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The 10 Best Home Care Agencies for Seniors in Glendale Heights, IL for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Glendale Heights, IL, residents and their loved ones rate In Home Care agencies across the 52 options below.

Home Care Services in Glendale Heights, Illinois

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Paying for Home Care in Glendale Heights, IL

The Cost of Home Care in Glendale Heights, IL

According to the 2020 Genworth Cost of Care Survey, Glendale Heights seniors pay $4,957 per month for home care. This is $476 higher than the national median of $4,481 and $190 higher than the state median of $4,767. Several cities in Illinois have lower rates, including Rockford with a rate of $4,872 and Bloomington with a rate of $4,862 per month. Kankakee seniors pay $4,767 which is the same as the state average. Champaign is among the most expensive areas in the state for home care at $5,005 per month.   

Glendale Heights

$4,957

Illinois

$4,767

United States

$4,481

Rockford

$4,872

Kankakee

$4,767

Bloomington

$4,862

Champaign Area

$5,005

The Cost of Home Care vs. Other Senior Care Options in Glendale Heights, IL

Glendale Heights seniors have multiple care options to choose from. Home care costs $4,957 per month. Seniors who need in-home medical services, physical therapy and skilled nursing pay $5,053 for home health care. The most affordable option is adult day health care at $1,614. Assisted living costs $4,950 per month. Nursing home care costs the most at $8,076 for semiprivate accommodations. 

Home Care

$4,957

Home Health Care

$5,053

Adult Day Health

$1,614

Assisted Living

$4,950

Nursing Home Care (semi-private room)

$8,076

Note: Data for Glendale Heights was unavailable, so data for the nearest city, Chicago Area, was used instead.   

Financial Assistance for Home Care in Glendale Heights, IL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.

Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.

Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.

Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.

Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Glendale Heights, IL

There are numerous free and low-cost programs available to Glendale Heights seniors aging in place. Local and federal resources provide financial assistance with utility bills, property taxes, meals, transportation, activities, home repairs and other services.

ResourceContactService
The Illinois Weatherization Assistance Program (IHWAP)(217) 785-2533The IHWAP is designed to help low-income households save fuel and money while making their homes more comfortable and energy-efficient. To be eligible, income must not exceed 150% of the federal poverty level of the state median income and 200% of the federal poverty level using Department of Energy (DOE) and Health and Human Services (HHS) funding. Under DOE guidelines, seniors who receive SSI or TANF are automatically eligible. Services include air sealing, attic and wall insulation, HVAC repair or replacement, water heater repair or replacement, lighting and refrigerator replacement and other health and safety measures.
Low-Income Home Energy Assistance Program (LIHEAP)(630) 407-6500LIHEAP helps low-income households with financial assistance for their utility bills. Eligible households can receive emergency assistance if their utility services are about to be disconnected or have already been disconnected, or if their furnace has been deemed unsafe to operate or is not functioning. To be eligible, seniors must meet certain gross income guidelines.
Meals on Wheels(630) 620-0804The DuPage Senior Citizens Council (DSCC) delivers meals to homebound seniors through the Meals on Wheels program. All meals meet one-third of a senior's daily nutrients. The DSCC offers other services, such as community dining, health and wellness education and well-being checks. Seniors can also receive pet care and food assistance, minor home repairs, yard clean-ups and phone calls through the council.
Glendale Heights Center For Senior Citizens(630) 260-6050The center offers numerous amenities to its senior members. These include a fitness room, library, community room, game room, arts and crafts room and a full-service salon. Other programs and activities include social events, trips, community dining and transportation. Seniors can also access a medical equipment program, the Senior Health Insurance Program (SHIP) and the 911 Cell Phone Program through this center. VA hearing aids and eyeglasses are also available.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

In Home Care near Glendale Heights, IL

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Other Options in Glendale Heights, IL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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