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The 5 Best Home Care Agencies for Seniors in Farmersville, OH for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Farmersville, OH, residents and their loved ones rate In Home Care agencies across the 9 options below.

Home Care Services in Farmersville, Ohio

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On this page:

  • Home Care Services in Farmersville, Ohio
  • Paying for Home Care in Farmersville, OH
  • Financial Assistance for Home Care in Farmersville, OH
  • Farmersville Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Farmersville, OH

The Cost of Home Care in Farmersville, OH

Seniors and their caretakers in the Farmersville area can expect to pay about $5,434 per month for home care, which is $477 more than state and national averages. In Cincinnati to the south of Farmersville, monthly home care costs nearly $300 less than Farmersville, and in Columbus, farther to the northeast, such services cost about $200 more. The most affordable nearby rates can be found in Springfield, where monthly home care is available for an average of $4,385.

Farmersville

$5,434

Ohio

$4,957

The United States

$4,957

Cincinnati

$5,148

Columbus

$5,625

Springfield

$4,385

The Cost of Home Care vs. Other Senior Care Options in Farmersville, OH

In Farmersville, home care costs the same per month as a home health aide able to provide skilled nursing services to seniors with particular health needs. While there’s no data on adult day care, assisted living facilities, which provide social as well as medical services to their residents, are quite affordable. An assisted living facility costs, on average, about $1,200 less per month than home care or a home health aide — and roughly half the cost of skilled nursing care.

Home Care

$5,434

Home Health Care Services

$5,434

Assisted Living

$4,250

Nursing Home Care (semiprivate room)

$8,091

Note: Data for Farmersville was unavailable, so data for the nearest city, Dayton, was used instead.

Financial Assistance for Home Care in Farmersville, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Farmersville Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Farmersville:

ResourceContactAddressService
Home Weatherization Assistance Program (HWAP)(937) 382-1234789 N. Nelson Ave., Wilmington, OH 45177Seniors in Farmersville can get help facing the winter climate with free weatherization assistance from the Home Weatherization Assistance Program (HWAP). HWAP provides free home inspections for seniors in Farmersville who may need new insulation and upgraded windows and doors. Work is done by licensed local contractors, though income and asset limitations apply for eligibility. All work done on a home must be approved in advance by HWAP.
Community Housing Improvement Program (CHIP)(614) 466-228577 South High Street, Columbus, OH 43215Farmersville seniors who need better safety and accessibility features in their homes can get the help they need through the Community Housing Improvement Program (CHIP). CHIP pays the cost of a home inspection, followed by hiring licensed local contractors to perform needed work to bring a home up to code or eliminate potential hazards. Seniors participating in the program must meet income, asset and residency restrictions. Work CHIP pays for may include:
Very Low Income Housing Repair Program(937) 393-1921514 Harry Sauner Rd. # 3, Hillsboro, OH 45133Farmersville seniors aged 62 and over can get a one-time cash grant for home repairs from the Very Low Income Housing Repair Program. This program helps senior homeowners who earn less than 50% of the average Montgomery County income to pay for work needed to keep their homes safe and accessible. Eligible seniors must not have been able to finance the repair work through a traditional home improvement loan.
Low-Income Home Energy Assistance Program (LIHEAP)(937) 382-1234789 N. Nelson Ave., Wilmington, OH 45177The Low-Income Home Energy Assistance Program (LIHEAP) helps seniors in Farmersville keep their home heating and cooling costs under control with discounted utility bills. Seniors who meet the program’s income limitations may be able to save up to 30% on each month’s bills. LIHEAP also helps seniors find and acquire energy efficient appliances, make needed upgrades to their home’s insulation and may be able to prevent disconnection of service with a cash payment.
Elderly Services Program (ESP)(937) 449-06422333 Rombach Avenue, Wilmington, OH 45177Farmersville seniors can get caregiver assistance through the Elderly Services Program (ESP). This program may also pay for medical supplies, respite care and home monitoring equipment for emergency response.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

In Home Care near Farmersville, OH

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Other Options in Farmersville, OH

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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