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The 10 Best Home Care Agencies for Seniors in Surprise, AZ for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Surprise, AZ, residents and their loved ones rate In Home Care agencies 4.7 out of 5 stars across the 64 options below.

Home Care Services in Surprise, Arizona

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Paying for Home Care in Surprise, AZ

The Cost of Home Care in Surprise, AZ

Home care costs about $6,197 per month in Surprise, according to the 2024 Genworth Cost of Care Survey. Although this rate trends higher than the U.S. norm of $5,720, it falls slightly below the Arizona median of $6,292. It also runs lower than rates in Tucson, where seniors pay about $6,673. However, Lake Havasu City offers competitive rates of around $5,148.

Surprise

$6,197

Arizona

$6,292

United States

$5,720

Tucson

$6,673

Sierra Vista

$5,835

Lake Havasu City

$5,148

The Cost of Home Care vs. Other Senior Care Options in Surprise, AZ

Seniors in Surprise pay about $6,197 per month for home care. By comparison, home health care, which includes skilled nursing services, costs about $850 more. Although assisted living costs about $700 less than home care, adult day health care rates run significantly higher at approximately $8,667 per month. 

Home Care

$6,197

Home Health Care

$7,055

Adult Day Health Care

$8,667

Assisted Living Facility

$5,500

Nursing Home Care (semi-private room)

$7,984

Note: Data for Surprise was unavailable, so data for the nearest city, Phoenix, was used instead.

Financial Assistance for Home Care in Surprise, AZ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Surprise, AZ

Seniors who opt to spend their retirement years residing in their Surprise, Arizona home can get help from a number of free and low-cost programs run by government agencies and nonprofit organizations. These services include advocacy for veterans, assistance with meals and barrier-free transportation. 

ResourceContactService
Valley Metro Transit/ Paratransit(602) 253-5000Valley Metro is the regional public transit provider for Maricopa County. All Valley Metro vehicles are equipped with ADA-compliant wheelchair lifts. Riders who cannot use the regular fixed-route service due to disability and who reside within 3/4-mile of a Valley Metro route can apply to use Valley Metro Paratransit. Eligible seniors can use this shared-ride, door-to-door to travel to and from destinations throughout Surprise and Maricopa County, including shopping areas, medical centers and places of worship.
Surprise Senior Center(632) 222-1500 Surprise seniors aged 50 and older qualify for low-cost membership at the Surprise Senior Center, a social and recreational hub for older adults. Seniors can enjoy a low-cost lunchtime meal at the center each weekday, join a fitness class or social club, learn about local resources for seniors and take advantage of regular preventative health screening clinics.
Area Agency on Aging
 Region One
(888) 264-2258 or (602) 264-4357The Area Agency on Aging, Region One plans, overseas and delivers programs and services to help seniors aged 60 and older. Surprise seniors can call the agency's Senior Helpline 24/7 to learn about services such as Meals on Wheels, Legal Aid, health insurance counseling and case management.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

azne

I am a current client of this provider

Review of Home Instead - Surprise, AZ

There comes a time when we realize that a simple misstep can start a hospital stay and/or a home confinement. My family lives miles away, and I realized I could need some daily or weekly help. I...

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Home Care

Jarhead65

I am a current client of this provider

Review of Home Instead - Surprise, AZ

Used the local Homeinstead for my wife starting in 2021 would have rated them 5 star at that time. Due to a number of hospital stays and health issues moved into a care facility until returning...

Provider response

We are deeply saddened with your experience that you have listed here. We volunteered to be part of the Honor Cares integration to be part of a team that is working on the future of homecare....

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Home Care

Frank

I am a friend or relative of a current/past resident

Review of Home Instead - Surprise, AZ

I have been using Home Instead for nearly a year and a half and could not be happier with the level of care, compassion and service. My spouse has cognitive issues. Our caregiver has bonded with my...

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In Home Care near Surprise, AZ

WaddellSun City WestEl MirageYoungtownGlendale Luke AFBLuke Afb

Other Options in Surprise, AZ

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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