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The 5 Best Home Care Agencies for Seniors in Alpha, OH for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Alpha, OH, residents and their loved ones rate In Home Care agencies across the 7 options below.

Home Care Services in Alpha, Ohio

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On this page:

  • Home Care Services in Alpha, Ohio
  • Paying for Home Care in Alpha, OH
  • Financial Assistance for Home Care in Alpha, OH
  • Alpha Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Alpha, OH

The Cost of Home Care in Alpha, OH

The Genworth Cost Care Survey 2021 puts Alpha in the Dayton metro area. Home care costs are higher than in most of Ohio. Alpha residents pay around $5,434 per month compared to the state average of $4,957. Of all the major metro areas in Ohio, only Columbus is more expensive than the area around Alpha. Costs are somewhat lower in Cleveland and Cincinnati, while the least expensive home care can be found in Akron.

Alpha

$5,434

Ohio

$5,148

The United States

$4,957

Cincinnati

$5,148

Cleveland

$5,196

Columbus

$5,625

Akron

$4,052

The Cost of Home Care vs. Other Senior Care Options in Alpha, OH

At-home care for Alpha seniors is significantly more expensive than an assisted living facility. This is true whether seniors need ordinary home care and assistance with daily tasks or whether they require home health care, which includes services from medical professionals such as a nurse or therapist. Seniors who need daily skilled nursing care should look for a nursing home, which is $2,657 more than home care.

Home Care

$5,434

Home Health Care

$5,434

Assisted Living

$4,250

Nursing Home Care (semiprivate room)

$8,091

Note: Data for Alpha, OH, was unavailable, so data for the nearest city, Dayton, was used instead,

Financial Assistance for Home Care in Alpha, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Alpha Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Alpha:

ResourceContactAddressService
Home Weatherization Assistance Program (HWAP)(937) 382-1234789 N. Nelson Ave., Wilmington, OH 45177Seniors in Alpha may be able to get free weatherization for their homes through the Home Weatherization Assistance Program (HWAP). HWAP uses licensed local contractors to give seniors free inspections, make recommendations for improved energy efficiency and then do the work of installing new or upgraded insulation, windows and doors. Seniors must own their own homes and meet the program’s income and asset limits to apply.
Community Housing Improvement Program (CHIP)(614) 466-228577 South High St., Columbus, OH 43215The Community Housing Improvement Program (CHIP) helps seniors get no-cost upgrades and repairs to their homes to improve safety and accessibility. Seniors in Alpha who meet CHIP’s income and asset restrictions may be able to bring their homes up to code, eliminate potential hazards on the property and make access to the home easier for mobility-limited individuals. Work authorized by the program can include:
Very Low Income Housing Repair Program(937) 393-1921514 Harry Sauner Rd. # 3, Hillsboro, OH 45133Seniors in Alpha who earn significantly less than the county average income may be eligible for home improvements under the Very Low Income Housing Repair Program. This program pays a cash grant to reimburse seniors who have had necessary work done to make or keep their homes up to code, and to improve access issues. The program is open to seniors aged 62 and over with limited income, who own the home they live in and who cannot get a traditional home improvement loan to make the upgrades. Program approval is required before work is done.
Low-Income Home Energy Assistance Program (LIHEAP)(937) 382-1234789 N. Nelson Ave., Wilmington, OH 45177Alpha seniors can save up to 30% on their home energy costs by enrolling in the Low-Income Home Energy Assistance Program (LIHEAP). LIHEAP also offers seniors assistance with getting energy efficient appliances, improved weatherization and one-time emergency payment of utility bills to prevent disconnections. Applications may be made in person or by mail, though proof may be required for income, assets and residency.
Elderly Services Program (ESP)(937) 449-06422333 Rombach Ave., Wilmington, OH 45177Seniors in Alpha can get caregiver assistance from the Elderly Services Program (ESP). ESP also pays for some medical supplies and respite care, if needed.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

In Home Care near Alpha, OH

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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