The 10 Best In Home Care Service in Haverhill, MA for 2023
Located along the Merrimack River, Haverhill sits at the head of Boston Bay. The city has 67,361 residents and a senior population of 14.5%, which is a little less than the national average of 16.8%. It’s located about 35 miles north of Boston and has a cost of living that’s 13.4% more than the national average. Seniors have access to high-quality health care, including Massachusetts General Hospital and Lawrence General Hospital. According to Genworth Financial’s 2021 Cost of Care Survey, seniors who need help with their daily routines, including personal care, pay about $6,292 per month for home care services. Home health care is also available for those needing limited skilled nursing care.
Below we’ve compiled a comprehensive directory of every home care provider in Haverhill– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Haverhill, MA
Right at Home Haverhill, MA
350 Main Street, Haverhill, MA, 01830
Albi is a great person she treats my mom well. She’s very caring and trust worthy . I trust her with my mom. Very rare to find someone that cares these days. And she speaks fluent English also
Albi is a great person she treats my mom well. She’s very caring and trust worthy . I trust her with my mom. Very rare to find someone that cares these days. And she speaks fluent English also
Meetcaregivers, Inc.
124 Vernon St. , Newton, MA, 02458
MeetCaregivers is a fabulous agency. They are responsive and sensitive to the needs of the client and family, and work hard to find the right match(es).
For example, my mother was extremely hard of
… (read more)
MeetCaregivers is a fabulous agency. They are responsive and sensitive to the needs of the client and family, and work hard to find the right match(es).
For example, my mother was extremely hard of hearing and needed caregivers who could speak slowly and repeat if needed, requiring a lot of patience. She also did not want to be "bossed around," which was difficult when she insisting on doing things that were unsafe for her. Her caregivers were very respectful and handled these situations with professionalism and grace.
When my mother declined quickly and was bedridden for over a week before her death, her devoted caregivers transitioned seamlessly to changing her diapers and giving her bed baths. I was impressed by their wide range of skill sets and their compassion and support as our family went through a difficult time. They became like family to us, staying later and doing extra when needed.
I would recommend MeetCaregivers without reservation for anyone seeking care.
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MeetCaregivers is a fabulous agency. They are responsive and sensitive to the needs of the client and family, and work hard to find the right match(es).
For example, my mother was extremely hard of
… (read more)
MeetCaregivers is a fabulous agency. They are responsive and sensitive to the needs of the client and family, and work hard to find the right match(es).
For example, my mother was extremely hard of hearing and needed caregivers who could speak slowly and repeat if needed, requiring a lot of patience. She also did not want to be "bossed around," which was difficult when she insisting on doing things that were unsafe for her. Her caregivers were very respectful and handled these situations with professionalism and grace.
When my mother declined quickly and was bedridden for over a week before her death, her devoted caregivers transitioned seamlessly to changing her diapers and giving her bed baths. I was impressed by their wide range of skill sets and their compassion and support as our family went through a difficult time. They became like family to us, staying later and doing extra when needed.
I would recommend MeetCaregivers without reservation for anyone seeking care.
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Home Instead – North Andover, MA
231 Sutton St, Suite 2H, North Andover, MA, 01845
My sister and I contacted Home Instead in North Andover at a difficult moment, when our father began to exhibit signs of serious mental decline that called for 24/7 assistance, when we each lived some
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My sister and I contacted Home Instead in North Andover at a difficult moment, when our father began to exhibit signs of serious mental decline that called for 24/7 assistance, when we each lived some three hours away, in Rhode Island and Connecticut. Within a day or two of our reaching out, the amazing staff had constructed — somehow — a team of caregivers who were with Dad in 6- or 12-hour shifts, consistently, patiently, gently and generously. We frankly were stunned at both the speed of HISC’s response, and the manner with which every aide approached the tasks of being with a very intelligent, private, confused and often obstreperous 89-year old New England Yankee. Everyone to a person has been great: professional, attentive, communicative and able to deal with virtually any issue. We are so grateful. We’ve often looked at each other, wondered what we would have done without this service, and how we might possibly have handled the situation on our own. In a word, we couldn’t.
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My sister and I contacted Home Instead in North Andover at a difficult moment, when our father began to exhibit signs of serious mental decline that called for 24/7 assistance, when we each lived some
… (read more)
My sister and I contacted Home Instead in North Andover at a difficult moment, when our father began to exhibit signs of serious mental decline that called for 24/7 assistance, when we each lived some three hours away, in Rhode Island and Connecticut. Within a day or two of our reaching out, the amazing staff had constructed — somehow — a team of caregivers who were with Dad in 6- or 12-hour shifts, consistently, patiently, gently and generously. We frankly were stunned at both the speed of HISC’s response, and the manner with which every aide approached the tasks of being with a very intelligent, private, confused and often obstreperous 89-year old New England Yankee. Everyone to a person has been great: professional, attentive, communicative and able to deal with virtually any issue. We are so grateful. We’ve often looked at each other, wondered what we would have done without this service, and how we might possibly have handled the situation on our own. In a word, we couldn’t.
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Reliable Hands Home Care
100 Cummings Center, Beverly, MA, 01915
Local Home Care Experts Here to Serve You:
Reliable Hands Home Care strives and takes pride assisting individuals with tasks of daily living. We provide a specialized care plan tailored to you and
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Local Home Care Experts Here to Serve You:
Reliable Hands Home Care strives and takes pride assisting individuals with tasks of daily living. We provide a specialized care plan tailored to you and your loved ones needs. We cater to senior citizens, those with special needs, veterans, and/or recently discharged rehab patients who wish to remain in their homes. Our services, include: meal preparation, light housekeeping, companionship, hygiene, grooming, toileting, feeding, medication reminder, laundry, shopping assistance, running errands. Our trained caregivers provide the best home health care services and cater to the specific needs of each client. We bring high quality home care services right to your front door. Getting better in an environment that is comfortable and familiar to you, is made easy!
We accept all types of insurances that pays for Home Care Services!
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Local Home Care Experts Here to Serve You:
Reliable Hands Home Care strives and takes pride assisting individuals with tasks of daily living. We provide a specialized care plan tailored to you and
… (read more)
Local Home Care Experts Here to Serve You:
Reliable Hands Home Care strives and takes pride assisting individuals with tasks of daily living. We provide a specialized care plan tailored to you and your loved ones needs. We cater to senior citizens, those with special needs, veterans, and/or recently discharged rehab patients who wish to remain in their homes. Our services, include: meal preparation, light housekeeping, companionship, hygiene, grooming, toileting, feeding, medication reminder, laundry, shopping assistance, running errands. Our trained caregivers provide the best home health care services and cater to the specific needs of each client. We bring high quality home care services right to your front door. Getting better in an environment that is comfortable and familiar to you, is made easy!
We accept all types of insurances that pays for Home Care Services!
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Senior Helpers Boston North
153 Andover St, Suite 203, Danvers, MA, 01923
We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist
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We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist with anything that she needs like help her change, help her to the bathroom, maybe help her clean up, and things like that. We had this one lady, and she was phenomenal. She just clicked with my mother. I can’t say anything but great things about her. She was fantastic.
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We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist
… (read more)
We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist with anything that she needs like help her change, help her to the bathroom, maybe help her clean up, and things like that. We had this one lady, and she was phenomenal. She just clicked with my mother. I can’t say anything but great things about her. She was fantastic.
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Mature Caregivers – Waltham, MA
204 2nd Ave, Waltham, MA, 02451
Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to
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Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to fit your loved one’s situation. We provide non-medical services such as personal care, medication assistance, companionship, transportation, and Dementia care. The service we provide can be as little as 4 hours per week or around the clock. Our care coordinators are on call 24 hours a day, 7 days a week.
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Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to
… (read more)
Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to fit your loved one’s situation. We provide non-medical services such as personal care, medication assistance, companionship, transportation, and Dementia care. The service we provide can be as little as 4 hours per week or around the clock. Our care coordinators are on call 24 hours a day, 7 days a week.
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Perfect Care Match
638 Adamsville Road, Westport, MA, 02790
We Provide Stress-Free, Supportive Care Relationships.
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Professional Care Match Provides CONSISTENCY with
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Live-In and Hourly Caregivers
<p></p>
Caregiving Services Provided By
<
… (read more)
We Provide Stress-Free, Supportive Care Relationships.
<p></p>
Professional Care Match Provides CONSISTENCY with
<p></p>
Live-In and Hourly Caregivers
<p></p>
Caregiving Services Provided By
<p></p>
Experienced CNAs, HHAs and PCAs:
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– Expert Care For Those Challenged With Alzheimer’s & Other Dementia-Related Illnesses-Certified Dementia Practitioners on staff
<p></p>
<li>Assistance with Ambulation, Safe Transfers, Encouragement of PT/OT</li>
<p></p>
Exercises-COTA/L on staff
<p></p>
<li>Assistance with Personal Hygiene, Showering,</li>
Toileting, Incontinence Care</li>
<li>Medication Tracking Program</li>
<li>Meal Preparation for Well Balanced Diets & Specialty Diets</li>
(Low Salt, Diabetic, Renal, Pureed)</li>
<li>Purposeful Engagement & Companionship</li>
<li>Light Housekeeping-Transportation to Appointments & Other Errands</li>
<li>Integrative Care Approach-Board Certified Holistic Practitioner on staff (Holistic Consults Available)</li>
<li>Hospice Support-End of Life Doula Service</li>
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We Provide Stress-Free, Supportive Care Relationships.
<p></p>
Professional Care Match Provides CONSISTENCY with
<p></p>
Live-In and Hourly Caregivers
<p></p>
Caregiving Services Provided By
<
… (read more)
We Provide Stress-Free, Supportive Care Relationships.
<p></p>
Professional Care Match Provides CONSISTENCY with
<p></p>
Live-In and Hourly Caregivers
<p></p>
Caregiving Services Provided By
<p></p>
Experienced CNAs, HHAs and PCAs:
<p></p>
– Expert Care For Those Challenged With Alzheimer’s & Other Dementia-Related Illnesses-Certified Dementia Practitioners on staff
<p></p>
<li>Assistance with Ambulation, Safe Transfers, Encouragement of PT/OT</li>
<p></p>
Exercises-COTA/L on staff
<p></p>
<li>Assistance with Personal Hygiene, Showering,</li>
Toileting, Incontinence Care</li>
<li>Medication Tracking Program</li>
<li>Meal Preparation for Well Balanced Diets & Specialty Diets</li>
(Low Salt, Diabetic, Renal, Pureed)</li>
<li>Purposeful Engagement & Companionship</li>
<li>Light Housekeeping-Transportation to Appointments & Other Errands</li>
<li>Integrative Care Approach-Board Certified Holistic Practitioner on staff (Holistic Consults Available)</li>
<li>Hospice Support-End of Life Doula Service</li>
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Senior Helpers – Lawrence, MA
60 Island St, Lawrence, MA, 01840
At Senior Helpers Lawrence, MA, our mission is to ensure a better quality of life for our elderly clients and their families by providing dependable and affordable care. We are a trusted and respected
… (read more)
At Senior Helpers Lawrence, MA, our mission is to ensure a better quality of life for our elderly clients and their families by providing dependable and affordable care. We are a trusted and respected organization that takes a responsible role in supporting our clients and their families, our employees, and our community.
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Our comprehensive process enables us to guarantee that you will be happy with your caregiver from Senior Helpers. We have a large staff of Certified Home Health Aides and Certified Nursing Assistants, all of whom are employees of Senior Helpers and undergo extensive training and background screening, allowing us to find the perfect fit for your family. Our staff also includes Registered Nurses who oversee the care of each of our clients.
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Please reach out today to schedule your free in-home care assessment!
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At Senior Helpers Lawrence, MA, our mission is to ensure a better quality of life for our elderly clients and their families by providing dependable and affordable care. We are a trusted and respected
… (read more)
At Senior Helpers Lawrence, MA, our mission is to ensure a better quality of life for our elderly clients and their families by providing dependable and affordable care. We are a trusted and respected organization that takes a responsible role in supporting our clients and their families, our employees, and our community.
<br></br>
Our comprehensive process enables us to guarantee that you will be happy with your caregiver from Senior Helpers. We have a large staff of Certified Home Health Aides and Certified Nursing Assistants, all of whom are employees of Senior Helpers and undergo extensive training and background screening, allowing us to find the perfect fit for your family. Our staff also includes Registered Nurses who oversee the care of each of our clients.
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Please reach out today to schedule your free in-home care assessment!
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IsentCare, LLC
33 Walker Road, Suite A , North Andover, MA, 01845
We are a full-service private homecare company that assists individuals and families with care at their homes and in community. We are dedicated to helping our clients lead dignified, independent life
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We are a full-service private homecare company that assists individuals and families with care at their homes and in community. We are dedicated to helping our clients lead dignified, independent lifestyles in the comfort and safety of their own homes by carefully assessing and fully understanding their needs. We currently offer personalized non-medical home care services.
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We are a full-service private homecare company that assists individuals and families with care at their homes and in community. We are dedicated to helping our clients lead dignified, independent life
… (read more)
We are a full-service private homecare company that assists individuals and families with care at their homes and in community. We are dedicated to helping our clients lead dignified, independent lifestyles in the comfort and safety of their own homes by carefully assessing and fully understanding their needs. We currently offer personalized non-medical home care services.
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MAS Home Care of Massachusetts
338 Plantation Street, Worcester, MA, 01604
MAS Home Care provides dependable home care services to the elderly, chronically ill, and physically disabled throughout Maine, Massachusetts, New Hampshire, and Rhode Island. Our qualified care profe
… (read more)
MAS Home Care provides dependable home care services to the elderly, chronically ill, and physically disabled throughout Maine, Massachusetts, New Hampshire, and Rhode Island. Our qualified care professionals are always available to take care of you and your loved one, no matter the need.
We believe that living independently is possible, even when medical conditions may make it difficult. That’s where our New England home care services can help.
Our home care professionals specialize in providing a full range of services for all ages of patients—seniors and adults. We offer Alzheimer and Dementia care, light housekeeping, and companionship. Whether you or your loved one needs bathing assistance, meal preparation, or physically disabled services, we’re here to take care of you.
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MAS Home Care provides dependable home care services to the elderly, chronically ill, and physically disabled throughout Maine, Massachusetts, New Hampshire, and Rhode Island. Our qualified care profe
… (read more)
MAS Home Care provides dependable home care services to the elderly, chronically ill, and physically disabled throughout Maine, Massachusetts, New Hampshire, and Rhode Island. Our qualified care professionals are always available to take care of you and your loved one, no matter the need.
We believe that living independently is possible, even when medical conditions may make it difficult. That’s where our New England home care services can help.
Our home care professionals specialize in providing a full range of services for all ages of patients—seniors and adults. We offer Alzheimer and Dementia care, light housekeeping, and companionship. Whether you or your loved one needs bathing assistance, meal preparation, or physically disabled services, we’re here to take care of you.
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BrightStar Care Danvers / North Shore
85 Constitution Lane, Suite 200F, Danvers, MA, 01923
I felt comfortable with the agent and my mom.
They are reliable, consistent, and they follow through.
I felt comfortable with the agent and my mom.
They are reliable, consistent, and they follow through.
Foundational Home Care
275 Grove Street, Suite 2-400 , Newton, MA, 02466
Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He alway
… (read more)
Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He always spoke good about how the caregivers and care manager took great care of him. I highly recommend their services
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Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He alway
… (read more)
Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He always spoke good about how the caregivers and care manager took great care of him. I highly recommend their services
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CareTrak Home Care LLC
32 Newbury Street, Lowell, MA, 01851
This company was amazing. During my injury, they provided me with the best in-home non-medical care to help me with my leg. I hurt my leg and couldn’t move easily or prepare meals as I could not stand
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This company was amazing. During my injury, they provided me with the best in-home non-medical care to help me with my leg. I hurt my leg and couldn’t move easily or prepare meals as I could not stand for long periods of time. Meal preperation was great; they also helped me with groceries. Be sure to call Pat, she helped get me all set up.
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This company was amazing. During my injury, they provided me with the best in-home non-medical care to help me with my leg. I hurt my leg and couldn’t move easily or prepare meals as I could not stand
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This company was amazing. During my injury, they provided me with the best in-home non-medical care to help me with my leg. I hurt my leg and couldn’t move easily or prepare meals as I could not stand for long periods of time. Meal preperation was great; they also helped me with groceries. Be sure to call Pat, she helped get me all set up.
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Help in Home
841 Main Street, West Newbury, MA, 01985
I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them.
Their care we’re
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I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them.
Their care we’re phenomenal. They were amazing. The owner was very invested and helped me through the entire process that I was going through. I was getting an elderly woman out of a nursing home and putting her back into her home, which was the reason why I needed his service which was a 24 hour care service. He helped me through the entire thing when I didn’t know what I was doing. Their attention to detail in individual support was amazing.
The caregivers that we had were amazing. There were several of them, because it was 24 hours so they took shifts. They were kind and compassionate and just amazing people; really kind, loving skilled, everything all combined. They were everything that you would want.
It was 24-hour care so it was everything, bathing, toileting, dressing, companion, cooking, and cleaning.
Our family friend was comfortable with the caregivers. She loved them and they had an excellent relationship. They had a passion for taking care of the elderly, which I think was something special.
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I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them.
Their care we’re
… (read more)
I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them.
Their care we’re phenomenal. They were amazing. The owner was very invested and helped me through the entire process that I was going through. I was getting an elderly woman out of a nursing home and putting her back into her home, which was the reason why I needed his service which was a 24 hour care service. He helped me through the entire thing when I didn’t know what I was doing. Their attention to detail in individual support was amazing.
The caregivers that we had were amazing. There were several of them, because it was 24 hours so they took shifts. They were kind and compassionate and just amazing people; really kind, loving skilled, everything all combined. They were everything that you would want.
It was 24-hour care so it was everything, bathing, toileting, dressing, companion, cooking, and cleaning.
Our family friend was comfortable with the caregivers. She loved them and they had an excellent relationship. They had a passion for taking care of the elderly, which I think was something special.
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Associated Home Care, Inc.
495 Cabot Street, Beverly, MA, 01915
Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home
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Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home office to me.
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Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home
… (read more)
Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home office to me.
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Independence Home Care, Inc.
21 Custom House Street, Suite 910, Boston, MA, 02110
I contacted Independence Home Care because my mother needed very special care. My mother received excellent care from IHC. I had heard about Independence Home Care from MIT University, they told me IH
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I contacted Independence Home Care because my mother needed very special care. My mother received excellent care from IHC. I had heard about Independence Home Care from MIT University, they told me IHC had excellent services and I found out that they were very much right. I would go back to Independence Home Care if I ever need services again. I can not say enough wonderful things about IHC. They are very professional, caring about the client and the family’s needs. When I needed to leave my mother I was very happy to do so with Independence Home Care. Myself and my family will always be grateful to Joan and Ann for all the kindness and great assistance they have shown my mother.
Rita D., Cambridge, MA
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I contacted Independence Home Care because my mother needed very special care. My mother received excellent care from IHC. I had heard about Independence Home Care from MIT University, they told me IH
… (read more)
I contacted Independence Home Care because my mother needed very special care. My mother received excellent care from IHC. I had heard about Independence Home Care from MIT University, they told me IHC had excellent services and I found out that they were very much right. I would go back to Independence Home Care if I ever need services again. I can not say enough wonderful things about IHC. They are very professional, caring about the client and the family’s needs. When I needed to leave my mother I was very happy to do so with Independence Home Care. Myself and my family will always be grateful to Joan and Ann for all the kindness and great assistance they have shown my mother.
Rita D., Cambridge, MA
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Seniors Helping Seniors
380 Pearl Street, Reading, MA, 01867
Liesje from Seniors Helping Seniors really took the time to find a good match for my mom. Her companion is dedicated and genuinely concerned about making sure my mom interacts more and participates in
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Liesje from Seniors Helping Seniors really took the time to find a good match for my mom. Her companion is dedicated and genuinely concerned about making sure my mom interacts more and participates in the activities at her assisted living facility.
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Liesje from Seniors Helping Seniors really took the time to find a good match for my mom. Her companion is dedicated and genuinely concerned about making sure my mom interacts more and participates in
… (read more)
Liesje from Seniors Helping Seniors really took the time to find a good match for my mom. Her companion is dedicated and genuinely concerned about making sure my mom interacts more and participates in the activities at her assisted living facility.
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Plan B Home Care
100 Trade Center, Ste. G700, Woburn, MA, 01801
A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing
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A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing a great job.
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A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing
… (read more)
A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing a great job.
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Comfort Keepers of the North Shore
129 Dodge Street, Suite One, Beverly, MA, 01915
Comfort Keepers was just fine. They helped my mother with the chores around the house and with the laundry. They showed up on time, called ahead, and managed appropriately.
Comfort Keepers was just fine. They helped my mother with the chores around the house and with the laundry. They showed up on time, called ahead, and managed appropriately.
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Paying for Home Care in Haverhill, MA
The Cost of Home Care in Haverhill, MA
Due to Haverhill’s proximity to Massachusetts’ capital city of Boston, both locations share the same average home care cost of $6,292 per month, according to the 2021 Genworth Cost of Care Survey. Home care costs in Haverhill are $381 higher than the state average and $1,335 higher than the national average. Prices in the western part of Massachusetts are lower in Springfield and Pittsfield, as well as in the central city of Worcester. Seniors can expect to pay the highest rates in the far southeast corner of the state in Barnstable.
The Cost of Home Care vs. Other Senior Care Options in Haverhill, MA
Nonmedical home care services in Haverhill cost slightly more than home health care, which provides light medical services and therapies. Seniors can expect to pay $527 more per month for assisted living and $6,863 more for nursing home care, which is more than double the price of in-home care. A more affordable option is adult day health care, which is $4,678 less than home care. However, these programs require seniors to travel to their community for assistance and recreational activities.
Note: Data for Haverhill was unavailable, so data for the nearest city, Boston, was used instead.
Financial Assistance for Home Care in Haverhill, MA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Haverhill Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Haverhill:
Supplemental Nutrition Assistance Program (SNAP)
Address: 45 Congress Street, Suite 4120, Salem, MA 01970
Phone: (978) 825-7300
Low-income seniors in Haverhill can apply for assistance from the Supplemental Nutrition Assistance Program (SNAP). This federally mandated program is administered by local Department of Transitional Assistance (DTA) offices. SNAP benefits can be used to purchase food products at stores and some farmers’ markets. If seniors pass the financial and non-financial eligibility requirements, they receive a benefits card with their benefits loaded. Call the program directly for more information.
Right at Home
Address: 350 Main Street, Haverhill, MA 01830
Phone: (978) 373-8010
Haverhill seniors who need rides to errands or medical appointments can call Right at Home. Caregivers provide transportation and keep seniors safe during transit. As well as van services to the grocery or drug store, seniors can try Right at Home’s ridesharing service, which uses Lyft to get seniors where they need to go.
Action, Inc.
Address: 180 Main Street, Gloucester, MA 01930
Phone: (978) 283-7874
Based in Gloucester, Action Inc. serves Haverhill and all of Essex County, as well as Rockport, Ipswich and Manchester counties. It offers low-income seniors and residents financial assistance with the following services:
- Energy Services to pay for heating during the winter
- Heating system maintenance to upgrade or maintain heating systems in older homes
- Weatherization to save seniors hundreds of dollars a month all year
Homestead Exemptions for Property Tax
Address: Northern Essex Registry of Deeds, 354 Merrimack Street Suite 304 (C), Lawrence, MA 01843
Phone: (978) 557-1900
In Haverhill and throughout Massachusetts, seniors can apply for property tax exemptions under the state’s homestead legislation. The state exempts $125,000 to $500,000, depending on the assessed value of the home and other factors. Seniors must currently live in the homestead property and work with local governments to determine their eligibility.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
