaps in windows and doors. To be eligible, the senior must have an annual income of no more than $25, 760. For a couple, the maximum is $34,840.

State Health Insurance Assistance Program (SHIP)

Address: 1027 Hooper Avenue, Building 2, 1st Floor, Toms River, NJ 08754
Phone: (800) 668-4899

SHIP is a free program for seniors who are Medicare beneficiaries and those who need help with enrolling. Counselors provide unbiased information and advice regarding coverage, including Medicare plans that can address shortfalls. They can also discuss private health care insurance but won’t try to sell plans.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for in-home care


Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Talking with family and others about a loved one's needs