Memory Care Communities in Destin, FL

Memory Care costs in Destin start around $6,195 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Destin and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Florida page.

Some 13,765 people live in Destin, Florida, and 16.7 percent of them are aged 65 or older, which equals more than 2,300 residents. In Okaloosa County, where Destin is located, Elder Affairs reports more than 4,150 people are living with Alzheimer's disease or some other dementia-related condition.

These people may need extended congregate care, and per state regulations, assisted living facilities are required to obtain an ECC supplemental license to treat residents who have cognitive impairments. Six memory care facilities are in the greater Crestview-Fort Walton Beach-Destin metro area, one in Destin and five others nearby.

• Destin gets an average of 66 inches of rain per year, but no snow. It has around 205 sunny days, which is 20 days more than the national average. The low temperature in winter is 42 degrees, and the summer high is near 90. Destin scores 75 on the Sperling Comfort Index, which is attractive to seniors, especially those with painful joints.
  
• The Destin cost of living of 128.9 is 30 percent higher than the U.S. average of 100. Since seniors may require more frequent or continuous health care, it's important to note that those costs in Destin are congruent with the national average.
  
• On a scale of one through 100, with one being lowest and 100 being highest, Destin ranks slightly above the national violent crime average of 31.1, with a score of 49.4. It ranks 58.2 in property crime.  Secured memory facilities offer an extra layer of protection to their elderly residents.
  
• Florida residents enjoy having no state income taxes. This translates to more income for other expenses, such as memory care, clothing and medical costs for seniors who require it.