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Nursing Home Communities in Beckley, WV
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The Cost of Nursing Home Care in Nearby Cities
Nursing home care costs run high in Beckley. The city’s rates are higher than the national average by $5,050 and higher than the West Virginia average by over $1,300. Other West Virginia cities show a broad range of nursing home prices. Huntington’s rates are by far the least expensive at $6,844. Prices in Parkersburg come in under those in Beckley by over $2,500 per month. Charleston’s rates approach Beckley’s but are still $700 less.
Beckley
$12,958
West Virginia
$11,619
United States
$7,908
Parkersburg
$10,403
Charleston
$12,258
Huntington
$6,844
Nursing Home Costs in Beckley, WV
Beckley’s nursing homes charge approximately $12,958 per month for care in a semiprivate room and around $13,383 per month for care in a private room.
Financial Assistance for Nursing Home Care in Beckley, WV
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
- Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
- Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
- Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.
If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.
The Cost of Other Types of Senior Care
Because of their high level of care, nursing homes are the most expensive care option in Beckley. Seniors who prefer a private room pay an average of $13,383, while those who do not mind a semiprivate room can save about $425 per month. Some seniors appreciate the opportunity to remain in their own homes, so they might select in-home care or home health care at $2,717 per month. The latter offers light medical services from nurses and therapists. Finally, adult day programs are least expensive at $1,083.
In-Home Care
$2,717
Home Health Care
$2,717
Adult Day Health Care
$1,083
Nursing Home (semiprivate room)
$12,958
Nursing Home (private room)
$13,383
Free & Low-Cost Resources for Seniors in Beckley, WV
Beckley’s seniors can rely on a number of programs and services designed to connect them with the help and support they need. The Commission on Aging and the Aging and Disability Center both offer abundant information. Seniors can also work with an ombudsman, Legal Aid representative or veterans’ service office. Finally, West Virginia provides a Medicaid program to help defer care costs.
| Resource | Contact | Service |
|---|---|---|
| Commission on Aging Raleigh County | (800) 463-4780 | The Commission on Aging offers seniors transportation, nutrition programs and care coordination. Fitness sessions, a genealogy club, Bible study, computer lessons and history classes are also available to keep seniors' minds and bodies active. |
| West Virginia Aging and Disability Resource Center | (304) 425-2040 | The West Virginia Aging and Disability Resource Center provides a senior resource guide to help seniors navigate programs and opportunities. The organization also provides Medicare information and assistance through its Medicare Minutes program. |
| Long-Term Care Ombudsman Program | (800) 834-0598 | The Long-Term Care Ombudsman Program educates residents of long-term care communities about their rights. It also investigates complaints, works to solve problems, offers guidance to facilities and reaches out to educate the broader community about long-term care. |
| Legal Aid of West Virginia | (866) 255-4370 | Legal Aid of West Virginia assists its low-income clients with legal issues from coping with financial difficulties to securing health care benefits. The organization also provides a Behavioral Health Advocacy program and its own long-term care ombudsman. |
| Beckley Veterans' Field Office | (304) 256-6955 | The Veterans' Field Office provides assistance to veterans and their families who are applying for health care, pensions, financial assistance, burial funds and memorials. The office also participates in events that honor veterans. |
| West Virginia State Medicaid Plan | (877) 716-1212 | Medicaid can help seniors pay for nursing home care and other health care costs. Seniors must meet income requirements for eligibility. Applications are available online. Seniors can call the WV Department of Health and Human Resources hotline for help or work with their local DHHR Office. |
