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The 10 Best Home Care Agencies for Seniors in Laurens, SC for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Laurens, SC, residents and their loved ones rate In Home Care agencies 4.0 out of 5 stars across the 10 options below.

Home Care Services in Laurens, South Carolina

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Paying for Home Care in Laurens, SC

The Cost of Home Care in Laurens, SC

Older Laurens residents can expect to pay $4,671 per month for an in-home caregiver. While this price is a couple hundred dollars higher than the state’s median, it is more affordable than the national average of $4,957. Home care in Laurens is among the more expensive in the state, but costs in Sumter ($4,957) are higher. Seniors in nearby Spartanburg pay $595 less. Home care rates further southeast, in the cities of Columbia ($4,385) and Florence ($4,195), are lower than in Laurens. 

Laurens

$4,671

South Carolina

$4,433

The United States

$4,957

Spartanburg

$4,076

Columbia

$4,385

Florence

$4,195

Sumtwe

$4,957

The Cost of Home Care vs. Other Senior Care Options in Laurens, SC

Home care in Laurens is one of the more expensive care options, but nursing homes are the costliest at $7,543 for a semiprivate room. Assisted living facilities cost $3,743 per month. The most cost-effective option for seniors in Laurens is adult day health care, at a median monthly cost of $1,408. 

Home Care

$4,671

Home Health Care

$4,671

Adult Day Health Care

$1,408

Assisted Living

$3,734

Nursing Home Care (semi-private room)

$7,543

Note: Data for Laurens was unavailable, so data for the nearest city, Greenville, was used instead.

Financial Assistance for Home Care in Laurens, SC

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Laurens, SC

For seniors in Laurens who wish to continue living at home for as long as possible, several agencies can help facilitate that. These programs empower older residents to maintain their independence and avoid unnecessary institutionalization. 

ResourceContactService
Piedmont Agency on Aging(864) 223-0164The Piedmont Agency on Aging oversees several programs to help seniors continue living at home for as long as possible. Older adults can contact the agency to access transportation, educational classes and telephone reassurance. Additionally, the agency runs Lifetime Discoveries, an intergenerational program within the senior center.
GLEAMNS Weatherization Program(866) 626-6517Low-income seniors can benefit from home improvement repairs designed to make their homes more energy-efficient. The GLEAMNS Human Resources Commission operates this free program. Eligible applicants receive a complete home assessment followed by weatherization measures, including insulation, energy-saving light bulbs and air sealing.
Low-Income Home Energy Assistance Program (LIHEAP)(864) 984-5123LIHEAP can help low-income older adults afford their energy bills. The GLEAMS Human Resources Commission determines eligibility based on income. Applicants may qualify for one of three benefits, depending on their circumstances.
Meals on Wheels(864) 554-5499Meals on Wheels is a program that provides free and low-cost home-delivered meals to homebound seniors. This service is part of the national Meals on Wheels organization, and the Area Agency on Aging delivers meals locally.
South Carolina Legal Services(888) 346-5592For older state residents who can’t afford attorney fees, South Carolina Legal Services can provide free advice and representation. Seniors who meet the income criteria could benefit from assistance on various civil matters.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

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I am a current client of this provider

Review of Elite Home Care, Day Centers and Transportation

My father has been using Elite Home Care and Day Centers for a year or more now. We just use a very small amount mainly to stay plugged in. I'm the main caregiver and we use them if I were to be...

Read more

In Home Care near Laurens, SC

ClintonGray CourtMountvilleWaterlooEnoreeJoanna

Other Options in Laurens, SC

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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