Caring.com
Caring.com

(800) 558-0653

The 5 Best Home Care Agencies for Seniors in Morrow, OH for 2024

Morrow is a charming, historic village located in southwestern Ohio along the Little Miami River. It has a modest population of around 1,357 residents, about 14.1% of whom are aged 65 years or older. That’s over 2.5% less than the national average. According to the 2021 Genworth Cost of Care Survey, both in-home care and home health aide services in the Morrow area cost an average of $5,148 per month. In-home care is ideal for seniors who require daily assistance with household tasks, while home health care services also offer enhanced medical care and skilled nursing services. Those who need more advanced care can travel to the nearby University of Cincinnati Medical Center.

Below we’ve compiled a comprehensive directory of every home care provider in Morrow– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

What you can do with Caring

  • Search the Caring database

    Quickly search the largest online senior living and senior care directory

  • Read reviews and expert guidance

    Read our authentic consumer reviews and content by experts

  • Speak to a Family Advisor for free

    Guided, expert advice to find the best community or agency for you

  • Take a tour to decide yourself

    We’ll help you book tours or get in touch with local agencies

Home Care Agencies in Morrow, OH

9 Results

Didn't find what you were looking for?

Caring's Family Advisors are here to help you with questions about senior living and care options.

Call us at (855) 948-3865

Paying for Home Care in Morrow, OH

The Cost of Home Care in Morrow, OH

Based on Morrow’s proximity to Cincinnati, the two cities share the same cost data. This means home care services cost an average of $5,148 per month, which is $191 higher than the state median and U.S. national average of $4,957. Home care costs in Lima are also on par with this number, and Springfield is an even more affordable option at $4,385. However, home care rates in Morrow are nearly $300 less expensive than in Dayton and over $470 lower than in the state capital, Columbus.

Morrow

$5,148

Ohio

$4,957

United States

$4,957

Dayton

$5,434

Springfield

$4,385

Columbus

$5,625

Lima

$4,957

The Cost of Home Care vs. Other Senior Care Options in Morrow, OH

Seniors and their families may wish to explore additional care options. While home care and home health care allow seniors to age in place, assisted living is a less expensive option at $4,666 per month. Adult day health care is the most affordable option at $1,609, though it only includes part-time supervision and limited care services. Individuals who require a high level of specialized assistance may opt for nursing home care, where rates average $7,848 for semiprivate rooms.

Home Care

$5,148

Home Health Care

$5,148

Adult Day Health Care

$1,609

Assisted Living Facility

$4,666

Nursing Home Facility (semiprivate room)

$7,848

Note: Data for Morrow was not available, so data for the nearest city, Cincinnati, was used instead. 

Financial Assistance for Home Care in Morrow, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs
Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Our Services

  • Senior Living Directory

  • Senior Care Directory

  • Caregiving Resources

  • Sitemap

  • Terms of Use

  • Privacy Policy


© 2024 Caring, LLC. All rights reserved.