Does Cigna Cover Hearing Aids?

Date Updated: July 28, 2025

Written by:

Rachel Lustbader

Rachel Lustbader is a writer and editor with a background in healthcare and technology. Her work has been published on websites including HealthCare.com, BiteSizeBio.com, BetterHelp.com, Caring.com, and PayingforSeniorCare.com. She studied health science and public health at Boston University.

Both of Rachel’s grandmothers had very positive experiences in senior living communities, and Rachel saw firsthand the impact that kind, committed caregivers and community managers can have on seniors’ and their family members’ lives. With her work at Caring, Rachel hopes to help other families find communities, caregivers, and at-home products that benefit elderly loved ones and make life less stressful for family caregivers

Whether or not Cigna covers hearing aids depends on the specific insurance plan an enrollee chooses. Hearing aids can greatly improve the quality of life for individuals with hearing loss, but without the right coverage, they can be expensive. Additionally, an individual’s hearing care needs may change over time, resulting in recurring expenses such as exams or new hearing devices. Therefore, each person’s choice of coverage should take these expenses into account.

Do Cigna Medicare Plans Cover Hearing Aids?

Some of Cigna’s offerings make hearing aids and related care much more affordable, while others do not. For instance, certain Medicare Advantage plans from Cigna contain hearing-aid-related benefits. Such benefits are delivered via Hearing Care Solutions, which is Cigna’s partner.

For Cigna Medicare members, HCS lists no-cost fittings, four-year battery supplies and warranties as perks. Unless a co-pay applies, exams are free, and consumers can choose from a variety of hearing aid options. Prices for each specific device vary based on technology, but some plans include an allowance that makes hearing aids more affordable.

CignaHearing Aid Coverage Options

Outside of Medicare-related plans, customers can enroll in other policies that provide some hearing aid coverage. Cigna’s coverage options vary from state to state and even from county to county. Policy details are also subject to change from year to year. Before purchasing a plan, it’s important to research the plan’s offerings and consult with the insurance company about what it covers.

How Much Do Hearing Aids Cost With Cigna?

The features, manufacturer and style of a hearing aid largely determine its price, but performance and comfort are important factors as well, so users shouldn’t solely prioritize finding the cheapest option. When choosing a hearing aid, these are good considerations to keep in mind:

Hearing aids come in different styles, with the most common being behind-the-ear, receiver-in-canal and completely-in-canal. A customized hearing device may be the best option if the standard options prove to be tricky fits.
Though some users opt for analog hearing aids, audiologists typically recommend digital hearing aids.
Connectivity features can make hearing aids even more useful. For instance, Bluetooth-enabled hearing aids are able to stream audio from smartphones and other devices.

How Do I Tell if Hearing Aids Are Medically Necessary?

Hearing aids aren’t necessary for everyone, but some signs indicate a person should consult with a doctor about potential hearing loss. These signs include:

Trouble hearing what others are saying and distinguishing specific words from other noises
Difficulty distinguishing among sounds
Needing people to speak more loudly or repeat themselves

Sometimes hearing loss is caused suddenly by a specific event, such as an explosion, but less extreme loud noises can also wear down hearing over time. Aging may play a role, too, as can certain diseases.

Though it can disrupt an individual’s life, gradual hearing loss may be tough to notice at first. Anyone who suspects hearing loss should see a doctor for further advice.

Hearing Aid Brand Reviews

On this page:

Speak with a Caring Family Advisor

By clicking "Get Started", I am providing express written consent to receive calls including automated/pre-recorded calls and automated texts for which I may incur a cost, as well as emails from Caring and its partners. I understand I am not obligated to provide this consent to utilize Caring’s service(s). I acknowledge I was able to review the Agreement to be Contacted, Terms of Use, and Privacy Policy. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.