The 10 Best Home Care Agencies for Seniors in Cicero, IL for 2024

Q: How many home care agencies are there near Cicero?

<a href="https://data.illinois.gov/dataset/406idph_home_services_directory/resource/d122d68f-e8fa-4ba2-a572-d7deff053564">State licensing records</a> show that six home care agencies are based in the Cicero area, and many others serve clients in Chicago and Cook County. A full list of local home care providers is available on our website. Many listings include reviews from current and former clients to help local families make an informed decision about long-term care.

Q: What should I look for in a good home care agency near me in Cicero?

If you’re looking for a reputable home care agency, make sure to learn more about the company’s staffing process, including employee screening requirements, turnover rates and credentials. Review state licensing records, and check customer reviews to learn more about clients’ interactions with in-home caregivers and office staff. Good companies respond to customers&#8217; needs and make an effort to accommodate their requests.

Q: What types of services can a home care agency in Cicero provide?

Home services agencies in Cicero provide nonmedical care. They can help seniors with personal care, such as grooming, bathing and dressing. They also perform errands and household chores, such as laundry, meal prep and grocery shopping or errands. Medical services, including help with medications, are available through home health care agencies.

Q: Can you write off in-home elderly care?

Yes, home care costs can be deducted in some situations. The IRS allows taxpayers to deduct the cost of <a href="https://www.irs.gov/publications/p502#en_US_2020_publink1000178989">maintenance and personal care services</a> provided for themselves, a spouse or a dependent. The individual receiving care must be chronically ill and require assistance with at least two ADLs. There are some limits on which expenses can be deducted based on medical need, but help with bathing and grooming are generally included. For more details, consult an accountant or tax preparer.

Q: Which factor is most critical to effective home care?

It’s important for seniors to find a provider they can trust and relate to. Home care agencies have thorough screening procedures for all candidates. They also make an effort to match seniors with a compatible home care aide. Most agencies can accommodate clients’ staffing preferences and will match seniors with another home care aide if they aren’t satisfied with their current caregiver.

Cicero is an excellent location for seniors who are considering home care as a way to age in place and retain their independence. This youthful city is home to more than 85,000 residents, and seniors represent approximately 8% of the population. However, the local government offers many supportive services for older adults. Additionally, residents are less than 10 miles from downtown Chicago, which gives them access to world-class medical care, cultural attractions and other amenities. National pricing data shows that the median cost of home care in Chicagoland is $4,957 per month, although rates vary depending on how much or little assistance seniors need. The cost for home health care is slightly higher because it includes medical services.

Below we’ve compiled a comprehensive directory of every home care provider in the Cicero area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Cicero, IL

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Paying for Home Care in Cicero, IL

The Cost of Home Care in Cicero, IL

According to Genworth Financial’s 2020 Cost of Care Survey, the median cost of in-home care in Cicero is $4,957, which is higher than other parts of the state and the nation. Seniors across Illinois pay $190 less per month on average, and the national average is $476 lower at $4,481. Cicero is more expensive than other major cities. Seniors in Rockford, Kankakee and Springfield save anywhere from $85 to $333 per month.

Cicero

$4,957

Illinois

$4,767

The United States

$4,481

Rockford

$4,872

Kankakee

$4,767

Springfield

$4,624

The Cost of Home Care vs. Other Senior Care Options in Cicero, IL

Prices for in-home assistance are similar to other forms of long-term care in Cicero. Assisted living costs are comparable at $4,950, and home health care agencies charge $5,053 per month on average. Seniors who require a higher level of medical support can expect to pay more than $8,000 per month for nursing home care. Adult day health care costs just $1,614 per month and is suitable for seniors who are interested in daytime programs that include meals, activities and personal assistance.

Home Care

$4,957

Home Health Care

$5,053

Adult Day Health

$1,614

Assisted Living

$4,950

Nursing Home Care (semiprivate room)

$8,076

Note: Data for Cicero was unavailable, so data for the nearest city, Chicago, was used instead.

Financial Assistance for Home Care in Cicero, IL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Cicero, IL

As part of Chicagoland, seniors in Cicero have access to a number of programs that can support independent aging. Programs offered by the following agencies are designed to improve seniors’ well-being and quality of life.

Resource	Contact	Service
AgeOptions	(708) 383-0258	This federally designated Area Agency on Aging offers a wealth of resources for seniors who want to age in place or need help accessing government benefits. It helps local residents aged 60 and older access medical care, nutritional services, transportation and financial assistance. These programs can cover the cost of home care and reduce beneficiaries’ Medicare premiums and copays. AgeOptions supports local senior centers and offers virtual programs to help seniors take charge of their health.
Town of Cicero Senior Services Department	(708) 656-3600, ext. 541	Cicero provides a variety of free services to disabled residents and seniors aged 62 or older. Door-to-door transportation is available seven days a week for medical appointments and personal errands. Seniors may qualify for help with snow removal and lawn care. The Senior Services Department also coordinates handyman work, and it provides a stipend of up to $500 to cover preapproved home repairs.
Cicero Senior Center and Senior Activities	(708) 222-8690	The Cicero Senior Center located on West 35th Street is open Monday through Friday from 8 a.m. until 4 p.m. It offers tai chi, daily exercise classes, movies, craft projects, games and monthly trips. Information about current activities is available in the town newsletter or by calling the center's activities director.
Solutions for Care	(708) 447-2448	Formerly known as the Berwyn-Cicero Council on Aging, this nonprofit has been serving local seniors for more than 50 years. It provides subsidized in-home care and supports in partnership with Age Options and the Illinois Department on Aging. Adult protective services are available to address abuse, neglect or exploitation. Solutions for Care also operates an information and assistance hotline and caregiver resource center.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with Family and Others about a loved one's needs

The 10 Best Home Care Agencies for Seniors in Cicero, IL for 2024