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The 5 Best Home Care Agencies for Seniors in Crozier, VA for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Crozier, VA, residents and their loved ones rate In Home Care agencies across the 7 options below.

Home Care Services in Crozier, Virginia

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On this page:

  • Home Care Services in Crozier, Virginia
  • Paying for Home Care in Crozier, VA
  • Financial Assistance for Home Care in Crozier, VA
  • Crozier Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Crozier, VA

The Cost of Home Care in Crozier, VA

Monthly costs for home care in Crozier are around $200 higher than the national average and $400 higher than the Virginia state and Virginia Beach average. To the west of Crozier, in Lynchburg and Roanoke, the cost of home care is typically more affordable, costing around $1,000 less per month on average. Further north in Charlottesville, the cost of care is one of the highest in the state, at around $1,150 more than in Crozier ($6,292).

Crozier

$5,148

Virginia

$4,767

The United States

$4,957

Virginia Beach

$4,767

Lynchburg

$4,185

Charlottesville

$6,292

Roanoke

$4,195

The Cost of Home Care vs. Other Senior Care Options in Crozier, VA

The cost of home care in Crozier is around $100 cheaper than home health care, which includes medical services such as taking vital signs and administering insulin. The most affordable care option is adult day care, which costs $3,430 less than home care. For seniors who prefer to live in a community, assisted living care costs approximately $250 less than home care, and a private room in a nursing home costs $3,500 more than home care, at $8,654 per month.

Home Care

$5,148

Home Health Care

$5,243

Adult Day Care

$1,712

Assisted Living

$4,901

Nursing Home Care (semiprivate room)

$8,654

Note: Data for Crozier was unavailable, so data for the nearest city, Richmond, was used instead.

Financial Assistance for Home Care in Crozier, VA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Crozier Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Crozier:

ResourceContactAddressService
Senior Connections24 East Cary Street, Richmond, VA 23219Senior Connections, established in 1973, is one of about 700 Area Agencies on Aging (AAAs) in the country. They provide a wide range of resources for seniors, such as energy assistance programs and help to find home care. There are also resources available for those who need respite care, home-delivered meals, and money management assistance.
LIHEAP801 East Main Street, Richmond, VA 23219The Virginia Energy Assistance program administers heating and cooling services to eligible low-income residents within the state. Some of the services available include fuel, crisis and weatherization assistance. Eligible applicants must meet income requirements, be elderly or disabled, or have an emergency, such as unsafe or broken heating equipment.
Homestead Exemption1800 Sandy Hook Road, Goochland, VA 23063The Virginia Homestead Exemption allows homeowners who have filed for bankruptcy to be exempt from certain state taxes for houses and condominiums. Debtors over the age of 65 can claim an exemption for up to $10,000. If a couple is married and filing jointly, each spouse can claim the full exemption amount.
project: HOMES88 Carnation Street, Richmond, VA 23225This nonprofit organization produces and preserves high-quality homes for impoverished residents of Richmond and its surrounding areas. Not only do they provide weatherization services, but they also do critical home repairs and home safety modifications, such as making the home wheelchair accessible or installing safety bars in bathrooms.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

In Home Care near Crozier, VA

ChesterfieldBurr HillGoodviewLynchburgBedfordThaxton

Other Options in Crozier, VA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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