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The 5 Best Home Care Agencies for Seniors in New Lebanon, OH for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in New Lebanon, OH, residents and their loved ones rate In Home Care agencies across the 9 options below.

Home Care Services in New Lebanon, Ohio

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On this page:

  • Home Care Services in New Lebanon, Ohio
  • Paying for Home Care in New Lebanon, OH
  • Financial Assistance for Home Care in New Lebanon, OH
  • New Lebanon Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in New Lebanon, OH

The Cost of Home Care in New Lebanon, OH

As it’s part of the Dayton metropolitan area, New Lebanon has the same care costs. This means that seniors pay an average of $5,434 per month for home care, which is around $475 more expensive than both the Ohio state median and national average. Some Ohio cities, such as Cincinnati and Lima, are slightly less expensive than New Lebanon. Springfield is the most affordable nearby option at $4,385 per month. However, seniors in New Lebanon can expect to save almost $200 per month on home care services compared to what they’d pay in Columbus.

New Lebanon

$5,434

Ohio

$4,957

The United States

$4,957

Cincinnati

$5,148

Springfield

$4,385

Columbus

$5,625

Lima

$4,957

The Cost of Home Care vs. Other Senior Care Options in New Lebanon, OH

In-home care and home health aide services allow seniors to age in place at home although there are other options for families to consider. At $4,250 per month, care in an assisted living facility is quite a bit more affordable than home care regardless of whether seniors need in-home chore assistance or medical monitoring from licensed nurses. The most expensive option is nursing home care as it includes 24-hour supervision and skilled nursing. Rates for nursing homes start at $8,091 per month for semiprivate rooms.

Home Care

$5,434

Home Health Care

$5,434

Assisted Living

$4,250

Nursing Home Care (semiprivate room)

$8,091

Note: Data for New Lebanon was not available, so data for the nearest city, Dayton, was used instead.

Financial Assistance for Home Care in New Lebanon, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

New Lebanon Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in New Lebanon:

ResourceContactAddressService
Home Weatherization Assistance Program (HWAP)(937) 382-1234789 N. Nelson Ave., Wilmington, OH 45177New Lebanon seniors can get free help preparing their homes for winter with no-cost weatherization from the Home Weatherization Assistance Program (HWAP). This program provides free home inspections for local seniors, followed by recommendations for weather upgrades and improvements to a home’s energy efficiency. Program contractors can install or upgrade new insulation, windows and doors. Eligible seniors must meet income and asset restrictions.
Community Housing Improvement Program (CHIP)(614) 466-228577 South High Street, Columbus, OH 43215Seniors in New Lebanon can apply to the Community Housing Improvement Program (CHIP) for help making repairs and upgrades to their homes. CHIP helps seniors improve the safety and accessibility of their homes with no-cost work by licensed contractors. All work performed under the program must be approved by CHIP in advance, and improvements can include:
Very Low Income Housing Repair Program(937) 393-1921514 Harry Sauner Rd. # 3, Hillsboro, OH 45133New Lebanon seniors who earn less than 50% of the Montgomery County average income may be eligible for help upgrading their homes through the Very Low Income Housing Repair Program. Program benefits are disbursed as a cash grant to cover the cost of needed home repairs. Repair work must improve a home’s safety or accessibility to be eligible for reimbursement. This program is open to seniors aged 62 and over who own their homes in New Lebanon, and who meet the program’s income and asset limits. Seniors in the program must have been unable to finance construction work with a traditional home improvement loan.
Low-Income Home Energy Assistance Program (LIHEAP)(937) 382-1234789 N. Nelson Ave., Wilmington, OH 45177The Low-Income Home Energy Assistance Program (LIHEAP) can reduce seniors’ home energy bills in New Lebanon by up to 30%. Seniors enrolled in LIHEAP can also get help obtaining energy-efficient appliances and new insulation for their homes. LIHEAP may also be able to provide a one-time payment to help seniors in New Lebanon prevent disconnection of services.
Elderly Services Program (ESP)(937) 449-06422333 Rombach Avenue, Wilmington, OH 45177The Elderly Services Program (ESP) pays for the cost of caregiver assistance to help seniors in New Lebanon to help them live independently in their own homes. The program also helps seniors obtain needed medical supplies and home monitoring equipment to summon assistance in case of an emergency.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

In Home Care near New Lebanon, OH

FarmersvilleTrotwoodBrookvilleWest AlexandriaGermantownClayton

Other Options in New Lebanon, OH

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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