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The 10 Best Assisted Living Facilities in Los Gatos, CA for 2024

Los Gatos, located in the San Francisco Bay Area, is a vibrant retirement destination offering year-round mild weather and stunning natural spaces. The local senior community accounts for more than 20% of the total population, and the city has many neighborhoods within walking distance of parks, cultural experiences, such as art galleries and theaters, and other senior-friendly amenities. It also offers access to top-rated medical facilities and assisted living communities.

Assisted living is a residential care option for seniors who seek a balance between independence and support with daily tasks, including bathing, medication management and meal preparation. It typically offers recreational activities, from classes to group outings, along with amenities such as secured outdoor spaces and fitness rooms. This level of care comes at a price of around $5,550 per month in Los Gatos, significantly above the U.S. average of $4,500 but reasonable compared to the California norm of $5,250, according to the Genworth 2021 Cost of Care Survey.

The purpose of this guide is to shed light on the assisted living landscape in Los Gatos, including an analysis of average costs for this service and a list of local resources that can help seniors pay for long-term care.

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Assisted Living Facilities in Los Gatos, California

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What to Consider About Assisted Living in Los Gatos

 

In California, the oversight of assisted living communities falls under the jurisdiction of the Department of Social Services, specifically through its Community Care Licensing Division. This agency is responsible for licensing and inspecting facilities as well as ensuring compliance with state regulations, which cover standards for staffing, resident care, safety and other requirements.

Benefits and Drawbacks of Assisted Living in Los Gatos

  • With mild winters and warm, dry summers, Los Gatos is ideal for seniors seeking a temperate environment. Average temperatures generally remain comfortable year-round, ranging from 85 to 39 degrees Fahrenheit, depending on the season, and residents enjoy 256 days of sunshine annually. Overall, the region's climate provides an inviting backdrop for seniors looking to retire near natural beauty and a wide array of outdoor activities.
  • California is not considered a tax-friendly state for seniors. Most forms of retirement income are taxable, including pensions and withdrawals from savings accounts. Also, the state has relatively high rates, which are levied on a sliding scale from 1% to 12.3% in addition to federal taxes. On the positive side, Social Security benefits are exempt from state taxes, and some seniors may be eligible for tax credits depending on their filing status and annual income.
  • Based on a 100-point index, Los Gatos scored six points below the national average for property crime and 12.7 points lower in violent crime. This, in combination with the additional security measures that assisted living communities often provide, means that residents should expect a relatively quiet, safe lifestyle.
  • The high quality of life in Los Gatos comes with equally high prices, as reflected in its cost of living, which exceeds the California average by 181.5%. However, the majority of these expenses are due to high house prices, so seniors may find that assisted living is a more cost-effective solution than maintaining a home in the city. Additionally, local health care is more reasonably priced 6.4% below the national norm.
  • When it comes to health care, Los Gatos residents have plenty of options to choose from. Locals are covered by an extensive network of physicians reaching 257 per 100,000 inhabitants, a figure well above the national average. Seniors are also within minutes of highly rated medical care centers, including El Camino Health's Los Gatos Hospital, which offers emergency and cardiovascular care, and the Good Samaritan Hospital, which specializes in physical therapy and rehabilitation, oncology, neurology and orthopedics.

 

Paying for Assisted Living in Los Gatos

The average cost for assisted living in Los Gatos is $5,550 per month, although prices vary depending on location and services.

The Cost of Assisted Living in Nearby Cities

Assisted living rates in Los Gatos are 5.7% higher than the statewide average of $5,250 and 23.3% above the national norm of $4,500. Prices in other cities of California can vary significantly. Sacramento offers a more affordable option at $5,225, while those in San Jose pay around 8.1% more than Los Gatos residents. San Francisco stands out as one of the most expensive nearby cities for assisted living, with an average cost of $6,319, but Santa Rosa’s monthly rate of $7,048 surpasses them all, making Los Gatos a moderately priced choice in the Bay Area.

Los Gatos

$5,550

California

$5,250

United States

$4,500

Sacramento

$5,225

San Jose

$6,000

San Francisco

$6,319

Santa Rosa

$7,048

The Cost of Other Types of Senior Care

In Los Gatos, costs across various senior care options differ substantially depending on the services offered. In-home care, priced at $6,864 monthly, provides assistance with basic tasks within the individual’s home. Home health care, at $7,007, covers similar services with added medical oversight. Assisted living communities, a more budget-friendly choice at $5,550, cater to those requiring daily assistance without intensive medical attention, while nursing home care, the costliest option at $10,646 for a semi private room, provides comprehensive medical care and 24/7 supervision.

In-Home Care

$6,864

Home Health Care

$7,007

Assisted Living Facility

$5,550

Nursing Home Facility (semiprivate room)

$10,646

Note: Data for Los Gatos was unavailable, so data for the nearest city, Santa Cruz, was used instead.

Financial Assistance for Assisted Living in Los Gatos

Senior citizens in California, as well as those with a qualifying disability, may be eligible for the Assisted Living Waiver (ALW), which is a Home and Community-Based Services (HCBS) waiver that was created by legislation that directed the California Department of Health Care Services (DHCS). Los Gatos residents may find this especially helpful to afford senior care. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in California page.

Financial Assistance in California

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.

Free Assisted Living Resources in Los Gatos

Los Gatos and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Los Gatos, please visit our Assisted Living in California page.

Assisted Living Laws and Regulations in Los Gatos

Los Gatos Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in California are required to follow. Visit our Assisted Living in California page for more information about these laws.

Assisted Living Laws and Regulations in California

Reviews of Communities Nearby

Assisted Living

gaylordg

I am a friend or relative of a current/past resident

Review of Los Gatos Meadows

My mother was at this facility for over seven years. She had her own apartment. When her health went bad she moved to the extended care facility. In the end she moved to the dementia area. She...

Provider response

We're glad your mother and all of your family had such a good experience with us! Thanks for taking the time to leave us this review. Take care!

Read more

Assisted Living

Nancee

I visited this facility

Review of Los Gatos Meadows

Los Gatos Meadows was very nice and very clean. The staff was very good, but the rooms were small. The food was excellent and the residents looked very happy.

Read more

Assisted Living

alice183351

I visited this facility

Review of Los Gatos Meadows

We visited Los Gatos Meadows, and it is in a good location. Very nice staff and exquisite dining room. We tried the food and it was good. The price is high for the units.

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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