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Does Aetna Cover Hearing Aids?

Date Updated: July 28, 2025

Written by:

Rachel Lustbader

Rachel Lustbader is a writer and editor with a background in healthcare and technology. Her work has been published on websites including HealthCare.com, BiteSizeBio.com, BetterHelp.com, Caring.com, and PayingforSeniorCare.com. She studied health science and public health at Boston University.

Both of Rachel’s grandmothers had very positive experiences in senior living communities, and Rachel saw firsthand the impact that kind, committed caregivers and community managers can have on seniors’ and their family members’ lives. With her work at Caring, Rachel hopes to help other families find communities, caregivers, and at-home products that benefit elderly loved ones and make life less stressful for family caregivers

Aetna covers hearing aids as a part of some of its Medicare Advantage plans, in cases where a hearing aid is deemed medically necessary. Hearing aids can be expensive, and not all Medicare plans include them so having a policy that includes hearing care can be invaluable for many older adults. Below, we provide an overview of the best hearing aids and explain how Aetna may offer coverage for the devices.

Best Rechargeable Digital Hearing Aid
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Hear.com

  • Starting Price: $3,200 or $139 a month for one pair
  • Battery Type: Wireless Rechargeable
  • Standout Feature: Bluetooth-Enabled for All Smartphones
See PackagesRead Our Review
Best for Comfortable In-Ear Hearing Aids
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Eargo

  • Starting Price: $1,650 for one pair
  • Battery Type: Rechargeable Batteries for all Models
  • Standout Feature: Small, Discrete, and Appealing Designs
Best for Affordable Hearing Aids
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Jabra Enhance (formerly Lively)

  • Starting Price: $1,195 for one pair
  • Battery Type: Rechargeable and Standard Batteries (Depends on Model)
  • Standout Feature: Custom-Programmed by Expert Audiologists
Best Low-Cost Bluetooth Hearing Aid
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Audicus

  • Starting Price: $1,398 for one pair
  • Battery Type: Standard Batteries and Rechargeable Upgrade Available for Some Models
  • Standout Feature: Low Monthly Payment Options
Best Rewards Program
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Lexie

  • Starting Price: $649 for one pair
  • Battery Type: Standard Disposable Batteries Only
  • Standout Feature: Unique Rewards Program
Best Mobile App
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ReSound

  • Starting Price: $3,000 - $6,500 average for one pair
  • Battery Type: Rechargeable and Standard Batteries (Depends on Model)
  • Standout Feature: All Current Models are Bluetooth-Enabled for Direct Streaming
Best Invisible Hearing Aid
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Phonak

  • Starting Price: $1,995 - $3,900 average for one ear
  • Battery Type: Rechargeable and Standard Batteries (Depends on Model)
  • Standout Feature: Provides a 100% Invisible Device (Lyric Model)
Best for High-End Design
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Signia

  • Starting Price: $1,540 - $5,945 average per pair
  • Battery Type: Rechargeable and Standard Batteries (Depends on Model)
  • Standout Feature: High-End Features Like Dolby-Digital Sound Streaming and Tinnitus Relief
Best for Artificial Intelligence Features
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Widex

  • Starting Price: $900 - $6,500 average per pair
  • Battery Type: Rechargeable and Standard Batteries (Depends on Model)
  • Standout Feature: Specializes in Hearing Aids with Artificial Intelligence Technology
Best for Assistive Technology
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Starkey

  • Starting Price: $1,600 - $4,798 average per pair
  • Battery Type: Rechargeable and Standard Batteries (Depends on Model)
  • Standout Feature: Provides Assistive Features for Seniors such as Fall Detection and Amazon Alexa Support

Aetna Covers Hearing Aids for Those Diagnosed with Hearing Loss

Aetna offers hearing care services for some of its Medicare members. These services are delivered by Hearing Care Solutions. As a part of its hearing care cover, individuals may receive help with the cost of hearing exams, the purchase of hearing aids and any fitting costs.

To qualify for help with hearing aids, members must have a confirmed diagnosis of hearing loss. The type of hearing aid covered depends on the severity of the hearing loss.

For example, Aetna considers air conduction hearing aids to be necessary if:

  • The user’s hearing thresholds are 40dB HL or greater at 500, 1000, 200, 3000 or 4000 Hz
  • Hearing thresholds are 26 dB HL or greater at three of the above frequencies
  • The user has speech recognition levels below 94%

Implantable or semi-implantable hearing aids may be offered for those with moderate or severe hearing loss. Over-the-counter products such as the Bose Hearing Aid are covered on some plans if the device has been prescribed by a physician.

Aetna’s Medicare Advantage Plans May Cover Hearing Aids

Aetna offers several plans that fall under the Medicare Advantage umbrella. These plans offer the same coverage as Original Medicare (Part A and B), as well as supplementary benefits which may include hearing, vision and dental care.

Aetna’s Medicare Advantage plans are:

  • HMO
  • HMO-POS
  • Dual Eligible SNPs
  • PPO

If you’re not sure what is included in your plan, contact the provider to confirm before ordering a hearing aid, hearing test, or other related products.

AetnaCan Provide Reimbursement For Out-Of-Network Hearing Aid Providers

Medicare Advantage plans usually offer total coverage for routine hearing tests and hearing aid fitting. Some plans also cover the cost of purchasing a new hearing aid from an in-network provider.

If you’d prefer to work with an out-of-network provider, check whether your plan offers Direct Member Reimbursement (DMR). Some Aetna plans include an annual allowance that members may spend on sharing care with any licensed provider in the United States that accepts Medicare Beneficiaries.

If your plan includes DMR, you will be responsible for paying the out-of-network provider. After paying for the hearing services, you can submit a receipt to Aetna who will reimburse you for those expenses. This gives you the freedom to choose the brands you prefer or providers you trust, even if they’re outside of the Aetna network.

Hearing Aid Brand Reviews

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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