The 3 Best Home Care Agencies for Seniors in Deming, NM for 2024
Deming is a rural and peaceful city about an hour west of Las Cruces with a population of about 14,800, of which nearly 22% are aged 65 and older. It boasts an above-average proportion of senior citizens who can take advantage of the city’s relaxed pace of life, strong sense of community and very low cost of living. Deming’s other appealing features include its museums, nearby wineries and several state parks. Mimbres Memorial Hospital is the primary medical care provider in the city, with Deming Health Center also providing quality support. Seniors at home can get limited medical care from home health care agencies, while those in need of nonmedical care, such as assistance with bathing and dressing, can call on home care agencies. According to the 2021 Genworth Cost of Care Survey, the median fee for home care in Deming is $4,195 — which saves seniors $410 per month when compared to New Mexico’s average.
Below we’ve compiled a comprehensive directory of every home care provider in Deming– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
What you can do with Caring
Home Care Agencies in Deming, NM
Paying for Home Care in Deming, NM
The Cost of Home Care in Deming, NM
According to the 2021 Genworth Cost of Care Survey, Deming’s median monthly home care fee is $4,195. Deming’s seniors save about $762 compared to the national average and about $410 compared to New Mexico’s average. The survey reveals the city is the most affordable in the state, as Albuquerque’s median is $476 higher than Deming and Farmington’s is over $1,300 higher. Santa Fe is the most expensive — more than $2,100 higher than Deming. Seniors looking for lower fees may want to consider El Paso, TX.
El Paso, TX
The Cost of Home Care vs. Other Senior Care Options in Deming, NM
Except for adult day care, with a median fee of $1,950 per month, home care is the most affordable option in Deming, at $4,195. In order to benefit from assisted living, elders would have to move into a facility, which may not be appealing to everyone. Home health care includes medical services, such as those provided by a registered nurse, so fees are about $410 higher than home care. Nursing homes deliver more comprehensive care and are the most expensive option.
Home Health Care
Adult Day Health Care
Assisted Living Facility
Nursing Home Facility (semiprivate room)
Note: Data for Deming was unavailable, so data for the nearest city, Las Cruces, was used instead.
Financial Assistance for Home Care in Deming, NM
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Deming Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Deming:
|Deming Luna County Senior Citizens Center
|800 South Granite Street, Deming, New Mexico 88030
|The wide variety of programs for the area’s elderly offered by this senior center include transportation assistance for shopping-, grooming- and health-related trips, congregate meals that give seniors an opportunity to enjoy food in the company of peers, and an adult day care program that provides respite for primary caregivers. Most services are for Deming residents aged 60 and up; some require doctor’s referrals.
|Senior Companion Program
|800 South Granite Street, Deming, New Mexico 88030
|Organized and run by the Luna County SCC, the Senior Companion Program puts volunteers 55 years of age and older in touch with seniors who have limitations that keep them from accomplishing basic tasks of daily living. The focus is on active seniors helping homebound seniors retain as much independence as possible. Income requirements for the program apply, but a volunteer stipend is available; companions may perform up to 20 hours of service per week.
|New Mexico Aging and Disability Resource Center
|2550 Cerrillos Road, Santa Fe, NM 87505
|Run by New Mexico’s Aging and Long-Term Services Department, this resource center helps the state’s seniors find help with paying for prescription drugs through the MEDBANK program, weigh options for long-term care through the center’s counselors and assistance coordinators and develop a better understanding of insurance benefits for which they may be eligible, among other services.
|Senior Community Service Employment Program
|200 Constitution Ave NW, Washington, DC 20210
|The federally funded SCSEP helps unemployed older adults build workplace skills by receiving on-the-job training in nonprofit organizations and government agencies. Income, age, employment and residency restrictions apply. A sister state-funded program, the New Mexico Senior Employment Program, provides similar job training opportunities but is empowered to provide waivers for some requirements.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.