The 5 Best In Home Care Service in Ewa Beach, HI for 2023
Ewa Beach is a cozy coastal town just west of Honolulu. According to the 2020 census, there are more than 2,400 people in Ewa Beach who are aged 65 or older. While the population density of seniors here is about 1% lower than the national average and 3.6% lower than the average for the state of Hawaii, there are plenty of useful services and resources for older adults who want to age in place comfortably within their own homes. The average cost for in-home care in Ewa Beach is $5,125. Seniors who need some light medical care may pay slightly more for home health care services. More intensive medical care is available at several nearby hospitals, including Pali Momi Medical Center.
Below we’ve compiled a comprehensive directory of every home care provider in the Ewa Beach area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Ewa Beach, HI
Right at Home Pearl City, HI
98-021 Kamehameha, STE 207, Aiea, HI, 96701
Always Best Care of Oahu Island and Honolulu
1001 Dillingham Blvd Ste 317 , Honolulu, HI, 96817
FirstLight Home Care of Honolulu
1888 Kalakaua Ave Suite C312, Honolulu, HI, 96815
Aloha Behavioral Health and Home Care Services – Oahu
1314 South King Street Suite 605 , Honolulu, HI, 96814
BrightStar Care Hawaii
200 N. Vineyard Blvd., Honolulu, HI, 96813
B Homecare
615 Piikoi Street, Suite 501, Honolulu, HI, 96814
Divine Touch Home Care Services
91-1077 Kanela St, Ewa Beach, HI, 96706
Wilson Care Group
1221 Kapiolani Blvd., Suite 940, Honolulu, HI, 96814
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Paying for Home Care in Ewa Beach, HI
The Cost of Home Care in Ewa Beach
According to Genworth Financial’s Cost of Care Survey for 2020, the average price for in-home care in Ewa Beach is $5,125 per month. This is about $200 less than the average for the state of Hawaii but about $700 more than the average for the United States as a whole. Cost data is only available for one other city in Hawaii, Kahalui on the island of Maui. There the average monthly price for in-home care is $5,720.
Note: Data for Ewa Beach was unavailable, so data for the nearest city, Honolulu, was used instead.
The Cost of Home Care vs. Other Senior Care Options in Ewa Beach
Cost data shows that, in Ewa Beach, the average price of in-home care is $5,125 per month, and the average cost of home health care is $5,411 per month. Families can expect to pay a bit more for home health care due to the light medical services it provides. Assisted living, which has a median price of $5,000 per month, is a more affordable option for seniors who are satisfied living in a community setting. Adult day health care is the least expensive option in Ewa Beach, and nursing home care is the most expensive.
Financial Assistance for Home Care in Ewa Beach, HI
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Ewa Beach, HI
The following public and private programs can make aging in place at home easier for seniors in Ewa Beach. These programs can provide financial benefits and helpful services delivered in person or over the phone.
Resource
Contact
Service
(808) 988-6747
Seniors in Ewa Beach who are isolated at home and unable to obtain their own food can get regular meal deliveries through Hawaii Meals on Wheels. To qualify, seniors must be at least aged 60, unable to obtain meals due to a mental or physical disability and unable to feed themselves. Seniors can call their Medicaid caseworker or the Elderly Affairs Division of Honolulu to sign up for deliveries.
(808) 768-3799
Honolulu County's property tax exemption lowers the net taxable assessed value of a property by $140,000 for all senior homeowners aged 65 and older. This gives some families more money to put toward home care. To qualify for this exemption, the homeowner must reside in the property for at least 270 calendar days per year. Lessees also qualify if their lease lasts at least 5 years, and they are responsible for paying property taxes during that period.
(808) 536-4302
The Legal Aid Society of Hawaii is a non-profit law firm that provides free legal services for adults aged 60 and older who are unable to afford other legal aid. Its services include financial and medical planning, elder abuse, health coverage, public benefits, legal guardianship and estate planning. Legal Aid Society of Hawaii helps nearly 10,000 at-need people in the community every year. The Senior Legal Hotline is available Monday through Friday.
(808) 521-4531
Seniors in Ewa Beach with high energy bills may be able to lower their monthly utility costs with weatherization improvements provided by the Weatherization Assistance Program. Work includes everything from high-efficiency faucet installation to window and insulation repair. Eligibility is determined by income, with priority given to households receiving SSI. This service is provided free of charge by the Honolulu Community Action Program.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
What types of services can a home care agency in Ewa Beach provide?
In addition to companionship and general wellness checkups, an in-home care agency can help seniors in Ewa Beach with:
- Housekeeping
- Laundry
- Bathing and dressing
- Grooming
- Meal preparation
- Local transportation
What is the average cost for in-home elderly care in Ewa Beach?
For 44 hours of service per week, the average cost for in-home care in Ewa Beach is $5,125 per month. For home health care, the average price is $5,411 per month. Families who need more or less care per week can calculate their expected cost using the hourly rates, which are $26.88 for in-home care and $28.38 for home health care.
How do you pay for senior care at home?
Seniors and families in Ewa Beach have many options for paying for in-home care, including long-term care insurance, veterans benefits and reverse mortgages. Social Security, retirement benefits, pensions and other long-term savings accounts may also be options. For low-income seniors, Medicaid may help pay for in-home care. Care planning counselors can help seniors explore any financial benefits that may be available.
What is the most critical factor in effective home care?
According to a study from the Agency for Healthcare Research and Quality, the critical factor in effective home care is to “honor patient autonomy and accommodate the individual characteristics of each patient’s home and family.” This is because each senior at home has unique physical and mental challenges that require tailored, evidence-based solutions.
What is in-home respite care?
In-home respite care in Ewa Beach provides relief for caregivers inside the home rather than at an outside facility. This means primary caregivers can get a break without worrying about transporting their loved ones to another location. While some respite providers will only offer supervision and essential duties, others may take on additional services, such as housekeeping and other chores.