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The 10 Best Home Care Agencies for Seniors in Surprise, AZ for 2024

Ranked as one of the most desirable retirement destinations in Caring’s 2019 Senior Living Report, Surprise, Arizona attracts seniors seeking a sun-filled, modern city that offers plenty of amenities and services for older adults. Genworth’s 2020 Cost of Care Survey shows that on average, nonmedical home care services in Surprise cost $5,148 per month, while home health care services, which include some limited medical care, are more expensive. A number of local hospitals and health care facilities offer emergency and acute care services, including the 24/7 Emergency Room at Arizona General Hospital in Surprise and the Abraza Surprise Hospital. 

Below we’ve compiled a comprehensive directory of every home care provider in the Surprise area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Surprise, AZ

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Paying for Home Care in Surprise, AZ

The Cost of Home Care in Surprise, AZ

Genworth Financial’s 2020 Cost of Care Survey shows that the average monthly home care cost in Surprise is $5,148, which is higher than the state average of $4,934 and the national average of $4,481. In nearby Tucson, seniors pay an average of $5,053 per month for 44 hours of home care service each week, while rates are lower in Yuma ($4,290) and Prescott Valley ($4,385). 

Surprise

$5,148

Arizona

$4,934

United States

$4,481

Tucson

$5,053

Yuma

$4,290

Prescott Valley

$4,385

The Cost of Home Care vs. Other Senior Care Options in Surprise, AZ

Home care is one of the many senior care options available in Surprise. The lowest-priced option is adult day health care, which costs an average of $867 per month. Home health care, a type of in-home care that includes some basic medical care such as wound management and ostomy care, costs an average of $5,243 per month. Prices for residential care run $3,700 for assisted living, while a semiprivate room in a nursing home costs about $9,247 per month. 

Home Care

$5,148

Home Health Care

$5,243

Adult Day Health

$867

Assisted Living

$3,700

Nursing Home Care (semiprivate room)

$9,247

Note: Data for Surprise was unavailable, so data for the nearest city, Phoenix, was used instead.

Financial Assistance for Home Care in Surprise, AZ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Surprise, AZ

Seniors who opt to spend their retirement years residing in their Surprise, Arizona home can get help from a number of free and low-cost programs run by government agencies and nonprofit organizations. These services include advocacy for veterans, assistance with meals and barrier-free transportation. 

ResourceContactService
Valley Metro Transit/ Paratransit(602) 253-5000Valley Metro is the regional public transit provider for Maricopa County. All Valley Metro vehicles are equipped with ADA-compliant wheelchair lifts. Riders who cannot use the regular fixed-route service due to disability and who reside within 3/4-mile of a Valley Metro route can apply to use Valley Metro Paratransit. Eligible seniors can use this shared-ride, door-to-door to travel to and from destinations throughout Surprise and Maricopa County, including shopping areas, medical centers and places of worship.
Surprise Senior Center(632) 222-1500 Surprise seniors aged 50 and older qualify for low-cost membership at the Surprise Senior Center, a social and recreational hub for older adults. Seniors can enjoy a low-cost lunchtime meal at the center each weekday, join a fitness class or social club, learn about local resources for seniors and take advantage of regular preventative health screening clinics.
Area Agency on Aging
 Region One
(888) 264-2258 or (602) 264-4357The Area Agency on Aging, Region One plans, overseas and delivers programs and services to help seniors aged 60 and older. Surprise seniors can call the agency's Senior Helpline 24/7 to learn about services such as Meals on Wheels, Legal Aid, health insurance counseling and case management.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

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Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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