Muskegon is known as Michigan’s port city due to the abundance of fishing, sailing regattas, cruise ship berths and commercial and pleasure craft boating in the city’s harbor. Almost 14% of Muskegon’s 36,500 residents are seniors aged 65 and over, and the area’s mild lakeshore climate and lively social scene encourage older adults to get out and spend time among their neighbors and friends. Michigan’s senior-friendly tax environment and relatively low cost of living help make Muskegon a popular place for seniors and their families to settle.

Seniors who need help with daily living activities may find what they’re looking for in one of Muskegon’s many assisted living communities. Trained caregivers help senior residents with personal care, meal preparation and transportation for personal errands and medical appointments. The average cost of assisted living in Muskegon is $3,500 per month. This is significantly lower than the statewide median of $4,200 and the national average of $4,300.

This guide provides an overview of assisted living costs in Muskegon and how those rates compare to costs in other nearby cities and other types of senior care. The guide also contains a list of free local resources that support seniors.

Directory of Assisted Living Facilities in Muskegon, MI

The Oaks

1740 Village Drive, Muskegon, MI, 49442

The Oaks was very, very nice. We liked pretty much everything about it. The only thing we didn’t like was how big it was. We felt like my grandma might get a little bit confused trying to make her way … (read more)
The Oaks was very, very nice. We liked pretty much everything about it. The only thing we didn’t like was how big it was. We felt like my grandma might get a little bit confused trying to make her way … (read more)

Seminole Shores Assisted Living

850 Seminole Road, Muskegon, MI, 49441

Seminole Shores Assisted Living was nice. The living atmosphere was good. We liked the layout of that place. It was just one level and there were two separate wings of the building. The dining area an … (read more)
Seminole Shores Assisted Living was nice. The living atmosphere was good. We liked the layout of that place. It was just one level and there were two separate wings of the building. The dining area an … (read more)

Christian Care

1530 Mclaughlin Avenue, Muskegon, MI, 49442

Christian Care is conveniently located alongside U.S. Route 31 in Muskegon, Michigan, only a few blocks from Orchard View Community Education. This facility is also close to ample shopping and dining … (read more)
Christian Care is conveniently located alongside U.S. Route 31 in Muskegon, Michigan, only a few blocks from Orchard View Community Education. This facility is also close to ample shopping and dining … (read more)

The Cove at Lake Woods

1776 Vulcan Street, Muskegon, MI, 49442

The Cove at Lake Woods is located in Muskegon, Michigan, a short drive from Mercy Health General Campus, Walgreens and Walmart Supercenter. Visitors are impressed by the well-maintained grounds and ac … (read more)
The Cove at Lake Woods is located in Muskegon, Michigan, a short drive from Mercy Health General Campus, Walgreens and Walmart Supercenter. Visitors are impressed by the well-maintained grounds and ac … (read more)

Chestnut Fields

5425 Chestnut Dr, Muskegon, MI, 49444

Chestnut Fields is located in the heart of Muskegon, Michigan, close to restaurants, Muskegon Lake and Lakeshore Museum Center. Family members describe this facility as wonderful, with a helpful, well … (read more)
Chestnut Fields is located in the heart of Muskegon, Michigan, close to restaurants, Muskegon Lake and Lakeshore Museum Center. Family members describe this facility as wonderful, with a helpful, well … (read more)

Hume Home of Muskegon

1244 W Southern Avenue, Muskegon, MI, 49441


Agape Home

4445 S Brooks Rd, Muskegon, MI, 49444


Plan B Adult Foster Care

2171 Monte Avenue, Muskegon, MI, 49444


American House Spring Lake

18100 174th Ave, Spring Lake, MI, 49456

American House Spring Lake was a wonderful place. My mother liked it a lot, so we’re having some discussion over it. We are trying to see what we’re gonna do. The designs of the apartments were wonder … (read more)
American House Spring Lake was a wonderful place. My mother liked it a lot, so we’re having some discussion over it. We are trying to see what we’re gonna do. The designs of the apartments were wonder … (read more)

Robbinswood Northcrest Campus

2650 Ruddiman Drive, North Muskegon, MI, 49445

Thank you so much for all of the care and time you shared with our beloved Nanny (Rosie). All of the times you relieved her pain, comforted her when she was scared and spent extra time with her when s … (read more)
Thank you so much for all of the care and time you shared with our beloved Nanny (Rosie). All of the times you relieved her pain, comforted her when she was scared and spent extra time with her when s … (read more)

DaySpring Services

572 Lake Forest Lane, Norton Shores, MI, 49441

The minute we walked in the door at Day Spring Services, it just felt very warm, very comfortable, and very homey. The administrator who did our tour was very thorough and very kind. We could tell tha … (read more)
The minute we walked in the door at Day Spring Services, it just felt very warm, very comfortable, and very homey. The administrator who did our tour was very thorough and very kind. We could tell tha … (read more)

Agape Home at Blueberry Fields

4747 E Mt. Garfield Rd., Fruitport, MI, 49415


What to Consider About Assisted Living in Muskegon

Assisted living communities in Muskegon are not licensed at the state level, although facilities that meet the state legislature’s guidelines may be overseen by the Department of Licensing & Regulatory Affairs, Bureau of Community & Health Systems, which regulates some residential care facilities and conducts inspections to ensure compliance.

Benefits and Drawbacks of Assisted Living in Muskegon

  • Muskegon has a typical lakeshore climate. It receives an average of 90 inches of snow between October and March, and its very mild summers have plenty of shore breezes. Rainfall is moderate in Muskegon, falling mainly in the spring and summer, and the abundance of sunny days provides plenty of opportunities for seniors to spend time outdoors.
  • Muskegon is an exceptionally affordable place for seniors to live. The local cost of living is 25% lower than the national average. Healthcare costs, which may be of special concern to seniors, are roughly 11% lower in Muskegon than the national average.
  • Muskegon has an average crime rate across most categories, with a higher than average rate of theft but relatively low rates for violent crime. Seniors in Muskegon’s assisted living communities are generally well protected against street crimes.
  • Michigan can be a very senior-friendly state for seniors looking for low taxes and affordable retirement living. Michigan doesn’t tax earnings from Social Security, and there are substantial tax exemptions for most other types of retirement income. Sales tax in the state is generally low.
  • Seniors can get around the Muskegon-Grand Rapids region at a discount, thanks to the Muskegon Area Transit System (MATS). MATS operates an on-demand shuttle service called Go2, which offers curb-to-curb transportation assistance for seniors and riders with limited mobility.
  • Seniors in Muskegon have a lot of opportunities to enjoy local cultural events and public green spaces. Senior-friendly local events include the Lakeshore Arts Festival and the West Michigan Business and Crafts Fair. Outdoor recreation, including paddleboarding and tours of a WWII submarine in dock, can be found on the sugar sand beach of Pere Marquette Park, which is open to the public at no cost.

Paying for Assisted Living in Muskegon

Assisted living in Muskegon costs an average of $3,500 per month, according to Genworth’s 2020 Cost of Care Survey. This is lower than the statewide and national averages of $4,200 and $4,300, respectively. 

The Cost of Assisted Living in Nearby Cities

At $3,500 per month, the cost of assisted living in Muskegon is well below the state and national averages, and it’s also one of the lowest monthly averages among all the urban areas in Michigan. Detroit averages $4,750 per month for assisted living, while Ann Arbor has the highest costs in the state at $5,590. Only Flint, at $3,669, comes close to matching Muskegon for price.

$3500

Muskegon

$4200

Michigan

$4300

The United States

$4750

Detroit

$3669

Flint

$5225

Lansing

$5590

Ann Arbor

The Cost of Other Types of Senior Care

Assisted living is not the only senior care option in Muskegon. Seniors who need 24-hour supervision and care can move into a semiprivate room in a local nursing care home for an average monthly cost of $9,057, while private rooms cost $9,498. Less expensive options for seniors who need less supervision include homemaker and home health aide services, which cost an average of $5,243 per month each. Adult day health care is the cheapest option at $2,444 per month.

$5243

Homemaker Services

$5243

Home Health Aide

$2444

Adult Day Health Care

$3500

Assisted Living Facility

$9057

Nursing Home Facility (semiprivate room)

$9498

Nursing Home Facility (private room)

Note: Care cost data for Muskegon was not available, so data for the closest city, Grand Rapids, was used instead.

Financial Assistance for Assisted Living in Muskegon

Michigan provides personal care services through the Medicaid State Plan, which covers homes for the aged. It also provides an optional state supplement for supplemental security income recipients who reside in a home for the aged that limits room and board charges.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Michigan page.

Paying for Assisted Living Facilities in Michigan

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.

Free Assisted Living Resources in Muskegon

Seniors in the Muskegon area can look to several local organizations for help and support. These government and private nonprofit organizations assist seniors with in-home support, financial aid and benefits-related services. Transportation and nutrition assistance is also available from these support agencies.

Resource


Contact 


Service


Tanglewood Park


(231) 733-8699


Tanglewood Park is a clearinghouse for senior support services in the Muskegon area and brings several nonprofit ventures together under a single unified institution. One project, AgeWell, provides seniors aged 55 and over with nutritional support through meals on wheels deliveries and nutrition education classes, a fitness program geared toward seniors' needs and travel programs to help older adults get out and travel. Another program, LifeCircles PACE offers full-spectrum health services for eligible seniors, from routine checkups to referrals for dental and vision care. 


Senior Resources of West Michigan


(231) 739-5858


Senior Resources of West Michigan is part of the local Area Agency on Aging. It offers benefits counseling and case management services to help local seniors apply for various benefit programs they may be eligible for. Seniors can go through the agency to find caregiver education and referrals, support groups and bereavement counseling, as well as disabled ride services and home mobility modifications.


Pioneer Resources


(231) 773-5355


Pioneer Resources provides social and community events that bring local seniors together on a weekly basis. Other services include help with Medicare/Medicaid signups and appeals, utility payment support and educational programs that focus on senior health and living skills.


Assisted Living Laws and Regulations in Muskegon

Muskegon-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Michigan are required to follow. Visit our Assisted Living in Michigan page for more information about these laws.

Assisted Living Laws and Regulations in Michigan