With approximately 13,700 residents, seniors aged 65 and older living in Ipswich make up 21.1% of the town’s population — significantly higher than the national average of 16.8%.The coastal town of Ipswich is a vibrant suburb of Boston that attracts older residents due to its many senior citizen programs, cultural and historical interests and low crime rates.  Ipswich is also a 15-minute drive from Beverly Hospital, which offers geriatric care.

The 2021 Genworth Cost of Care Survey reports that seniors in Ipswich pay an average of $6,292 per month for home care, which provide personal care. For additional light medical services, there’s home health care.

Below we’ve compiled a comprehensive directory of every home care provider in Ipswich– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in Ipswich, MA

2021

Right at Home Salem Marblehead

6 Lynde Street, Salem, MA, 01970

We’ve been using Right at Home for over a year now. Sofia comes five days a week. She does supervising of my husband in the shower. She assists him getting dressed when he comes out of the shower. She … (read more)
We’ve been using Right at Home for over a year now. Sofia comes five days a week. She does supervising of my husband in the shower. She assists him getting dressed when he comes out of the shower. She … (read more)

Home Instead – North Andover, MA

231 Sutton St, Suite 2H, North Andover, MA, 01845

My sister and I contacted Home Instead in North Andover at a difficult moment, when our father began to exhibit signs of serious mental decline that called for 24/7 assistance, when we each lived some … (read more)
My sister and I contacted Home Instead in North Andover at a difficult moment, when our father began to exhibit signs of serious mental decline that called for 24/7 assistance, when we each lived some … (read more)

Mature Caregivers – Waltham, MA

204 2nd Ave, Waltham, MA, 02451

Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to … (read more)
Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to … (read more)

Senior Helpers Boston North

153 Andover St, Suite 203, Danvers, MA, 01923

We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist … (read more)
We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist … (read more)

Perfect Care Match

638 Adamsville Road, Westport, MA, 02790

We Provide Stress-Free, Supportive Care Relationships. <p></p> Professional Care Match Provides CONSISTENCY with <p></p> Live-In and Hourly Caregivers <p></p> Caregiving Services Provided By < … (read more)
We Provide Stress-Free, Supportive Care Relationships. <p></p> Professional Care Match Provides CONSISTENCY with <p></p> Live-In and Hourly Caregivers <p></p> Caregiving Services Provided By < … (read more)

BrightStar Care Danvers / North Shore

85 Constitution Lane, Suite 200F, Danvers, MA, 01923

I felt comfortable with the agent and my mom. They are reliable, consistent, and they follow through.
I felt comfortable with the agent and my mom. They are reliable, consistent, and they follow through.

Foundational Home Care

275 Grove Street, Suite 2-400 , Newton, MA, 02466

Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He alway … (read more)
Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He alway … (read more)

Help in Home

841 Main Street, West Newbury, MA, 01985

I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them. Their care we’re … (read more)
I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them. Their care we’re … (read more)

Nurta Home Healthcare – Lynn, MA

330 Lynn Way, #346, Lynn, MA, 01901

I have been using this for agency for few months now, they’re amazing, very caring, great service, nothing but the best. Caregivers arrive on time to care for my aunty. My Initial call and request f … (read more)
I have been using this for agency for few months now, they’re amazing, very caring, great service, nothing but the best. Caregivers arrive on time to care for my aunty. My Initial call and request f … (read more)

Associated Home Care, Inc.

495 Cabot Street, Beverly, MA, 01915

Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home … (read more)
Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home … (read more)

Plan B Home Care

100 Trade Center, Ste. G700, Woburn, MA, 01801

A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing … (read more)
A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing … (read more)

Comfort Keepers of the North Shore

129 Dodge Street, Suite One, Beverly, MA, 01915

Comfort Keepers was just fine. They helped my mother with the chores around the house and with the laundry. They showed up on time, called ahead, and managed appropriately.
Comfort Keepers was just fine. They helped my mother with the chores around the house and with the laundry. They showed up on time, called ahead, and managed appropriately.

All Care VNA, Hospice & Home Care

16 City Hall Square, Lynn, MA, 01901

Not a fan. They come for my mom. They look thru drawers and closets as if it’s not someone’s home and the constant threats to discharge her is why I wouldn’t recommend them. My mom is poor and i … (read more)
Not a fan. They come for my mom. They look thru drawers and closets as if it’s not someone’s home and the constant threats to discharge her is why I wouldn’t recommend them. My mom is poor and i … (read more)

Altranais Home Care

1501 Main St Suite 32, Tewksbury, MA, 01876

Worst company ever, not helpful. My husband and I lost all our hours thanks to them. Stay as far away from this compa y a’s possible. They don’t even answer calls or pays employees
Worst company ever, not helpful. My husband and I lost all our hours thanks to them. Stay as far away from this compa y a’s possible. They don’t even answer calls or pays employees

Bring Care Home

10 South Main Street, Suite 208, Topsfield, MA, 01833


Clark Care Inc.

533 Main Street,, Winchester, MA, 01890


Griswold Home Care

9 Bartlet St., Suite 143, Andover, MA, 01810


GIA Home Care Services LLC

316 MAIN ST Suite 500, Worcester, MA, 01608


Assurance Homecare LLC

630 Turnpike Street, North Andover, MA, 01845



Paying for Home Care in Ipswich, MA

The Cost of Home Care in Ipswich, MA

On average, seniors in Ipswich pay $6,692 per month for home care, which is in line with average costs in Massachusetts but over $1,700 more than the national average. Home health care, which includes light medical services provided by registered nurses and physical, speech and occupational therapists, costs a little less per month than in-home personal care services in Ipswich. Seniors living in the eastern parts of the state pay more affordable fees for in-home care in Worcester, Springfield and Pittsfield, while home care costs on Cape Cod in Barnstable are higher. 

$6292

Ipswich

$5911

Massachusetts

$4957

The United States

$5720

Worcester

$5339

Springfield

$6673

Barnstable

$5625

Pittsfield

The Cost of Home Care vs. Other Senior Care Options in Ipswich, MA

Costs for home care in Ipswich average about $500 less than assisted living costs and over $6,800 less than the expenses for a semiprivate room in a skilled nursing facility. Adult day health care programs are the least expensive option, priced at less than one-third the cost of home care services. Seniors generally need transportation, which some towns can provide, to a community center to take part in these organized recreational activities and programs. 

$6292

Home Care

$6244

Home Health Care

$1614

Adult Day Care

$6819

Assisted Living

$13155

Nursing Home Care (semiprivate room)

Note: Data for Ipswich was unavailable, so data for the nearest city, Boston Area, MA, was used instead.

Financial Assistance for Home Care in Ipswich, MA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Ipswich Home Care Resources 

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Ipswich:

Ipswich Home Repair Loans

Address: 25 Green Street, Ipswich, MA 01938
Phone: (978) 356-6607

The Ipswich Housing Partnership provides interest-free loans to low and moderate-income homeowners. These loans help seniors pay for the expensive repairs their homes need to be safe and livable. Some of the major projects that seniors may receive funding for include roof replacements, major electrical repair and accessibility modifications. These loans range from $10,000 to $30,000, and some may be eligible for forgiveness after ten years.

Ipswich Council on Aging

Address: 25 Green Street, Ipswich, MA 01938
Phone: (978) 356-6650

The town’s Council on Aging offers many programs that may help local seniors remain in their own homes. Through its Outreach Program, it provides daily phone calls and friendly home visits to homebound seniors. It also offers low-cost in-town transportation on its 14-passenger van. Other programs provide home-delivered library books, assistance with pet care costs or free monthly produce. 

SeniorCare, Inc.

Address: 49 Blackburn Center, Gloucester, MA 01930
Phone: (978) 281-1750

As an Area Agency on Aging, SeniorCare Inc. offers many services that can help Ipswich seniors live independently. It serves lunch in dining rooms throughout the community and also provides home-delivered meals to homebound seniors. For both services, seniors are asked to make a donation of $2 per meal. Seniors with medical conditions, like high blood pressure, can receive in-home visits from a registered dietitian.

Action, Inc.

Address: 180 Main Street, Gloucester, MA 01930
Phone: (978) 282-1000

This nonprofit organization administers the state’s Low Income Home Energy Assistance Program. The program helps seniors pay for their primary source of heat, including coal, electricity or propane. Conveniently, these payments are provided directly to the heating vendor. It also administers the Weatherization Assistance Program, which helps low-income seniors weatherize their homes. Eligible households receive an average of $4,500 in weatherization measures, such as attic insulation and sidewall insulation.

Catholic Charities North

Address: 275 West Broadway, Boston, MA 02127
Phone: (617) 464-8500

This faith-based organization serves needy people who live north of Boston. Through its basic needs program, it offers utility assistance, rent and mortgage assistance and other support that may help low-income seniors remain in their homes. The organization also offers counseling services that can help seniors cope with life adjustments and mental health issues. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for in-home care


Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Talking with family and others about a loved one's needs