Located in California’s Central Valley, Merced is the seat of Merced County and the travel gateway to Yosemite National Park, just 69 miles away. Although it’s not a large city, it serves as a regional hub for education, business and culture, so seniors can still find what they need while enjoying mild winters and spectacular mountain views. Over 83,600 people call Merced home, including approximately 8,450 seniors aged 65 and older.

Assisted living facilities provide the ideal blend of personalized supportive care and independence in a residential setting for seniors who don’t require round-the-clock care in a nursing home but need some assistance. The average cost of assisted living in Merced is $3,750, lower than the national average and significantly lower than the state average, making it a great choice for retirees on a budget.

This guide covers assisted living in Merced, including comparisons of the average cost of assisted living in other California cities and the average cost of alternate senior care options. It also details some benefits and drawbacks of retiring in Merced and offers a list of free senior resources available through city or county providers.

Directory of Assisted Living Facilities in Merced, CA

2014, 2015

Pacifica Senior Living Merced

3420 R Street, Merced, CA, 95348

The Pacifica Senior Living Merced assisted living community is located north of Merced, California, and it features an outdoor courtyard and landscaped grounds. Offering over 80 studios and a mix of o … (read more)
The Pacifica Senior Living Merced assisted living community is located north of Merced, California, and it features an outdoor courtyard and landscaped grounds. Offering over 80 studios and a mix of o … (read more)

Amie Marchini Park Merced

3050 M Street, Merced, CA, 95348

I really like Amie Marchini Park Merced. It’s very clean, the grounds are very well-kept, and the personnel is very attentive and very informative. We really like the facility, the grounds are very be … (read more)
I really like Amie Marchini Park Merced. It’s very clean, the grounds are very well-kept, and the personnel is very attentive and very informative. We really like the facility, the grounds are very be … (read more)

Guardian Angel Home Care

4345 Vaughn Avenue, Merced, CA, 95340

Guardian Angel Home Care is absolutely wonderful. My father-in-law is absolutely happy there. He has just blossomed since he got there. He gets individual attention and is thriving. He loves the food … (read more)
Guardian Angel Home Care is absolutely wonderful. My father-in-law is absolutely happy there. He has just blossomed since he got there. He gets individual attention and is thriving. He loves the food … (read more)

Joy Joyce Residential Care Home

263 Arroyo Court, Merced, CA, 95341

After touring multiple homes and not so great experiences, Joy Joyce is like a breath of much needed fresh air. Right away you can feel the sense of a real home environment. The staff is amazing. Unl … (read more)
After touring multiple homes and not so great experiences, Joy Joyce is like a breath of much needed fresh air. Right away you can feel the sense of a real home environment. The staff is amazing. Unl … (read more)

Llc Retirement Homes

693 Northwood Drive, Merced, CA, 95340


Cogir of Turlock

3791 Crowell Road, Turlock, CA, 95382

We toured, and we just found that it suited our needs and the level of care our mother needed, and it was clean. It was friendly, and it had different levels we found that would suit her better. It wa … (read more)
We toured, and we just found that it suited our needs and the level of care our mother needed, and it was clean. It was friendly, and it had different levels we found that would suit her better. It wa … (read more)

Lifespring Senior Campus

936 Geer Road, Turlock, CA, 95380

Lifespring Senior Campus is a 40-person residential assisted living facility located in Merced, California. Residents enjoy easy access to dining, retail and entertainment options. Both visitors and c … (read more)
Lifespring Senior Campus is a 40-person residential assisted living facility located in Merced, California. Residents enjoy easy access to dining, retail and entertainment options. Both visitors and c … (read more)

St. Thomas Retirement Center and Assisted Living

2937 North Berkeley Avenue, Turlock, CA, 95382

St. Thomas Retirement Center and Assisted Living, located near California State University in Merced, provides care for up to 20 residents. Residents enjoy access to a full schedule of activities, ful … (read more)
St. Thomas Retirement Center and Assisted Living, located near California State University in Merced, provides care for up to 20 residents. Residents enjoy access to a full schedule of activities, ful … (read more)

St. Francis Assisted Care

120 20th Century Blvd, Turlock, CA, 95380

My father-in-law was at St. Francis Assisted Care. I visited there within the last year. We went up until the pandemic; then stopped it. He passed in November of last year. Sometimes the care was just … (read more)
My father-in-law was at St. Francis Assisted Care. I visited there within the last year. We went up until the pandemic; then stopped it. He passed in November of last year. Sometimes the care was just … (read more)

2016, 2021

Samaritan Village

7700 Fox Rd, Hughson, CA, 95326

My husband resided at Samaritan Village for about six weeks while his body finished healing enough for him to come home. He was consistently treated with kindness and respect and found the staff frien … (read more)
My husband resided at Samaritan Village for about six weeks while his body finished healing enough for him to come home. He was consistently treated with kindness and respect and found the staff frien … (read more)

Covenant Village

2125 North Olive Avenue, Turlock, CA, 95382

Covenant Village was very nice, but they charge $60,000 buy-in when you move in. The facility itself was very good. The apartments were very nice. I’ve eaten there, and the food was very nice. Their a … (read more)
Covenant Village was very nice, but they charge $60,000 buy-in when you move in. The facility itself was very good. The apartments were very nice. I’ve eaten there, and the food was very nice. Their a … (read more)

Brandel Manor

1801 North Olive Avenue, Turlock, CA, 95382

I really liked this facility. Its staff was caring and nice they took really good care of my family member. There were a lot of people around always someone to help when help was needed. It was clean … (read more)
I really liked this facility. Its staff was caring and nice they took really good care of my family member. There were a lot of people around always someone to help when help was needed. It was clean … (read more)

New Bethany

1441 BERKELEY DRIVE, Los Banos, CA, 93635

At New Bethany the staff there is polite and full of kindness. The staff members are very experienced and help in any way possible to support the needs of the patients around them. There are day and n … (read more)
At New Bethany the staff there is polite and full of kindness. The staff members are very experienced and help in any way possible to support the needs of the patients around them. There are day and n … (read more)

Teresa’s Tender Loving Care #2

8397 Kimberly Way, Hilmar, CA, 95324

Nestled in the middle of an active neighborhood close to all conveniences, Teresa’s Tender Loving Care #2 is an assisted living facility in Hilmar, California. Visitors rate the community highly for t … (read more)
Nestled in the middle of an active neighborhood close to all conveniences, Teresa’s Tender Loving Care #2 is an assisted living facility in Hilmar, California. Visitors rate the community highly for t … (read more)

Las Palmas Estates

1617 Colorado Ave, Turlock, CA, 95382

Las Palmas Estates is situated in a residential neighborhood of Turlock, California just a short drive away from California State University Medical Center and popular shopping areas. Residents praise … (read more)
Las Palmas Estates is situated in a residential neighborhood of Turlock, California just a short drive away from California State University Medical Center and popular shopping areas. Residents praise … (read more)

Summerfield Senior Care

740 Summerfield Drive, Atwater, CA, 95301


What to Consider About Assisted Living in Merced

The Senior Care Licensing Program, operated by the California Department of Social Services, monitors and licenses assisted living centers in Merced and throughout the state. Field staff from its Adult and Senior Care Program perform regulatory inspections at assisted living residences and all other residential care facilities for the elderly statewide.

Benefits and Drawbacks of Assisted Living in Merced

  • Social Security benefits aren’t taxed by the state, which helps Merced seniors financially. Unfortunately, most other retirement benefits are taxed, but income taxes are low for average seniors. Sales tax in California can also be high, but groceries and prescriptions are tax-exempt. Overall, California is considered relatively good tax-wise for seniors.
  • California is noted for its high cost of living, and although Merced’s cost of living is nearly 5% higher than the national average, it’s lower than the state average by 45%. Housing costs are 12% higher than the national average but over 125% lower than the average cost statewide. Health care costs and utilities are slightly higher in Merced but lower costs elsewhere more than make up for it.
  • Although violent and property crime rates in Merced are quite a bit higher than the national average, rates have dropped significantly compared to 2012. By 2019, violent crime had dropped by more than 35% and property crime by about 45%, which is a considerable improvement in a relatively short period. Seniors should also note that most assisted living facilities have security measures in place to keep residents safe.
  • Retirees who dislike extremely cold weather and snow won’t have to worry because there isn’t any snow or days when temperatures fall below zero. Rainfall in Merced is well below the national average, with about 13 inches per year compared to 38 inches. Summertime temperatures can get high, with July’s average around 95 degrees, and occasionally humidity can become unpleasant. For those who love the sun, Merced gets 262 sunny days per year, almost 60 more than the national average.
  • Merced has a local hospital with an on-site emergency department and medical-surgical ICU, which saves residents from traveling to a larger, nearby city. Mercy Medical Center Merced was rated high performing for treating COPD and has 264 providers practicing at the facility.

Paying for Assisted Living in Merced

Merced’s average cost of assisted living is $3,750 per month, according to Genworth’s Cost of Care Survey. Unlike other cities in the state, Merced is $550 lower than the national average. It’s also $1,250 lower than the state average, making it less expensive than many nearby cities.

The Cost of Assisted Living in Nearby Cities

Thanks to a much lower than average assisted living cost, Merced is more affordable than other nearby cities. Fresno is closest in price, but its average is still $163 higher each month, and Modesto’s average is $250 more. Higher still are the averages for San Jose and Salinas, which run $2,125 and $3,350 more per month, respectively.

$3750

Merced

$5000

California

$4300

The United States

$3913

Fresno

$4000

Modesto

$5875

San Jose

$7100

Salinas

The Cost of Other Types of Senior Care

Seniors exploring other senior care options may consider adult day health care, which offers the lowest per month average at $1,804. Those who wish to remain in their homes and age in place may review homemaker services or home health aides, which both cost an average of $5,529 per month. Seniors with more extensive medical care needs may require nursing home care, which has the highest cost. Semiprivate rooms average $9,399 and private rooms average $9,870.

$5529

Homemaker Services

$5529

Home Health Aide

$1804

Adult Day Health Care

$3750

Assisted Living Facility

$9399

Nursing Home Facility (semiprivate room)

$9870

Nursing Home Facility (private room)

Financial Assistance for Assisted Living in Merced

Eligible seniors can find financial assistance services in Merced through both the Medicaid 1915(c) Assisted Living Waiver Program, Supplemental Security Income (SSI) and the optional state supplement (OSS).

Learn more about these programs, plus who’s eligible, on our Assisted Living in California page.

Financial Assistance for Assisted Living in Merced

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.

Free Assisted Living Resources in Merced

Assisted living residents will find numerous free resources in Merced that help them get around, stay active and retain their independence. These resources are provided by government entities or nonprofit organizations wanting to make a difference in the lives of seniors throughout the community.

ResourceContact Services
Merced County Area Agency on Aging(209) 385-7550Merced AAA provides numerous senior services to help keep aging adults safe and healthy. It contracts with Central California Legal Services to provide free legal and notary services to senior citizens throughout the county. AAA also distributes donated cell phones to seniors free of charge and contracts with other organizations to provide congregate and home-delivered meals and free bus passes for seniors aged 60 and older.
Merced County Adult and Aging Services(209) 385-3105Merced County Adult and Aging Services assists elderly and disabled adults to retain their independence and well-being through various services, including transportation, home-delivered meals, health insurance counseling, legal assistance and family caregiver support. It also provides services and support to seniors who are victims of neglect, abuse or exploitation.
Merced County Long-Term Care Ombudsman(209) 385-7402Merced County LTC Ombudsman advocates for residents of assisted living and other adult care facilities. It works to resolve problems to improve quality of care issues for residents by helping identify, investigate and resolve complaints in long-term care settings.
Merced Senior Community Center(209) 385-8803The Merced Senior Community Center provides a place for seniors to remain active and socialize with old and new friends. Programs and activities include the Merced Senior Social Club, bingo, ballroom and line dancing, yoga, Tai Chi, cards, crafts, a computer lab with free Wi-Fi, pool tables, a library, free tax help and AARP meetings.
Resources for Independence Central Valley(559) 221-2330RICV’s Merced office helps any resident with a disability regardless of age to live more independently through various programs and services. Its Repair & Share Program is a loan and recycle program that provides power wheelchairs temporarily to aid people with mobility issues until they can get a power wheelchair of their own.

Assisted Living Laws and Regulations in Merced

Merced-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in California are required to follow. Visit our Assisted Living in California page for more information about these laws.

Assisted Living Laws and Regulations in Merced