Located on Lake Superior, Duluth is a thriving port city that gives nursing home residents easy access to top-rated medical facilities as well as a rich array of parks, cultural attractions and recreational activities. This city of 86,697 is home to more than 13,600 senior citizens who enjoy a competitive cost of living that’s 15% lower than the national average. Health care costs are low, and the city has a strong workforce of physicians and other medical professionals on staff at doctors’ offices, hospitals and long-term care facilities.

Skilled nursing facilities in Duluth serve seniors who have complex medical needs or require help with multiple activities of daily living. Due to the high level of care provided, nursing homes are more expensive than other care alternatives. In Duluth, the average cost is $10,437 per month, which is significantly higher than the U.S. median of $7,756. Seniors who don’t require this level of care or want greater independence may consider more affordable assisted living or in-home care instead. 

This guide takes a look at nursing home prices in Duluth and other parts of Minnesota. It also provides a directory of resources that serve seniors and family caregivers in St. Louis County.

Directory of Nursing Homes in Duluth, MN


Lakeshore – The Fountains

4002 London Rd, Duluth, MN, 55804

Ecumen Home Care – Lakeshore is an assisted living facility based in Duluth, Minnesota, a stone’s throw from gorgeous Lake Superior and less than a mile from St. Luke’s Hospital. Visitors describe the … (read more)
Ecumen Home Care – Lakeshore is an assisted living facility based in Duluth, Minnesota, a stone’s throw from gorgeous Lake Superior and less than a mile from St. Luke’s Hospital. Visitors describe the … (read more)

Benedictine Living Community of Duluth

935 Kenwood Avenue, Duluth, MN, 55811

My mother recently spent three weeks at the Benedictine Living Community of Duluth. I was impressed with them. I remember I had looked previously at some reviews of the place that weren’t too good, bu … (read more)
My mother recently spent three weeks at the Benedictine Living Community of Duluth. I was impressed with them. I remember I had looked previously at some reviews of the place that weren’t too good, bu … (read more)

Aftenro

510 WEST COLLEGE STREET, Duluth, MN, 55811

Aftenro, located in Duluth, Minnesota, home of the aerial lift bridge, is a facility that has been providing top-notch care since 1921. It has since expanded to a property with three wings on five acr … (read more)
Aftenro, located in Duluth, Minnesota, home of the aerial lift bridge, is a facility that has been providing top-notch care since 1921. It has since expanded to a property with three wings on five acr … (read more)

Chris Jensen Health & Rehabilitation Center

2501 Rice Lake Road, Duluth, MN, 55811

My husband is at Chris Jensen Health & Rehabilitation Center. There are some very nice workers and helpers there and some that are indifferent and trying to get out of their duties. He needs to be … (read more)
My husband is at Chris Jensen Health & Rehabilitation Center. There are some very nice workers and helpers there and some that are indifferent and trying to get out of their duties. He needs to be … (read more)

Viewcrest Health Center

3111 CHURCH STREET, Duluth, MN, 55811

Initial greeting were very friendly. However, stick around for awhile or visit at different times so they don’t know when you are coming and it’s a whole different picture. If you are a patien … (read more)
Initial greeting were very friendly. However, stick around for awhile or visit at different times so they don’t know when you are coming and it’s a whole different picture. If you are a patien … (read more)

Bayshore Health Center

1601 ST LOUIS AVENUE, Duluth, MN, 55802


Franciscan Health Center

3910 MINNESOTA AVENUE, Duluth, MN, 55802


St Eligius Health Center

7700 GRAND AVENUE, Duluth, MN, 55807


Villa Marina Health and Rehab Center

35 North 28th Street, Superior, WI, 54880

Villa Marina Health and Rehab Center is very nice, and we like it. My father hasn’t been there very long, so we haven’t had a chance to really get any feedback on the services yet. Because of COVID, w … (read more)
Villa Marina Health and Rehab Center is very nice, and we like it. My father hasn’t been there very long, so we haven’t had a chance to really get any feedback on the services yet. Because of COVID, w … (read more)

St Francis In the Park Health Rehab

1800 New York Avenue, Superior, WI, 54880

Superior Rehabilitation Center is excellent. The rooms and apartments are very clean. The staff is excellent, and the therapy that my parents have is wonderful. Everything is wonderful, and the price … (read more)
Superior Rehabilitation Center is excellent. The rooms and apartments are very clean. The staff is excellent, and the therapy that my parents have is wonderful. Everything is wonderful, and the price … (read more)

Twin Ports Health Services

1612 N 37th St., Superior, WI, 54880

Extremely poor care, nurse assistants are caring for the patients rather than skilled RN’s. Sadly, there is no accountability for their negligence and residents will continue to die at this facility … (read more)
Extremely poor care, nurse assistants are caring for the patients rather than skilled RN’s. Sadly, there is no accountability for their negligence and residents will continue to die at this facility … (read more)

Nursing Home Costs in Duluth, MN

The cost of a semiprivate room in a Duluth nursing home is $10,437 per month, while a private room averages $12,110. 

The Cost of Nursing Home Care in Nearby Cities

Data from Genworth Financial’s 2020 Cost of Care Survey shows that seniors in Duluth pay $2,681 more for nursing home care than the national average. However, rates are $589 lower than the state median of $11,026. Seniors who are looking for a more affordable alternative may consider Rochester, where skilled nursing facilities charge $9,730 per month. Nursing home care in Minneapolis and Mankato costs slightly more than the state median at $11,285 and $11,482, respectively. St. Cloud is one of the more expensive options. Its median cost of $12,767 is $2,330 higher than in Duluth and 65% higher than the national average.

$10437

Duluth

$11026

Minnesota

$7756

The United States

$12767

St. Cloud

$11285

Minneapolis

$9730

Rochester

$11482

Mankato

The Cost of Other Types of Senior Care

Skilled nursing in Duluth costs considerably more than other alternatives due to the high level of around-the-clock medical care that’s provided. The median cost of a semiprivate room is $10,437, and private rooms cost $12,110. This is roughly twice as much as the cost of in-home care, which averages $5,840, and it’s more than triple the cost of assisted living, which averages $3,221. The most affordable option is adult day health care, which has an average cost of just $1,398 per month, an 87% saving over the cost of nursing home care.

$5840

Home care

$5840

Home health care

$1398

Adult day health care

$3221

Assisted living

$10437

Nursing home (semiprivate room)

$12110

Nursing home (private room)

Financial Assistance for Nursing Home Care in Duluth, MN

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Duluth, MN

Seniors in Duluth have access to a variety of resources that can help with long-term care decision-making and financial assistance. These organizations also offer advocacy for nursing home residents and community-based services that may help a senior delay admission to a long-term care facility.

Resource

Contact

Service

(218) 722-5545

The Arrowhead Area Agency on Aging is a one-stop shop for seniors who require a nursing home level of care or are interested in community-based alternatives. It's part of the state’s Senior LinkAge Line, and staff members can provide information about Medicare, long-term care insurance, caregiver supports and programs that can cover the cost of nursing home care and in-home assistance.

(218) 726-2366

This county agency is dedicated to serving disabled adults, seniors aged 65 and older and individuals who require nursing home care. It coordinates MnChoices personal needs assessments that are required to determine which programs, financial assistance benefits and community-based supports applicants may qualify for. The county can also help veterans apply for state or federal long-term care benefits.

(218) 730-4300

Duluth operates three senior centers that provide meals and social and recreational opportunities for older adults. Scheduled activities include bingo, card games, fitness classes and crafts. It also hosts knitting circles, hobby-related clubs and holiday parties. Programming is available to local seniors aged 55 or older.

(651) 592-2590

This regional long-term care ombudsman program serves seniors and families in Duluth and southeastern St. Louis County. The ombudsman advocates for seniors who reside in nursing homes or assisted living facilities, works to resolve complaints and helps any senior who needs assistance with long-term care services and supports.