The 10 Best Home Care Agencies for Seniors in Warner Robins, GA for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Warner Robins, GA, residents and their loved ones rate In Home Care agencies 4.0 out of 5 stars across the 16 options below.

Genworth’s 2021 Cost of Care Survey lists an average monthly price of $4,099 for home care in Warner Robins, nearly $200 less than the state average and more than $850 lower than the national average. While its below-average prices make it one of the most affordable cities in Georgia for home care, nearby Macon costs less at $3,813 and Albany is even cheaper at $3,527. Atlanta's monthly average is higher at $4,290, with Augusta costing even more at $4,528.

Home health care involves medical services usually provided by registered nurses or therapists, based on a senior’s needs. Despite this, it has an identical average cost as home care in Warner Robins, which offers nonmedical help such as bathing and cooking. Besides home care services, seniors may opt to reside in an assisted living community at a much lower monthly cost of $2,750. For those who require round-the-clock nursing care, a semiprivate room in a nursing home averages $6,540 in Warner Robins.

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

• Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
• Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
• Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
• Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
• Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.