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The 10 Best Home Care Agencies for Seniors in Kerrville, TX for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Kerrville, TX, residents and their loved ones rate In Home Care agencies 4.5 out of 5 stars across the 13 options below.

Home Care Services in Kerrville, Texas

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Paying for Home Care in Kerrville, TX

The Cost of Home Care in Kerrville, TX

In Kerrville, home care agencies charge $4,576 per month for care, which is hundreds of dollars lower than the national average of $4,957 but equal to the state norm. In Austin, monthly rates are higher at $5,196, but seniors in Victoria typically pay about $240 less than in Kerrville. Care costs in Corpus Christi are competitive at $3,623, and in Laredo, rates are significantly lower than in Kerrville at $2,955.

Kerrville

$4,576

Texas

$4,576

United States

$4,957

Austin

$5,196

Victoria

$4,338

Laredo

$2,955

Corpus Christi

$3,623

The Cost of Home Care vs. Other Senior Care Options in Kerrville, TX

In Kerrville, seniors who obtain care in their homes pay $4,576 for in-home care and home health care. While this is a budget-friendly alternative to nursing home care, which starts at $5,232 in this city, other options are typically more economical. Seniors who live in assisted living facilities pay $3,413 for a similar scope of services, and seniors who live at home but attend adult day health care pay the lowest monthly rates of $856. 

In-Home Care

$4,576

Home Health Care

$4,576

Adult Day Health Care

$856

Assisted Living Facility

$3,413

Nursing Home Facility (semiprivate room)

$5,232

Note: Data for Kerrville was unavailable, so data for the nearest city, San Antonio, was used instead.

Financial Assistance for Home Care in Kerrville, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Kerrville, TX

The Kerrville region has several agencies and programs that administer home care services, which may provide money-saving solutions for older adults who want to remain at home. Through the following resources, seniors can connect with nutrition services, social and recreational programming and practical assistance.

ResourceContactService
Area Agency on Aging(866) 231-4922The local Area Agency on Aging provides care coordination services for those aged 60 and over, which may include income assistance, health maintenance services, basic home repairs and personal care services. The agency also provides nutritionally balanced home-delivered and congregate meals to older adults, helping them remain healthy.
Dietert Center(830) 792-4044Dietert Center is a local nonprofit organization that offers respite services, information and referrals for community-based programs and Meals on Wheels, which provides home-delivered meals to housebound seniors. The organization also has a medical equipment lending program that may help seniors remain independent at home.
Kerrville Senior Services(830) 257-8000Kerrville Senior Services publishes a resource guide that connects seniors with local businesses and nonprofit agencies that can meet their needs at home. Through this guide, seniors can find information on local home care agencies, public church programs, transportation and nutrition assistance.
Community Council of South Central Texas(830) 896-2124This organization has a utility assistance program to help those who are behind on utility bills due to an inability to pay. Through this program, those aged 60 and over can get discounts on electric, gas and propane services. The organization also has a financial assistance program for veterans.
Senior Property Tax Exemptions(830) 257-8000Seniors who own homes in Kerrville may be eligible for a $10,000 exemption on their property taxes in addition to the standard exemption available to all homeowners. The city also provides a tax freeze status for those aged 65 and over. These tax breaks may help keep property taxes affordable for Kerrville seniors.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Terri

I am a current client of this provider

Review of Right at Home Kerrville

I'm using Right at Home Kerrville. They are very good. They're efficient. They have proper etiquette. Their communication is great. They provide transportation to doctors, they run errands, they...

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Home Care

Bibiane

I am a current client of this provider

Review of Right at Home Kerrville

I'm a current client of Right at Home Kerrville. They grocery shop for me. They come in and they wash clothes for me. They make the bed. They go get food for us if we need that. I have two...

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Home Care

Beth Hughes

I am a current client of this provider

Review of Right at Home Kerrville

I have great care givers Tammy is a great person and I really enjoy her she makes me smile and laugh I think of her as family

Provider response

Thank you Beth. It's a true pleasure to help you guys. You are a wonderful, sweet and kind couple.

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In Home Care near Kerrville, TX

IngramCenter PointHuntComfortMountain HomeHarper

Other Options in Kerrville, TX

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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