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Nursing Home Communities in Mcalester, OK
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authentic reviews in Mcalester, OK below include nursing home with 7 reviews.
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The Cost of Nursing Home Care in Nearby Cities
Nursing home rates in McAlester come in at $6,083 per month, which is hundreds of dollars higher than the Oklahoma norm of $5,475 but about 23% lower than the national average. Rates in this city are considerably higher than care costs in other surveyed communities throughout the state, including Enid, where monthly fees are 7% lower than in McAlester, and Oklahoma City, where nursing home costs average $5,551. Similarly, seniors may save money by obtaining care in Tulsa, where rates are 12% below McAlester's, or Lawton, where monthly fees come in at $4,664.
McAlester
$6,083
Oklahoma
$5,475
United States
$7,908
Tulsa
$5,323
Oklahoma City
$5,551
Lawton
$4,664
Enid
$5,658
Nursing Home Costs in McAlester, OK
In McAlester, nursing homes charge $6,083 for shared rooms. Seniors in private rooms pay higher rates of $6,489.
Financial Assistance for Nursing Home Care in McAlester, OK
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
- Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one's stay in a nursing home and a portion of the costs until day 100. After 100 days, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those who need long-term care will have to either pay out-of-pocket or use another source of financial assistance.
- Medicaid: Medicaid covers most of the cost of living expenses in a skilled nursing facility for qualifying seniors. Care and room and board are covered with no time limit, but residents may be charged for extras such as specially prepared food or cosmetic services. Medicaid eligibility requirements are strict and complex, so not all seniors qualify for Medicaid benefits.
- Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.
If these options aren't available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about local financial assistance programs for seniors.
The Cost of Other Types of Senior Care
In McAlester, nursing homes charge $6,083 for shared rooms and about 7% more per month for private accommodations. This level of care is the costliest compared to other senior care options in the city. By comparison, seniors who arrange private care at home pay $4,176 for non medical in-home care, and those who need skilled nursing at home pay $4,385 for home health care. Assisted living, which primarily provides nonmedical personal care in a residential community setting, costs approximately $3,850 per month.
In-Home Care
$4,176
Home Health Care
$4,385
Assisted Living Facility
$3,850
Nursing Home Facility (semiprivate room)
$6,083
Nursing Home Facility (private room)
$6,489
Note: Data for McAlester was unavailable, so data for the nearest city, Fort Smith, AR, was used instead.
