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The 10 Best Home Care Agencies for Seniors in Middleboro, MA for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Middleboro, MA, residents and their loved ones rate In Home Care agencies across the 26 options below.

Home Care Services in Middleboro, Massachusetts

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On this page:

  • Home Care Services in Middleboro, Massachusetts
  • Paying for Home Care in Middleboro, MA
  • Financial Assistance for Home Care in Middleboro, MA
  • Middleboro Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Middleboro, MA

The Cost of Home Care in Middleboro, MA

Home care in Middleboro costs $5,720 per month, a slightly lower amount than statewide home care services costs. Neighboring Taunton shares the same care cost as Middleboro, while Boston, to the north, has a cost of almost $600 higher. West of Boston, Worcester also has a home care median of $5,720 per month, while Springfield and Pittsfield, on the state’s western border, have slightly lower home care costs of $5,339 and $5,625 respectively.

Middleboro

$5,720

Massachusetts

$5,911

The United States

$4,957

Taunton

$5,720

Boston

$6,292

Worcester

$5,720

Springfield

$5,339

Pittsfield

$5,625

The Cost of Home Care vs. Other Senior Care Options in Middleboro, MA

Home care costs almost $200 less than home health care, as home health care combines personal care with limited skilled nursing. Adult day care is a very affordable option but only caters to seniors in community center settings during the daytime. Nursing home care is the costliest form of care, as it involves 24-hour skilled nursing services in a long-term care setting.

Home Care

$5,720

Home Health Care

$5,911

Adult Day Care

$1,658

Assisted Living

$6,063

Nursing Home Care (semiprivate room)

$10,190

Note: Data for Middleboro was unavailable so data for the nearest city, Providence, RI, was used instead.

Financial Assistance for Home Care in Middleboro, MA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.

  • Reverse Mortgages:Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Middleboro Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Middleboro:

ResourceContactAddressService
Low Income Weatherization Assistance Program (WAP)(617) 573-1100100 Cambridge St., Suite 300, Boston, MA 02114Seniors in Middleborough can apply to the Low Income Weatherization Assistance Program (WAP) for help improving their homes’ energy efficiency. WAP provides free home inspections and advice about saving energy, as well as installation and maintenance of insulation and weather-resistant windows and doors. Eligible seniors in Middleborough must meet the program’s income and asset thresholds to apply.
Home Modification Loan Program (HMLP)(617) 204-3600600 Washington St., Boston, MA 02111Seniors in Middleborough can get financial aid to bring their homes up to code, or to eliminate potential hazards and improve access for limited mobility, with a secured home improvement loan. The Home Modification Loan Program (HMLP) develops 0% interest loans through a local network of participating lenders to help seniors remain in their homes safely and comfortably, reducing the need for assisted living. Income and asset restrictions apply to seniors applying for a loan through the HMLP, and all covered home improvements must be approved by the program in advance of work being done.
Low-Income Home Energy Assistance Program (LIHEAP)(617) 573-1100100 Cambridge St., Suite 300, Boston, MA 02114Middleborough seniors can get help reducing the monthly cost of heating and cooling their homes through the Low-Income Home Energy Assistance Program (LIHEAP), which is also commonly known as the Fuel Assistance Program in Massachusetts. Seniors in Plymouth County who meet the program’s income and asset limitations can apply online or via mail to get up to a 30% reduction in their monthly utility bills. The program can also help some seniors upgrade their home’s energy efficiency and provide some emergency assistance to prevent a disconnection of service.
Family Caregiver Support Program(617) 727-7750One Ashburton Pl., Floor 5, Boston, MA 02108The Family Caregiver Support Program is a recipient-directed benefit that allows seniors in Middleborough with fixed incomes to find and hire an in-home caregiver to assist with regular activities, including some chores outside of the home. The same program also helps seniors aged 55 and over who are raising minor children, such as their own grandchildren, find and obtain benefits they may be entitled to, educational resources and respite care as needed.
Neighbors in Need(978) 685-832160 Island St., Suite 214-East, Andover, MA 01840Neighbors in Need serves over 750 families every week from a network of 13 food banks. The organization can also help seniors get needed personal care items at no cost.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

In Home Care near Middleboro, MA

MiddleboroughLakevilleNorth CarverEast TauntonPlymptonHalifax

Other Options in Middleboro, MA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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