Memory Care Communities in Bismarck, ND

Memory care costs in Bismarck are 9.4% higher than the North Dakota average of $4,239 per month. Despite this, the city’s prices are still very affordable compared to the national monthly average of $5,625. Bismarck’s costs sit in the middle compared to prices in the state’s other surveyed cities. Grand Forks’ costs are significantly lower, with seniors there paying $2,750 monthly, or 40% less than those in Bismarck. Fargo’s average monthly costs of $4,800 are 3.4% higher than Bismarck's fees. Across the state border, Rapid City, SD, also has higher costs, with monthly prices averaging $4,893.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care in Bismarck costs an average of $4,638 per month. 

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in North Dakota page.

At $4,638 per month, memory care is an affordable option in Bismarck. Only assisted living, which provides help with daily tasks, has a lower average cost, at $3,719 monthly. Adult day health care, which offers support during business hours, averages more at $5,287. Seniors looking for assistance at home can expect to pay $7,823 monthly for both non medical in-home care and medical home health care. A semi private room in a nursing home facility costs the most, at $10,342 per month, reflecting the high level of medical assistance provided.

Memory care facilities in Bismarck and throughout North Dakota are licensed in the same way as assisted living facilities. These communities must be licensed by both the Medical Services Division and the Food and Lodging Unit of the state’s Department of Health and Human Services. 

• Bismarck has around 50% more doctors per 100,000 people than the U.S. average, giving seniors in the area a good chance of finding a primary care physician they like. Local hospitals, including CHI St. Alexius Bismarck, provide emergency care and specialist services.  
• The overall cost of living in Bismarck is 5% lower than the national average. Despite the high costs of groceries, health care costs are less than both the state and national averages. This can help seniors save more money for memory care. 
• Bismarck is a good choice for seniors who like comfortable summers and white winters. In summer, the average temperature is around 75 degrees Fahrenheit, while winters average 15 degrees, with approximately 46 inches of snow each year. 
• The State of the Air 2023 Report gives Bismarck a mixed grade for air quality. Although it has a failing grade for 24-hour particle pollution, the city earns an A for ozone pollution. It also has a passing grade for annual particle pollution, meaning that overall the air tends to be healthy for seniors. 
• Bismarck has a crime rate of 38 crimes per 1,000 residents, which is higher than 98% of other communities in North Dakota. Despite this, the violent crime rate is lower than the national average, with much of the crime rate coming from burglary and theft. However, memory care facilities are generally very secure, which can help protect seniors from property crime. 
• Bismarck is a member of the AARP Network of Age-Friendly Communities. This means that the city's leaders are working to make it a pleasant place to live for people of all ages.