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The 10 Best Home Care Agencies for Seniors in Rockport, MA for 2024

Located on the coast at the head of Boston Bay, Rockport, Massachusetts has a high percentage of seniors at just over 37%, which is more than the national average of 16.8%. The city is just 30 miles outside of Boston in  Essex County with a higher than average cost of living but lower crime rates. The city offers some of the most comfortable weather in the state and affordable health care compared to the rest of the country. Addison Gilbert Hospital, located just a few miles away, offers state-of-the-art health care services. Seniors pay an average of $6,292 per month for home care services, which provide personal care assistance for older adults. For seniors who require skilled nursing care, such as medication administration, wound care or checking vital signs, home health care may be a better option.

Below we’ve compiled a comprehensive directory of every home care provider in Rockport– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Rockport, MA

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Paying for Home Care in Rockport, MA

The Cost of Home Care in Carver, MA

Monthly home care services in Rockport are about $300 more than the national Massachusetts state average and over $1,000 more than the national median. Lower rates can be found in the central area of the state near Worcester. New Bedford, located in the southeast, also has a lower rate, while Pittsfield along the western edge and the southern city of Springfield both offer monthly care costs that are less than those in Rockport.

Rockport

$6,292

Massachusetts

$5,911

The United States

$4,957

Worcester

$5,720

Springfield

$5,339

New Bedford

$5,720

Pittsfield

$5,625

The Cost of Home Care vs. Other Senior Care Options in Rockport, MA

Home care costs in Rockport are about $600 less than assisted living but around the same cost as home health care, which provides skilled nursing care for those who require medical attention. Adult day health care offers the most affordable services but requires traveling to a location rather than having a caregiver sent to your home. A semiprivate room in a nursing home has some of the highest costs of care due to its extensive service offerings. 

Home Care

$6,292

Home Health Care

$6,244

Adult Day Care

$1,614

Assisted Living

$6,819

Nursing Home Care (semiprivate room)

$13,155

Note: Data for Rockport was unavailable, so data for the nearest area, Boston, was used instead.was used instead.

Financial Assistance for Home Care in Rockport, MA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Rockport Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Rockport:

ResourceContactAddressService
Rockport Housing Authority(978) 546-318113 Millbrook Park, Rockport, MA 01966The state of Massachusetts offers various programs to help low-income residents, including the operation of several senior housing complexes. Seniors can apply to rent an income-based apartment in one of their senior buildings, or for a Section 8 rent voucher to help pay for an apartment of their choosing. There may be a long waiting list for some housing programs, so it is best to call well before you need to move.
SeniorCare Nutrition Program(978) 546-257358 Broadway, Rockport, MA 01966The SeniorCare Nutrition Program is offered by the Rockport Council on Aging and operates out of the Rockport Senior Center. Meals are served to elders free of charge, although donations are accepted. Housebound elders may qualify for the Meals on Wheels food program, which delivers hot meals. The Saint Anne Food Pantry also offers seniors bags of groceries once a month. Transportation is available for those who need it. The Rockport Senior Center offers a wide range of day programs for local elders, including group exercises, art programs and community celebrations.
Weatherization Assistance Program(617) 573-1100100 Cambridge Street, Suite 300, Boston, MA 02114The state-run weatherization program is available for low-income seniors who need help maintaining their homes throughout the seasons. Cold-weather modifications are offered, such as replacing siding and insulation, as well as upgrading windows and doors. Insulation is added to attics, floors and sidewalls, as well as pipes to prevent freezing in the winter. There are also energy-related repairs that may be available for qualified residents. Local insured contractors perform all work free of charge, and inspectors double-check to ensure the work meets safety standards.
Department of Elder Affairs(978) 546-1212168 Main Street, Rockport, MA 01966This office in Rockport has both created and facilitates a multitude of programs to keep seniors secure, from regularly scheduled home visits to the operation of an elder abuse hotline. The department also runs the File of Life Program, which helps seniors organize their personal information in case law enforcement ever needs to assist an incapacitated elder. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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