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The 10 Best Assisted Living Facilities in Merced, CA for 2023

Located in California’s Central Valley, Merced is the seat of Merced County and the travel gateway to Yosemite National Park, just 69 miles away. Although it’s not a large city, it serves as a regional hub for education, business and culture, so seniors can still find what they need while enjoying mild winters and spectacular mountain views. Over 83,600 people call Merced home, including approximately 8,450 seniors aged 65 and older.

Assisted living facilities provide the ideal blend of personalized supportive care and independence in a residential setting for seniors who don’t require round-the-clock care in a nursing home but need some assistance. The average cost of assisted living in Merced is $3,750, lower than the national average and significantly lower than the state average, making it a great choice for retirees on a budget.

This guide covers assisted living in Merced, including comparisons of the average cost of assisted living in other California cities and the average cost of alternate senior care options. It also details some benefits and drawbacks of retiring in Merced and offers a list of free senior resources available through city or county providers.

Directory of Assisted Living Facilities in Merced, California

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What to Consider About Assisted Living in Merced

The Senior Care Licensing Program, operated by the California Department of Social Services, monitors and licenses assisted living centers in Merced and throughout the state. Field staff from its Adult and Senior Care Program perform regulatory inspections at assisted living residences and all other residential care facilities for the elderly statewide.

Benefits and Drawbacks of Assisted Living in Merced

  • Social Security benefits aren’t taxed by the state, which helps Merced seniors financially. Unfortunately, most other retirement benefits are taxed, but income taxes are low for average seniors. Sales tax in California can also be high, but groceries and prescriptions are tax-exempt. Overall, California is considered relatively good tax-wise for seniors.
  • California is noted for its high cost of living, and although Merced’s cost of living is nearly 5% higher than the national average, it’s lower than the state average by 45%. Housing costs are 12% higher than the national average but over 125% lower than the average cost statewide. Health care costs and utilities are slightly higher in Merced but lower costs elsewhere more than make up for it.
  • Although violent and property crime rates in Merced are quite a bit higher than the national average, rates have dropped significantly compared to 2012. By 2019, violent crime had dropped by more than 35% and property crime by about 45%, which is a considerable improvement in a relatively short period. Seniors should also note that most assisted living facilities have security measures in place to keep residents safe.
  • Retirees who dislike extremely cold weather and snow won’t have to worry because there isn’t any snow or days when temperatures fall below zero. Rainfall in Merced is well below the national average, with about 13 inches per year compared to 38 inches. Summertime temperatures can get high, with July’s average around 95 degrees, and occasionally humidity can become unpleasant. For those who love the sun, Merced gets 262 sunny days per year, almost 60 more than the national average.
  • Merced has a local hospital with an on-site emergency department and medical-surgical ICU, which saves residents from traveling to a larger, nearby city. Mercy Medical Center Merced was rated high performing for treating COPD and has 264 providers practicing at the facility.

Paying for Assisted Living in Merced

Merced’s average cost of assisted living is $3,750 per month, according to Genworth’s Cost of Care Survey. Unlike other cities in the state, Merced is $550 lower than the national average. It’s also $1,250 lower than the state average, making it less expensive than many nearby cities.

The Cost of Assisted Living in Nearby Cities

Thanks to a much lower than average assisted living cost, Merced is more affordable than other nearby cities. Fresno is closest in price, but its average is still $163 higher each month, and Modesto’s average is $250 more. Higher still are the averages for San Jose and Salinas, which run $2,125 and $3,350 more per month, respectively.

Merced

$3,750

California

$5,000

The United States

$4,300

Fresno

$3,913

Modesto

$4,000

San Jose

$5,875

Salinas

$7,100

The Cost of Other Types of Senior Care

Seniors exploring other senior care options may consider adult day health care, which offers the lowest per month average at $1,804. Those who wish to remain in their homes and age in place may review homemaker services or home health aides, which both cost an average of $5,529 per month. Seniors with more extensive medical care needs may require nursing home care, which has the highest cost. Semiprivate rooms average $9,399 and private rooms average $9,870.

Homemaker Services

$5,529

Home Health Aide

$5,529

Adult Day Health Care

$1,804

Assisted Living Facility

$3,750

Nursing Home Facility (semiprivate room)

$9,399

Nursing Home Facility (private room)

$9,870

Financial Assistance for Assisted Living in Merced

Eligible seniors can find financial assistance services in Merced through both the Medicaid 1915(c) Assisted Living Waiver Program, Supplemental Security Income (SSI) and the optional state supplement (OSS).

Learn more about these programs, plus who’s eligible, on our Assisted Living in California page.

Financial Assistance in California

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.

Free Assisted Living Resources in Merced

Assisted living residents will find numerous free resources in Merced that help them get around, stay active and retain their independence. These resources are provided by government entities or nonprofit organizations wanting to make a difference in the lives of seniors throughout the community.

ResourceContactService
Merced County Area Agency on Aging(209) 385-7550Merced AAA provides numerous senior services to help keep aging adults safe and healthy. It contracts with Central California Legal Services to provide free legal and notary services to senior citizens throughout the county. AAA also distributes donated cell phones to seniors free of charge and contracts with other organizations to provide congregate and home-delivered meals and free bus passes for seniors aged 60 and older.
Merced County Adult and Aging Services(209) 385-3105Merced County Adult and Aging Services assists elderly and disabled adults to retain their independence and well-being through various services, including transportation, home-delivered meals, health insurance counseling, legal assistance and family caregiver support. It also provides services and support to seniors who are victims of neglect, abuse or exploitation.
Merced County Long-Term Care Ombudsman(209) 385-7402Merced County LTC Ombudsman advocates for residents of assisted living and other adult care facilities. It works to resolve problems to improve quality of care issues for residents by helping identify, investigate and resolve complaints in long-term care settings.
Merced Senior Community Center(209) 385-8803The Merced Senior Community Center provides a place for seniors to remain active and socialize with old and new friends. Programs and activities include the Merced Senior Social Club, bingo, ballroom and line dancing, yoga, Tai Chi, cards, crafts, a computer lab with free Wi-Fi, pool tables, a library, free tax help and AARP meetings.
Resources for Independence Central Valley(559) 221-2330RICV’s Merced office helps any resident with a disability regardless of age to live more independently through various programs and services. Its Repair & Share Program is a loan and recycle program that provides power wheelchairs temporarily to aid people with mobility issues until they can get a power wheelchair of their own.

Assisted Living Laws and Regulations in Merced

Merced-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in California are required to follow. Visit our Assisted Living in California page for more information about these laws.

Assisted Living Laws and Regulations in California

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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