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The 5 Best Home Care Agencies for Seniors in Scottdale, PA for 2024

Scottdale is a charming community with engaging festivals throughout the year, cultural amenities and high access to long-term care, making it a desirable city for retirees. It has a large 65+ community that makes up nearly a quarter of its 4,400 residents, which it accommodates with very affordable housing and access to high-performing hospitals such as Highlands Hospital and Excela Health Frick Hospital. The city also has several home care agencies that provide personal care services and companionship to seniors. On average, seniors in Scottdale pay $5,339 per month for this level of care. This is equal to the cost of home health care, which offers light medical services along with custodial care.

Below we've compiled a comprehensive directory of every home care provider in the Scottdale area – complete with services offered and reviews from families who've actually used the service. In addition to our in-depth provider listings, we've compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Scottdale, PA

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Paying for Home Care in Scottdale, PA

The Cost of Home Care in Scottdale, PA

The Genworth Cost of Care Survey reports that home care agencies in Scottdale charge $5,339 per month for nonmedical care, which is several hundred dollars more than state and national norms of $4,957. Local care costs are also higher than those in other communities in the region, including Gettysburg, where agencies charge $5,291 for services. In Erie, monthly rates are hundreds of dollars lower than in Scottdale at $4,767, and in Altoona, agencies charge $4,290 per month for care. In Johnstown, monthly fees are well below Scottdale’s norm at $3,813.

Scottdale

$5,339

Pennsylvania

$4,957

United States

$4,957

Johnstown

$3,813

Altoona

$4,290

Erie

$4,767

Gettysburg

$5,291

The Cost of Home Care vs. Other Senior Care Options in Scottdale, PA

Home care agencies in Scottdale charge $5,339 per month for nonmedical services. This is considerably higher than the cost of residential care, with seniors in assisted living facilities paying $3,250 for a similar scope of services. Adult day health care may be an affordable alternative to private home care at $1,495 per month, but seniors who live in nursing homes pay much higher monthly rates of $9,733. Home health care, which includes skilled nursing along with daily living assistance, costs the same as home care.

Home Care

$5,339

Home Health Care

$5,339

Adult Day Health Care

$1,495

Assisted Living

$3,250

Nursing Home Care (semiprivate room)

$9,733

Note: Data for Scottdale was unavailable, so data for the nearest city, Pittsburgh, was used instead.

Financial Assistance for Home Care in Scottdale, PA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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