Fort Smith is a mid-sized city located near the Oklahoma border in Arkansas. Despite being classed as a city, the location retains its small-town feel, with beautiful mountain views, good air quality and a relatively low cost of living. The U.S. Census estimates 14.9% of the city’s roughly 89,000 residents are aged 65 or older, and there are more than 5,500 veterans living there. Arkansas is a senior-friendly state when it comes to taxation. Social Security retirement benefits are untaxed, and property taxes in Arkansas are some of the lowest in the country. Home care services are quite affordable too, with seniors paying just $4,176 per month on average, according to the Genworth Cost of Care Survey 2021. Unlike home health care, the rate for home care does not include medical services, but seniors can still take advantage of living in a tranquil location while still benefiting from access to essential services. The Mercy Hospital Fort Smith is located in the city and provides a full range of health care services.

Below we’ve compiled a comprehensive directory of every home care provider in Fort Smith– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in Fort Smith, AR

2019

Home Instead – Fort Smith, AR

3800 Rogers Ave, Suite 1, Fort Smith, AR, 72903

Home Instead so-called "care-givers" do NOT put the client’s needs first. Time after time, my mother treats the paid employees as if they are her guests. I have complained via phone numerous times. Re … (read more)
Home Instead so-called "care-givers" do NOT put the client’s needs first. Time after time, my mother treats the paid employees as if they are her guests. I have complained via phone numerous times. Re … (read more)

1 Source Senior Care – Fort Smith, AR

1513 Jenny Lind Rd, Fort Smith, AR, 72901

We are the premier in home care agency in NW Arkansas and the Fort Smith/River Valley area. We are not a franchise which allows us to work with our clients and their needs directly without having to g … (read more)
We are the premier in home care agency in NW Arkansas and the Fort Smith/River Valley area. We are not a franchise which allows us to work with our clients and their needs directly without having to g … (read more)

Frankie’s Senior Care and Sitting Service

P.O. BOX 724, Fort Smith, AR, 72901

I am so glad that I found The Cutting Edge Senior Care. The care is FANTASTIC and the rates are reasonable. I know that the caregiver that Frankie sends to care for my parents is going to be Qualified … (read more)
I am so glad that I found The Cutting Edge Senior Care. The care is FANTASTIC and the rates are reasonable. I know that the caregiver that Frankie sends to care for my parents is going to be Qualified … (read more)

FirstLight HomeCare – Northwest Arkansas

1116 S Walton Blvd Suite 157, Bentonville, AR, 72712

I used FirstLight to provide care for my wife who has Alzheimer’s. The care was provided over a period of several months until my wife was able to move into a Memory Care facility for full time care. … (read more)
I used FirstLight to provide care for my wife who has Alzheimer’s. The care was provided over a period of several months until my wife was able to move into a Memory Care facility for full time care. … (read more)

Superior Senior Care – Jonesboro & Paragould

701 S. Main St., Jonesboro, AR, 72401

Thank you so much for the professional and compassionate care provided for my father. His caregivers have been life savers in his acute situation.
Thank you so much for the professional and compassionate care provided for my father. His caregivers have been life savers in his acute situation.

CareNetwork

4019 Massard, Room A, Fort Smith, AR, 72903

We have tried and tried to get help for my dad who can be not so easy to get along with. Addus in FORT SMITH AR is absolutely answered prayers!! Tabitha is so helpful and my dad loves his aide Jessica … (read more)
We have tried and tried to get help for my dad who can be not so easy to get along with. Addus in FORT SMITH AR is absolutely answered prayers!! Tabitha is so helpful and my dad loves his aide Jessica … (read more)

CareNetwork

216 & 220 North 12th Street, Fort Smith, AR, 72901


Assiduous Home Care

9127 Fresno Circle, Suite A, Fort Smith, AR, 72903


Superior Senior Care

309 N Myrtle St, Fort Smith, AR, 71671


Home Helpers of Fort Smith Arkansas

1115 S Waldron Rd Ste 108, Fort Smith, AR, 72903


Senior Helpers – Ozark, AR

1200 W Commercial St , Ozark, AR, 72949


Paying for Home Care in Fort Smith, AR

The Cost of Home Care in Fort Smith, AR

The Genworth Cost of Care Survey 2021 lists the average cost of home care services in Fort Smith as being $4,176, which compares favorably to the state ($4,185) and national ($4,957) averages. Seniors living in Jonesboro and Pine Bluff pay slightly less than those in Fort Smith, with typical fees of $3,909 and $4,004, respectively. Elsewhere in the state, those residing in Hot Springs pay slightly more ($4,290) and fees in Fayetteville are in line with the national average.

$4176

Fort Smith

$4185

Arkansas

$4957

United States

$3909

Jonesboro

$4004

Pine Bluff

$4290

Hot Springs

$4957

Fayetteville

The Cost of Home Care vs. Other Senior Care Options in Fort Smith, AR

Home care costs in Fort Smith are $326 per month more than assisted living costs, but $209 lower than home health care services, which offer similar support to home care but also provide some medical assistance. Adult day health care cost data is not available for Fort Smith. However, in most cases these services are the least costly, as seniors receive day-to-day assistance during working hours, and must travel to a community center to access the services. Nursing homes that provide 24-hour skilled nursing care are the most expensive option, averaging $6,083 per month.

$4176

Home Care

$4385

Home Health Care

$3850

Assisted Living Facility

$6083

Nursing Home Facility (semiprivate room)

Financial Assistance for Home Care in Fort Smith, AR

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Fort Smith Home Care Resources 

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Fort Smith:

Area Agency on Aging of Western Arkansas

Address: 524 Garrison Avenue, P.O. Box 1724, Fort Smith, AR 72902
Phone Number: (479) 783-4500

The Area Agency on Aging of Western Arkansas is a nonprofit organization that provides a number of low-cost services to Sebastian County’s older residents. Representatives can assist seniors in finding local resources that can help them remain independent, such as financial support, in-home care and benefits counseling. Transportation to medical appointments is offered at no cost for those who qualify, and rides to shopping centers and similar destinations are also available in some areas.

Sebastian County Homestead Credit and Tax Freeze

Address: 35 South 6th Street, Fort Smith, AR 72901
Phone Number: (479) 784-1516

Fort Smith offers multiple tax benefits for retirees with limited incomes. Property owners have access to Sebastian County’s Homestead Credit, which can reduce their annual tax obligation by up to $350. A related program can also help applicants save money on taxes by freezing the tax value of their homes, potentially protecting them from the effects of inflation. In this case, eligibility requirements include being over the age of 65 or having a qualifying disability.

Senior Activity Centers

Address: 1411 Rogers Avenue, Fort Smith, AR 72901
Phone Number: (479) 782-1192

Fort Smith’s Senior Activity Centers work to improve the lives of older adults in the area. Homebound individuals aged 65 or over may qualify for one hot meal per day delivered directly to their home. This service is available from Monday to Friday; donations are encouraged but not mandatory. Residents can also visit a nearby center to access free counseling, health screenings and recreational activities.

Weatherization Program

Address: 1617 Zero Street, Fort Smith, AR 72901
Phone Number: (479) 785-2303

The Crawford-Sebastian Community Development Council provides minor home modifications at no cost to help improve energy efficiency and reduce utility bills. Services include door and window sealing, duct maintenance, air leakage reduction, and insulation installation. Both property owners and tenants are eligible, and applicants may be subject to income limits depending on their household size. Priority is given to older adults and people with disabilities.

Personal Care Services

Address: 524 Garrison Avenue, P.O. Box 1724, Fort Smith, AR 72902
Phone Number: (479) 783-4500

This program, offered by the local Area Agency on Aging, provides assistance to Fort Smith residents who want to age safely in their own homes rather than move into a care facility. Seniors have access to multiple services that can provide respite to their families, including companionship, meal preparation and help with personal hygiene. Services can be paid for by the participant’s Medicaid plan or private health insurance.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for home care


Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Talking with Family and Others about a loved one's needs