Memory Care Communities in El Paso, TX

El Paso is in western Texas, right at the border between Texas and Mexico. To the east, the monthly average for memory care in San Antonio is $4,266. However, the monthly average in many other Texas cities is higher than in El Paso. For example, in Dallas, the cost is $5,244, and in Houston, it’s $5,306. Memory care costs are much higher to the north; Amarillo is the most expensive area on this list, averaging $5,750 monthly.

When trying to decide how to pay for memory care, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, Caring.com has compiled proprietary cost data from its network of more than 75,000 senior living providers to provide insight into the average cost of memory care in El Paso and 86 other cities in Texas.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Texas page.

The cost difference between independent living, assisted living and memory care in El Paso depends on the level of care provided and the services and amenities of individual communities. Independent living costs around $1,694, making it an affordable option for people who can manage their own care needs. Assisted living costs $2,800, while memory care is more expensive at $3,400, offering more specialized services and programs.

In El Paso and the rest of Texas, the Texas Health and Human Services Commission licenses and regulates assisted living facilities that provide memory care to seniors with Alzheimer’s, dementia or other forms of cognitive deficiency. Developing consistent regulations and high standards to keep vulnerable seniors safe within residential settings is reinforced by the Commission with regular inspections.

• El Paso is well-equipped for seniors requiring medical treatment and/or memory care. Several area hospitals take a multi-disciplinary approach to elder care but have dedicated geriatric departments. Two of the best-regarded facilities are Bienvenir Senior Health, with three campuses across the city and the Hospitals of Providence network with its Acute Care for the Elderly (ACE) Unit. The University Medical Center of El Paso also has a geriatric department and ACE unit. Memory Care-specific facilities may be more difficult to access.
• El Paso has a lower cost of living than many cities in Texas. It scores 81.4 compared to the U.S. average of 100. For seniors who require memory care, average monthly care costs reflect this affordability at $4,688. This is lower than the state average of $4,998 and much lower than the national average of $5,625. 
• Social Security retirement benefits and all other types of retirement income are tax-free in Texas. Seniors also get a break from historically high property taxes. Locally, the City of El Paso and AARP team up annually to offer free income tax preparation assistance at local senior centers. All of this helps the tax burden for senior residents, but the city cannot be considered tax-friendly for seniors.
• In El Paso, summers can be hot, with temperatures reaching 100 degrees Fahrenheit and beyond. Winters are typically cold but short. Happily, the region is dry and mostly clear year round. That said, air quality can be poor in El Paso, which has a reputation for having many smoggy days and an air pollution problem.
• Although it has had higher rates of violent and property crime since the pandemic began, El Paso is a surprisingly safe city to live in, with a violent crime rating of 22.1 and property crime rating of 30.1. This compares with the national ratings of 22.7 and 35.4, respectively. Its proximity to the border with Mexico means there is a high-security personnel presence which likely acts as a deterrent.