The 5 Best Home Care Agencies for Seniors in Pinehurst, NC for 2025

Home care agencies in Pinehurst charge an average of $4,004 per month, which is lower than the statewide and national averages of $4,385 and $4,957, respectively. To the east in Goldsboro, rates are more affordable at $3,813 per month, while to the west, seniors in Charlotte pay $4,668. Rates are notably higher in the state capital, Raleigh, where the same level of care costs an average of $4,957 per month. 

Pinehurst

North Carolina

The United States

Goldsboro

Raleigh

Charlotte

There are a number of care options available to Pinehurst seniors. The least expensive option is adult day health care, which costs $867 per month. Assisted living includes room and board and costs $3,000 per month. Home care costs an average of $4,004 per month, while home health care has the same monthly rate and includes limited medical care provided by licensed medical professionals. Seniors who require around-the-clock medical care can expect to pay about $6,722 for a semiprivate room in a skilled nursing facility. 

There are a number of care options available to Pinehurst seniors. The least expensive option is adult day health care, which costs $867 per month. Assisted living includes room and board and costs $3,000 per month. Home care costs an average of $4,004 per month, while home health care has the same monthly rate and includes limited medical care provided by licensed medical professionals. Seniors who require around-the-clock medical care can expect to pay about $6,722 for a semiprivate room in a skilled nursing facility. 

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

• Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
• Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
• Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
• Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
• Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.