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The 10 Best Home Care Agencies for Seniors in Matteson, IL for 2024

Matteson is a culturally rich community with an estimated 18,000 people and a large senior population that makes up 18% of residents. The village offers pleasant weather and modest housing prices, making it a welcome environment for retirees, and age-friendly state income tax and property tax laws help many seniors maintain their preferred standard of living throughout retirement. Matteson also has several home care agencies that provide custodial care for seniors. This type of care includes nonmedical services such as personal care, companionship and meal preparation, and it costs about $5,148 per month. It offers a more limited scope than home health care, which consists of personal care and skilled nursing services.

Below we've compiled a comprehensive directory of every home care provider in the Matteson area – complete with services offered and reviews from families who've actually used the service. In addition to our in-depth provider listings, we've compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Matteson, IL

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Paying for Home Care in Matteson, IL

The Cost of Home Care in Matteson, IL

The Genworth 2021 Cost of Care Survey shows that home care is moderately priced in Matteson, with local agencies charging $5,148 for services. This is a little higher than the national norm of $4,957, but it’s competitive compared to the Illinois average of $5,339. Rates in Bloomington trend a little lower at $5,053, and in Decatur, seniors pay about $380 less per month for home care than Matteson residents. Clients in the Chicago area pay comparatively high rates of $5,672, and in Danville, monthly fees are $3,670 higher than in Matteson.

Matteson

$5,148

Illinois

$5,339

United States

$4,957

Chicago

$5,672

Bloomington

$5,053

Danville

$8,818

Decatur

$4,767

The Cost of Home Care vs. Other Senior Care Options in Matteson, IL

In Matteson, home care agencies charge an average of $5,148 per month for care. Home health care, which features skilled nursing services for those who need in-home medical support, is available for the same monthly rate. However, seniors in assisted living facilities pay several hundred dollars less for care, with residential care costs coming in at $4,623. Home care is affordable compared to nursing home care, which starts at $7,133 for semiprivate rooms.

Home Care

$5,148

Home Health Care

$5,148

Assisted Living

$4,623

Nursing Home Care (semiprivate room)

$7,133

Note: Data for Matteson was unavailable, so data for the nearest city, Kankakee, was used instead.

Financial Assistance for Home Care in Matteson, IL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Frequently Asked Questions

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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