Located along the Merrimack River, Haverhill sits at the head of Boston Bay. The city has 67,361 residents and a senior population of 14.5%, which is a little less than the national average of 16.8%. It’s located about 35 miles north of Boston and has a cost of living that’s 13.4% more than the national average. Seniors have access to high-quality health care, including Massachusetts General Hospital and Lawrence General Hospital. According to Genworth Financial’s 2021 Cost of Care Survey, seniors who need help with their daily routines, including personal care, pay about $6,292 per month for home care services. Home health care is also available for those needing limited skilled nursing care.

Below we’ve compiled a comprehensive directory of every home care provider in Haverhill– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in Haverhill, MA

2017, 2020, 2022, 2023

Right at Home Haverhill, MA

350 Main Street, Haverhill, MA, 01830

Albi is a great person she treats my mom well. She’s very caring and trust worthy . I trust her with my mom. Very rare to find someone that cares these days. And she speaks fluent English also
Albi is a great person she treats my mom well. She’s very caring and trust worthy . I trust her with my mom. Very rare to find someone that cares these days. And she speaks fluent English also

Meetcaregivers, Inc.

124 Vernon St. , Newton, MA, 02458

MeetCaregivers is a fabulous agency. They are responsive and sensitive to the needs of the client and family, and work hard to find the right match(es). For example, my mother was extremely hard of … (read more)
MeetCaregivers is a fabulous agency. They are responsive and sensitive to the needs of the client and family, and work hard to find the right match(es). For example, my mother was extremely hard of … (read more)

Home Instead – North Andover, MA

231 Sutton St, Suite 2H, North Andover, MA, 01845

My sister and I contacted Home Instead in North Andover at a difficult moment, when our father began to exhibit signs of serious mental decline that called for 24/7 assistance, when we each lived some … (read more)
My sister and I contacted Home Instead in North Andover at a difficult moment, when our father began to exhibit signs of serious mental decline that called for 24/7 assistance, when we each lived some … (read more)

Reliable Hands Home Care

100 Cummings Center, Beverly, MA, 01915

Local Home Care Experts Here to Serve You: Reliable Hands Home Care strives and takes pride assisting individuals with tasks of daily living. We provide a specialized care plan tailored to you and … (read more)
Local Home Care Experts Here to Serve You: Reliable Hands Home Care strives and takes pride assisting individuals with tasks of daily living. We provide a specialized care plan tailored to you and … (read more)

Senior Helpers Boston North

153 Andover St, Suite 203, Danvers, MA, 01923

We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist … (read more)
We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist … (read more)

Mature Caregivers – Waltham, MA

204 2nd Ave, Waltham, MA, 02451

Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to … (read more)
Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to … (read more)

Perfect Care Match

638 Adamsville Road, Westport, MA, 02790

We Provide Stress-Free, Supportive Care Relationships. <p></p> Professional Care Match Provides CONSISTENCY with <p></p> Live-In and Hourly Caregivers <p></p> Caregiving Services Provided By < … (read more)
We Provide Stress-Free, Supportive Care Relationships. <p></p> Professional Care Match Provides CONSISTENCY with <p></p> Live-In and Hourly Caregivers <p></p> Caregiving Services Provided By < … (read more)

Senior Helpers – Lawrence, MA

60 Island St, Lawrence, MA, 01840

At Senior Helpers Lawrence, MA, our mission is to ensure a better quality of life for our elderly clients and their families by providing dependable and affordable care. We are a trusted and respected … (read more)
At Senior Helpers Lawrence, MA, our mission is to ensure a better quality of life for our elderly clients and their families by providing dependable and affordable care. We are a trusted and respected … (read more)

IsentCare, LLC

33 Walker Road, Suite A , North Andover, MA, 01845

We are a full-service private homecare company that assists individuals and families with care at their homes and in community. We are dedicated to helping our clients lead dignified, independent life … (read more)
We are a full-service private homecare company that assists individuals and families with care at their homes and in community. We are dedicated to helping our clients lead dignified, independent life … (read more)

MAS Home Care of Massachusetts

338 Plantation Street, Worcester, MA, 01604

MAS Home Care provides dependable home care services to the elderly, chronically ill, and physically disabled throughout Maine, Massachusetts, New Hampshire, and Rhode Island. Our qualified care profe … (read more)
MAS Home Care provides dependable home care services to the elderly, chronically ill, and physically disabled throughout Maine, Massachusetts, New Hampshire, and Rhode Island. Our qualified care profe … (read more)

TheKey – Wellesley

60 Leo M. Birmingham Parkway, Suites 205 & 208, Boston, MA, 02135


BrightStar Care Danvers / North Shore

85 Constitution Lane, Suite 200F, Danvers, MA, 01923

I felt comfortable with the agent and my mom. They are reliable, consistent, and they follow through.
I felt comfortable with the agent and my mom. They are reliable, consistent, and they follow through.

Foundational Home Care

275 Grove Street, Suite 2-400 , Newton, MA, 02466

Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He alway … (read more)
Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He alway … (read more)

CareTrak Home Care LLC

32 Newbury Street, Lowell, MA, 01851

This company was amazing. During my injury, they provided me with the best in-home non-medical care to help me with my leg. I hurt my leg and couldn’t move easily or prepare meals as I could not stand … (read more)
This company was amazing. During my injury, they provided me with the best in-home non-medical care to help me with my leg. I hurt my leg and couldn’t move easily or prepare meals as I could not stand … (read more)

Help in Home

841 Main Street, West Newbury, MA, 01985

I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them. Their care we’re … (read more)
I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them. Their care we’re … (read more)

Associated Home Care, Inc.

495 Cabot Street, Beverly, MA, 01915

Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home … (read more)
Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home … (read more)

Independence Home Care, Inc.

21 Custom House Street, Suite 910, Boston, MA, 02110

I contacted Independence Home Care because my mother needed very special care. My mother received excellent care from IHC. I had heard about Independence Home Care from MIT University, they told me IH … (read more)
I contacted Independence Home Care because my mother needed very special care. My mother received excellent care from IHC. I had heard about Independence Home Care from MIT University, they told me IH … (read more)

Seniors Helping Seniors

380 Pearl Street, Reading, MA, 01867

Liesje from Seniors Helping Seniors really took the time to find a good match for my mom. Her companion is dedicated and genuinely concerned about making sure my mom interacts more and participates in … (read more)
Liesje from Seniors Helping Seniors really took the time to find a good match for my mom. Her companion is dedicated and genuinely concerned about making sure my mom interacts more and participates in … (read more)

Plan B Home Care

100 Trade Center, Ste. G700, Woburn, MA, 01801

A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing … (read more)
A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing … (read more)

Comfort Keepers of the North Shore

129 Dodge Street, Suite One, Beverly, MA, 01915

Comfort Keepers was just fine. They helped my mother with the chores around the house and with the laundry. They showed up on time, called ahead, and managed appropriately.
Comfort Keepers was just fine. They helped my mother with the chores around the house and with the laundry. They showed up on time, called ahead, and managed appropriately.

Paying for Home Care in Haverhill, MA

The Cost of Home Care in Haverhill, MA

Due to Haverhill’s proximity to Massachusetts’ capital city of Boston, both locations share the same average home care cost of $6,292 per month, according to the 2021 Genworth Cost of Care Survey. Home care costs in Haverhill are $381 higher than the state average and $1,335 higher than the national average. Prices in the western part of Massachusetts are lower in Springfield and Pittsfield, as well as in the central city of Worcester. Seniors can expect to pay the highest rates in the far southeast corner of the state in Barnstable.

$6292

Haverhill

$5911

Massachusetts

$4957

The United States

$5339

Springfield

$5625

Pittsfield

$5720

Worcester

$6673

Barnstable

The Cost of Home Care vs. Other Senior Care Options in Haverhill, MA

Nonmedical home care services in Haverhill cost slightly more than home health care, which provides light medical services and therapies. Seniors can expect to pay $527 more per month for assisted living and $6,863 more for nursing home care, which is more than double the price of in-home care. A more affordable option is adult day health care, which is $4,678 less than home care. However, these programs require seniors to travel to their community for assistance and recreational activities.

$6292

Home Care

$6244

Home Health Care

$1614

Adult Day Health Care

$6819

Assisted Living

$13155

Nursing Home Facility (semiprivate room)

 Note: Data for Haverhill was unavailable, so data for the nearest city, Boston, was used instead.

Financial Assistance for Home Care in Haverhill, MA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Haverhill Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Haverhill:

Supplemental Nutrition Assistance Program (SNAP)

Address: 45 Congress Street, Suite 4120, Salem, MA 01970
Phone: (978) 825-7300

Low-income seniors in Haverhill can apply for assistance from the Supplemental Nutrition Assistance Program (SNAP). This federally mandated program is administered by local Department of Transitional Assistance (DTA) offices. SNAP benefits can be used to purchase food products at stores and some farmers’ markets. If seniors pass the financial and non-financial eligibility requirements, they receive a benefits card with their benefits loaded. Call the program directly for more information.

Right at Home

Address: 350 Main Street, Haverhill, MA 01830
Phone: (978) 373-8010

Haverhill seniors who need rides to errands or medical appointments can call Right at Home. Caregivers provide transportation and keep seniors safe during transit. As well as van services to the grocery or drug store, seniors can try Right at Home’s ridesharing service, which uses Lyft to get seniors where they need to go. 

Action, Inc.

Address: 180 Main Street, Gloucester, MA 01930
Phone: (978) 283-7874

Based in Gloucester, Action Inc. serves Haverhill and all of Essex County, as well as Rockport, Ipswich and Manchester counties. It offers low-income seniors and residents financial assistance with the following services:

  • Energy Services to pay for heating during the winter
  • Heating system maintenance to upgrade or maintain heating systems in older homes
  • Weatherization to save seniors hundreds of dollars a month all year

Homestead Exemptions for Property Tax

Address: Northern Essex Registry of Deeds, 354 Merrimack Street Suite 304 (C), Lawrence, MA 01843
Phone: (978) 557-1900

In Haverhill and throughout Massachusetts, seniors can apply for property tax exemptions under the state’s homestead legislation. The state exempts $125,000 to $500,000, depending on the assessed value of the home and other factors. Seniors must currently live in the homestead property and work with local governments to determine their eligibility. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for in-home care


Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Talking with family and others about a loved one's needs