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The 10 Best Home Care Agencies for Seniors in Bellbrook, OH for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Bellbrook, OH, residents and their loved ones rate In Home Care agencies across the 14 options below.

Home Care Services in Bellbrook, Ohio

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On this page:

  • Home Care Services in Bellbrook, Ohio
  • Paying for Home Care in Bellbrook, OH
  • Financial Assistance for Home Care in Bellbrook, OH
  • Bellbrook Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Bellbrook, OH

The Cost of Home Care in Bellbrook, OH

As Bellbrook is only 25 minutes from downtown Dayton, the 2021 Genworth Cost of Care Survey merges its home care survey results with the bigger cities, resulting in a median fee of $5,434 per month. Consequently, the average Bellbrook senior pays about 8.8% more for home care than the typical Ohioan and American, who pay $4,957 for home care. Bellbrook’s seniors pay more than their peers in the nearby cities of Cincinnati ($5,148), Lima ($4,957) and Springfield ($4,385). However, seniors in Bellbrook pay less for home care than those in Columbus, where average fees are $5,625 per month.

Bellbrook

$5,434

Ohio

$4,957

The United States

$4,957

Springfield

$4,385

Columbus

$5,625

Lima

$4,957

Cincinnati

$5,148

The Cost of Home Care vs. Other Senior Care Options in Bellbrook, OH

Although home care is a nonmedical service and home health care includes basic medical services delivered by registered nurses and therapists, the median fee is the same in Bellbrook. Assisted living provides similar services as home care, such as help with daily activities and housekeeping, for a lower median fee of $4,250. However, seniors choosing this option will need to relocate to an institution. The costliest senior care option in Bellbrook is nursing home care, which averages $8,091 for a semiprivate room.

Home Care

$5,434

Home Health Care

$5,434

Assisted Living

$4,250

Nursing Home Care (semiprivate room)

$8,091

Note: Data for Bellbrook was unavailable, so data for the nearest city, Dayton, was used instead.

Financial Assistance for Home Care in Bellbrook, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Bellbrook Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Bellbrook:

ResourceContactAddressService
People Working Cooperatively(513) 351-79214612 Paddock Road, Cincinnati, OH, 45229People Working Cooperatively is a nonprofit organization based in Cincinnati that helps seniors in Bellbrook bring their homes up to code and eliminate potential health and safety hazards on the property. To be eligible for assistance, seniors must earn less than the median income for their county and own the home they live in. Up to two emergency repairs are allowed in a single year. Services offered include plumbing and electrical work, HVAC repair and some accessibility upgrades.
Home Energy Assistance Program (HEAP)(937) 514-4777719 South Main Street, Dayton, OH, 45402Bellbrook seniors can take up to 30% off their monthly gas and electric bills by applying for the Ohio Home Energy Assistance Program (HEAP). Seniors in Bellbrook can request expedited service for disconnect notices, though verification of income and assets may be required. Applications may be requested by phone and submitted by mail.
Meals-On-Wheels(937) 223-8246222 Salem Avenue, Dayton, OH, 45406Meals-On-Wheels delivers freshly cooked single-servings of balanced meals to seniors in Bellbrook who might otherwise have trouble shopping for or buying food on their own. Five times a week, volunteer drivers deliver meals to seniors aged 60 and over who meet the program’s income threshold. Frozen meals are available upon request or on Fridays for weekend storage.
Meals From Scratch(937) 567-7850767 Miamisburg Centerville Road, Dayton, OH, 45459Seniors with special dietary concerns can request healthy meals delivered to their door from Scratch Meals. Scratch Meals specializes in custom gourmet food for seniors with diabetes or other diet restricting conditions, seniors in residence at assisted living communities and some public institutions. Seniors in Bellbrook can sign up for Meals From Scratch over the phone.
Dayton Hospice House(937) 256-4490324 Wilmington Avenue, Dayton, OH, 45420Dayton Hospice House operates within 10 miles of Bellbrook and offers a multitude of services for seniors and their loved ones. In addition to hospice services, Dayton Hospice House provides no-cost training to caregivers, as well as community support groups and respite care for the occasional break in the schedule. The hospice also offers grief counseling for recently bereaved family members of seniors, including for spouses who have acted as caregivers themselves.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

In Home Care near Bellbrook, OH

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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