The 10 Best In-Home Care Services in Valley View, TX for 2023
Valley View is in Cooke County, Texas. The county has an above-average senior population, with 19.2% of its residents being aged 65 or over, compared to just 16.8% nationwide. Valley View has a relatively low cost of living, even compared to other parts of Texas, and also has low crime rates. According to Genworth’s 2021 Cost of Care Survey, home care fees in Valley View average just $4,767 per month. Home health care services, which provide similar personal care assistance as home care providers, plus wound care and other basic nursing support, charge similar fees. Seniors living in the area can also access quality medical care via the North Texas Medical Center, a general medical and surgical facility located in nearby Gainesville.
Below we’ve compiled a comprehensive directory of every home care provider in Valley View– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Valley View, TX
Home Instead – Sherman, TX
1109 S Sam Rayburn Fwy, Suite 200, Sherman, TX, 75090
HomeCare.com
7925 Jones Branch Dr., Suite LL 140, Mclean, VA, 22102
BrightStar Care Denton
1300 Fulton Street, Suite 300B, Denton, TX, 76201
Care Mountain
4925 Greenville Ave, Dallas, TX, 75206
Prominent Homecare Solutions
101 E. Park Blvd Ste. 600, Plano, TX, 75009
Professional Caretakers Senior In Home Care – Richardson
800 E. Campbell, Ste. 290, Richardson, TX, 75081
7 Sister Care of Dallas Metro Area
1800 Teague Drive Suite 109, Sherman, TX, 75090
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is a Caring Star Community
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Paying for Home Care in Valley View, TX
The Cost of Home Care in Valley View, TX
The Genworth 2021 Cost of Care Survey puts Valley View home care fees at $4,767 per month. This is $191 more expensive than the Texas average, but is about $200 less than the United States average. Seniors to the south in Corpus Christi and to the west in El Paso both pay about $1,500 less than those in Valley View. Fees in Dallas are $95 per month more and seniors in Austin pay much higher fees, averaging over $400 more per month than Valley View.
The Cost of Home Care vs. Other Senior Care Options in Valley View, TX
In addition to home care and home health care services, which have similar fees in Valley View, seniors can opt to receive support at an assisted living facility, for a potential cost saving of $1,267 per month. Though home care and home health care are similarly priced, home health care offers additional medical services. Nursing home care is also an option, with a semiprivate room in a nursing facility that has 24-hour care costing just $401 a month more than home care.
Note: Data for Valley View was unavailable, so data for the nearest city, Sherman, was used instead.
Financial Assistance for Home Care in Valley View, TX
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Valley View Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Valley View:
Meals on Wheels of Texoma
Address: 4114 Airport Drive, Denison, Texas 75020
Phone Number: (903) 786-3351
Meals on Wheels of Texoma offers daily hot lunch delivery and well-being checkup services to residents of the tri-county Texoma region around North Texas that includes Grayson, Fannin, and Cooke counties, in which Valley View is located. This nutrition support and delivery service is available to all homebound elderly residents of these counties. Applicants accepted for enrollment are only asked to give a nominal donation for their meals if able to. The Texoma chapter of Meals on Wheels even has a Furry Friends Program that delivers food to the pets of Meals on Wheels clients.
United Way of Cooke County
Address: 114 E. Main Street, Gainesville, TX 76240
Phone Number: (940) 665-1793
The nonprofit United Way offers a number of support and charitable services for the elderly in Cooke County and its towns. These include nutritious food delivery to homebound elderly residents, free health screenings through the organization’s numerous partners and information referral for elderly adults and their caregivers who wish to find out about additional support resources. United Way also practices advocacy on behalf of the vulnerable populations it helps.
Weatherization Assistance for Cooke County
Address: 1117 Gallagher Drive, Sherman, TX 75090
Phone Number: (903) 893-2161
The Weatherization Program for Texas is administered under federal rules and funded by both the U.S. Department of Energy and the government of Texas. Weatherization services are, however, delivered regionally by community and local government agencies. In Cooke County, the responsible organization is the Texoma Council of Governments. Applicants must meet eligibility guidelines that require a maximum income of no more than $25,760 for a single-person home. These income limits increment upwards for additional members of a household. Seniors and low-income families are given priority treatment by the Weatherization Program and may apply whether they own or rent their homes.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
