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The 10 Best Home Care Agencies for Seniors in Grayslake, IL for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Grayslake, IL, residents and their loved ones rate In Home Care agencies 4.9 out of 5 stars across the 30 options below.

Home Care Services in Grayslake, Illinois

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Paying for Home Care in Grayslake, IL

The Cost of Home Care in Grayslake, IL

Home care agencies in Grayslake charge $5,672 per month for care, which is several hundred dollars higher than state and national respective rates of $5,339 and $4,957. In Rockford, care costs are slightly less at $5,625, and in Kankakee and Bloomington, rates come in hundreds lower than in Grayslake at $5,148 and $5,053, respectively. Even so, Grayslake is an economical place to obtain home care compared to Danville, where rates average $8,818.

Grayslake

$5,672

Illinois

$5,339

United States

$4,957

Kankakee

$5,148

Rockford

$5,625

Danville

$8,818

Bloomington

$5,053

The Cost of Home Care vs. Other Senior Care Options in Grayslake, IL

Seniors in Grayslake pay $5,672 per month for in-home care, which includes nonmedical services, and slightly higher monthly rates of $5,720 for home health care, which includes skilled nursing services. This is $1,300 lower than the cost of nursing home care, but it’s expensive compared to other local long-term care options. Seniors in assisted living pay comparatively affordable rates of $4,825, and those who attend adult day health care pay $1,842.

Home Care

$5,672

Home Health Care

$5,720

Adult Day Health Care

$1,842

Assisted Living

$4,825

Nursing Home Care (semiprivate room)

$6,996

Note: Data for Grayslake was unavailable, so data for the nearest city, Chicago, was used instead.

Financial Assistance for Home Care in Grayslake, IL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Grayslake, IL

The Grayslake region has several programs and nonprofit organizations that support older adults who live at home. The following table highlights top resources for seniors to help them find emotional support and practical services to supplement paid home care. These resources can also help older adults connect with recreational programs in the community to help them avoid isolation and boredom.

ResourceContactService
Grayslake Senior Center(847) 543-1041The Grayslake Senior Center offers an array of social and recreational activities to help older adults avoid loneliness and boredom. It hosts morning coffee and snacks, movie afternoons, book clubs, arts and crafts classes and table games. It also has a library with VHS and DVD movies available for rent.
AgeGuide(630) 293-5990AgeGuide has a family caregiver program to support caregivers through education and respite services. The organization provides friendly visits and phone calls, nutrition services and transportation services exclusively for seniors. It also administers the state’s Community Care Program, which provides in-home care to those who qualify for nursing home placement.
Meals on Wheels of Northeastern Illinois(847) 332-2678Meals on Wheels provides home-delivered noontime meals to housebound seniors Monday through Saturday. Clients receive two meals with each delivery, including a hot, ready-to-eat meal and a cold meal for dinner. The organization also provides friendly visits and shopping assistance, as well as free dog and cat food for clients’ pets.
Community Action Partnership of Lake County(224) 412-8945The Community Action Partnership provides rent and mortgage payment assistance to help qualified individuals facing a financial crisis to avoid losing their homes. The organization also administers the Low Income Home Energy Assistance Program, which provides energy bill assistance and furnace repairs, along with the home weatherization assistance program.
Senior Homestead Exemption(847) 377-2100Seniors aged 65 and over in Grayslake may be eligible for the Senior Homestead Exemption, which lowers the property’s assessed value by $8,000. Qualified seniors may also apply for the Low-Income Senior Freeze program, which helps to avoid significant property tax increases as a result of rising property values.
Catholic Charities(847) 782-4000Catholic Charities has care coordinators who assess seniors’ needs and provide referrals for free or subsidized in-home services, which may help seniors remain in their homes. The charity also provides respite for family caregivers, home-delivered and congregate meals, case management and assistance with applying for public and veterans’ benefits.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Kevin

I am a past client of this provider

Review of Home Instead - Grayslake, IL

I used home instead to get care for my grandmother. They were amazing to work with and provided the help we needed. They are also also very responsive and have a great team ready to help when...

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Home Care

Pammy 4

I am a current client of this provider

Review of Home Instead - Grayslake, IL

Love the services! Always on time.

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Home Care

Joe T_4

I am a current client of this provider

Review of Arosa Chicagoland

I think just having someone there to watch her on a consistent basis has helped the most. It is a dependable service and they have been doing a good job.

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In Home Care near Grayslake, IL

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Other Options in Grayslake, IL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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