Eureka is a sleepy seaport city on the Humboldt Bay, along the northern coast of California in Humboldt County. It’s home to about 26,500 residents, including over 4,600 seniors aged 65 or older. Nestled between extensive stands of redwood trees, Eureka offers dynamic scenery and plenty of outdoor activities, including hiking, fishing and birdwatching. History buffs may enjoy Eureka’s historic downtown, architecture and 13 districts that meet the criteria for the National Register of Historic Places. Eureka is a bit isolated but still offers everyday amenities, which could be considered a perk for seniors who’ve grown weary of the bustle of metropolitan areas. 

Assisted living costs an average of $4,500 per month in Eureka, which is less than the state average but slightly higher than the national average. Assisted living facilities can be ideal for seniors who wish to remain active and engaged through social events but require some assistance with daily tasks.

This guide covers various aspects of assisted living in Eureka, including comparisons of the average cost of assisted living compared to other senior care options and other California cities. It also lists several benefits and drawbacks of retiring in Eureka and some free resources for seniors.

Directory of Assisted Living Facilities in Eureka, CA

Alder Bay Assisted Living

1355 Myrtle Ave, Eureka, CA, 95501

We went on a tour of Alder Bay Assisted Living. It went awesomely, they’re very polite and answered all of our questions, and their price is unbelievably good. The facility is excellent. We did not tr … (read more)
We went on a tour of Alder Bay Assisted Living. It went awesomely, they’re very polite and answered all of our questions, and their price is unbelievably good. The facility is excellent. We did not tr … (read more)

Frye’s Care Home

2240 FERN AVENUE, Eureka, CA, 95501

My parents are in Frye’s Care Home. It is excellent. The room is very nice and clean. The service and food are very good. The staff is very attentive. They have a piano and accordion player and holida … (read more)
My parents are in Frye’s Care Home. It is excellent. The room is very nice and clean. The service and food are very good. The staff is very attentive. They have a piano and accordion player and holida … (read more)

2013

Timber Ridge of Eureka

2740 Timber Ridge Lane, Eureka, CA, 95503

I went to Timber Ridge At Eureka. The staff was okay, and the facility was new in modern shape, and very nice. They had a cafeteria type setting, and the tables were spaced quite apart. They said they … (read more)
I went to Timber Ridge At Eureka. The staff was okay, and the facility was new in modern shape, and very nice. They had a cafeteria type setting, and the tables were spaced quite apart. They said they … (read more)

Especially You

12 Henderson Street,, Eureka, CA, 95501

I chose Especially You Assisted Living for my mom because it is small, personal and home like. It doesn’t feel like an institution. The rooms are mostly double occupancy and it is spacious enough. The … (read more)
I chose Especially You Assisted Living for my mom because it is small, personal and home like. It doesn’t feel like an institution. The rooms are mostly double occupancy and it is spacious enough. The … (read more)

Humboldt House Lodge Assisted Living

4041 F Street, Eureka, CA, 95503

Humboldt House Lodge is new, very clean, and very well cared for. It’s a small house, so we do not have a lot of activities going on here. We have an extensive video library and do movie night and puz … (read more)
Humboldt House Lodge is new, very clean, and very well cared for. It’s a small house, so we do not have a lot of activities going on here. We have an extensive video library and do movie night and puz … (read more)

What to Consider About Assisted Living in Eureka

Assisted living facilities in Eureka and throughout California are monitored and licensed by the Senior Care Licensing Program, which is part of the California Department of Social Services. This program sends field staff to do regulatory inspections of residential care facilities for the elderly, such as assisted living residences, throughout the state.

Benefits and Drawbacks of Assisted Living in Eureka

  • California exempts Social Security income from state income tax, which is highly beneficial to seniors in Eureka. While most other retirement benefits are taxed, only seniors with substantial incomes pay the highest income tax rate. California’s income tax ranges from 1% to 13.3% with the high end of that scale for millionaires.
  • California’s combined state and local sales taxes average 8.82% but can be as high as 9.75%. Eureka’s seniors benefit from Humboldt County’s combined sales taxes being lower than 68.5% of other California cities and counties. Humboldt County’s rate is 7.75% and seniors won’t pay taxes on groceries and prescription drugs.
  • Being up north, Eureka’s climate isn’t the typical California weather. It’s rainier with an average of 46 inches per year, compared to the statewide average of 22 inches and a national average of 38 inches. Winters are still mild, but Eureka sees a little snow, about an inch a year. Summers are extremely temperate with an average high of 66 degrees in the hottest month and a wintertime low of about 41 degrees in January. Overall, seniors benefit from weather that doesn’t get too hot or too cold.
  • Unlike much of California, Eureka’s cost of living is 1% lower than the national average, making it one of the more affordable places to retire in the Golden State. While this doesn’t seem like much, it’s an amazing feat in California where the statewide cost of living is about 50% higher than the national average. In comparison, Santa Barbara, a popular retirement community, has a cost of living that’s 123% higher than the national average.
  • Outdoorsy seniors in Eureka benefit from its consistently good air quality as indicated by the Environmental Protection Agency’s Air Quality Index. Eureka’s air quality is usually within the zero to 50 range, on a scale that runs to 500, which means it’s satisfactory and air pollution poses little to no risk to those spending time outdoors.

Paying for Assisted Living in Eureka

According to the Genworth 2020 Cost of Care Survey, the average cost of assisted living in Eureka is $4,500. While this is $500 less than the state average, it’s still $200 higher than the national average.

The Cost of Assisted Living in Nearby Cities 

Eureka’s lower-than-average cost of assisted living makes it lower than many other cities’ monthly costs but not all. Its cost is higher than Yuba City’s by $157 per month. However, it’s lower than Chico’s by $500, Santa Rosa’s by $1,500 and Napa’s by $1,750.

$4500

Eureka

$5000

California

$4300

The United States

$4343

Yuba City

$5000

Chico

$6000

Santa Rosa

$6250

Napa

The Cost of Other Types of Senior Care 

Besides assisted living, seniors in Eureka have other senior care options. Adult day health care is the lowest cost option. Cost data isn’t available for Eureka for this type of care, but the average cost in California is $1,733. Receiving care at home is a bit higher than assisted living, averaging $5,386 for either homemaker services or home health aides. Nursing home facilities provide the most extensive care, so these cost the most. In Eureka, semiprivate rooms cost an average of $10,357 per month, and private rooms cost $13,840.

$5386

Homemaker Services

$5386

Home Health Aide

$

Adult Day Health Care

$4500

Assisted Living Facility

$10357

Nursing Home Facility (semiprivate room)

$13840

Nursing Home Facility (private room)

Note: Data for Eureka was unavailable, so data for the nearest city, Redding, was used instead.

Financial Assistance for Assisted Living in Eureka

Eligible seniors can find financial assistance services in Eureka through both the Medicaid 1915(c) Assisted Living Waiver Program, Supplemental Security Income (SSI) and the optional state supplement (OSS).

Learn more about these programs, plus who’s eligible, on our Assisted Living in California page.

Paying for Assisted Living Facilities in California

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.

Free Assisted Living Resources in Eureka

Seniors in Eureka will find several county agencies housed in town, which makes it convenient to access free aging-related resources. Services and programs specifically for aging adults promote their ongoing independence and support residents in assisted living and other senior care environments.

Resource

Contact 

Services

(800) 408-4636

The Area 1 Agency on Aging serves all of Humboldt County, including Eureka. Its Senior Information and Assistance program utilizes professional resource specialists who help seniors aged 60 or older find the services that fit their needs and provide referrals to appropriate resources.

(707) 443-9747

The Humboldt Senior Resource Center in Eureka strives to provide quality information, education, recreation and social activities for seniors throughout the community. HSRC’s activities program focuses on staying active and social to promote healthy aging. Classes and recreational opportunities include yoga, tai chi, karate, dancing and FABS and SAIL exercise. Activities are meant to be fun and offer a way to connect with new friends.

(707) 273-3659

The Volunteer Driver Program provides transportation to and from medical appointments and grocery shopping in Humboldt County to seniors aged 50 or over. Transportation services are available Monday through Friday from 8:30 a.m. to 4:30 p.m. and rides must be scheduled at least five days in advance.

(707) 445-0866

Legal Services of Northern California in Eureka helps seniors throughout Humboldt County with issues concerning public benefits, health and housing. Through its clinics and pro bono partners, it can also assist with limited estate planning, such as statutory wills and advanced healthcare directives.

(707) 269-1330

The LTC Ombudsman Program addresses complaints from residents and advocates for improvements in the long-term care system. Volunteer Ombudsman representatives regularly perform on-site visits of LTC facilities, including assisted living. They also receive and resolve complaints made by individuals in these facilities, which may include allegations of elder abuse or neglect. They also advocate for all residents in the long-term care system through public education.

Assisted Living Laws and Regulations in Eureka

Eureka-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in California are required to follow. Visit our Assisted Living in California page for more information about these laws.

Assisted Living Laws and Regulations in California