Located on the coast of Massachusetts, Rowley has a relatively large senior population that accounts for 18.2% of the town’s 6,131 residents. Due to its low population density and preservation of open spaces, Rowley may appeal to seniors who enjoy more rural areas. In nearby Newburyport, there’s Anna Jaques Hospital. Beverly Hospital to the south oversees a variety of senior care services, plus an emergency medicine program.

 For home care in Rowley, the average recipient pays $6,292 per month, according to the 2021 Genworth Cost of Care Survey. In exchange, they receive companionship and help with daily tasks. Those in need of medical assistance will likely want to investigate home health care as an option.

Below we’ve compiled a comprehensive directory of every home care provider in Rowley– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in Rowley, MA

2017, 2020, 2022, 2023

Right at Home Haverhill, MA

350 Main Street, Haverhill, MA, 01830

Albi is a great person she treats my mom well. She’s very caring and trust worthy . I trust her with my mom. Very rare to find someone that cares these days. And she speaks fluent English also
Albi is a great person she treats my mom well. She’s very caring and trust worthy . I trust her with my mom. Very rare to find someone that cares these days. And she speaks fluent English also

Home Instead – North Andover, MA

231 Sutton St, Suite 2H, North Andover, MA, 01845

My sister and I contacted Home Instead in North Andover at a difficult moment, when our father began to exhibit signs of serious mental decline that called for 24/7 assistance, when we each lived some … (read more)
My sister and I contacted Home Instead in North Andover at a difficult moment, when our father began to exhibit signs of serious mental decline that called for 24/7 assistance, when we each lived some … (read more)

Mature Caregivers – Waltham, MA

204 2nd Ave, Waltham, MA, 02451

Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to … (read more)
Mature Caregivers provides reliable in-home personal and companionship eldercare. We listen to your needs and concerns and shape a solution! Our Care Coordinators will design a customized care plan to … (read more)

Senior Helpers Boston North

153 Andover St, Suite 203, Danvers, MA, 01923

We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist … (read more)
We have Senior Helpers Boston North for my mother. They offer light cleaning and companionship. They will come and cook her meal. They’re just there with her at night before she goes to bed to assist … (read more)

Perfect Care Match

638 Adamsville Road, Westport, MA, 02790

We Provide Stress-Free, Supportive Care Relationships. <p></p> Professional Care Match Provides CONSISTENCY with <p></p> Live-In and Hourly Caregivers <p></p> Caregiving Services Provided By < … (read more)
We Provide Stress-Free, Supportive Care Relationships. <p></p> Professional Care Match Provides CONSISTENCY with <p></p> Live-In and Hourly Caregivers <p></p> Caregiving Services Provided By < … (read more)

MAS Home Care of Massachusetts

338 Plantation Street, Worcester, MA, 01604

MAS Home Care provides dependable home care services to the elderly, chronically ill, and physically disabled throughout Maine, Massachusetts, New Hampshire, and Rhode Island. Our qualified care profe … (read more)
MAS Home Care provides dependable home care services to the elderly, chronically ill, and physically disabled throughout Maine, Massachusetts, New Hampshire, and Rhode Island. Our qualified care profe … (read more)

TheKey – Wellesley

60 Leo M. Birmingham Parkway, Suites 205 & 208, Boston, MA, 02135


Seniors Helping Seniors Merrimack Valley

5 Thomas Rd, Methuen, MA, 01844

Our in-home care services brighten the lives of seniors who can benefit from a helping hand and a friendly smile. Our caregivers, who are seniors themselves, make your life easier by providing compass … (read more)
Our in-home care services brighten the lives of seniors who can benefit from a helping hand and a friendly smile. Our caregivers, who are seniors themselves, make your life easier by providing compass … (read more)

BrightStar Care Danvers / North Shore

85 Constitution Lane, Suite 200F, Danvers, MA, 01923

I felt comfortable with the agent and my mom. They are reliable, consistent, and they follow through.
I felt comfortable with the agent and my mom. They are reliable, consistent, and they follow through.

Foundational Home Care

275 Grove Street, Suite 2-400 , Newton, MA, 02466

Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He alway … (read more)
Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He alway … (read more)

Help in Home

841 Main Street, West Newbury, MA, 01985

I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them. Their care we’re … (read more)
I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them. Their care we’re … (read more)

Associated Home Care, Inc.

495 Cabot Street, Beverly, MA, 01915

Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home … (read more)
Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I’m happy with the communication from the home … (read more)

Plan B Home Care

100 Trade Center, Ste. G700, Woburn, MA, 01801

A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing … (read more)
A friend recommended Plan B to me. We’ve been pleased with everything. Esther is good in checking and communicating with me. She’s on top of everything. My parents like their caregivers. They’re doing … (read more)

Comfort Keepers of the North Shore

129 Dodge Street, Suite One, Beverly, MA, 01915

Comfort Keepers was just fine. They helped my mother with the chores around the house and with the laundry. They showed up on time, called ahead, and managed appropriately.
Comfort Keepers was just fine. They helped my mother with the chores around the house and with the laundry. They showed up on time, called ahead, and managed appropriately.

All Care VNA, Hospice & Home Care

16 City Hall Square, Lynn, MA, 01901

Not a fan. They come for my mom. They look thru drawers and closets as if it’s not someone’s home and the constant threats to discharge her is why I wouldn’t recommend them. My mom is poor and i … (read more)
Not a fan. They come for my mom. They look thru drawers and closets as if it’s not someone’s home and the constant threats to discharge her is why I wouldn’t recommend them. My mom is poor and i … (read more)

Bring Care Home

10 South Main Street, Suite 208, Topsfield, MA, 01833


Clark Care Inc.

533 Main Street,, Winchester, MA, 01890


Griswold Home Care

9 Bartlet St., Suite 143, Andover, MA, 01810


GIA Home Care Services LLC

316 MAIN ST Suite 500, Worcester, MA, 01608


Assurance Homecare LLC

630 Turnpike Street, North Andover, MA, 01845


Paying for Home Care in Rowley, MA

The Cost of Home Care in Rowley, MA

Because of its proximity to Boston, the two cities share care costs. Rowley’s average home care costs are higher than the Massachusetts statewide average of $5,911 reported in the Genworth Cost of Care Survey, which itself is higher than the corresponding national figure of $4,957.  To Rowley’s southeast, the town of Barnstable represents a pricier option at $6,673. In central Massachusetts, Worcester’s average home care rate is $572 below that of Rowley. Prices fall even more to the west, where Pittsfield and Springfield feature lower costs at $5,625 and $5,339, respectively.

$6292

Rowley

$5911

Massachusetts

$4957

The United States

$6673

Barnstable

$5720

Worcester

$5339

Springfield

$5625

Pittsfield

The Cost of Home Care vs. Other Senior Care Options in Rowley, MA

One alternative to home care is home health care, which involves light medical services delivered by registered nurses and other professionals. In Rowley’s case, home health care is slightly less expensive than home care. At $6,819, assisted living is several hundred dollars pricier than both in-home options; at $13,155, nursing home care is more than double the cost. Adult day health care, which costs $1,614, is more affordable than other senior care options, though it requires daily transportation to a care site.

$6292

Home Care

$6244

Home Health Care

$1614

Adult Day Care

$6819

Assisted Living

$13155

Nursing Home Care (semiprivate room)

Note: Data for Rowley was unavailable, so data for the nearest city, Boston, was used instead.

Financial Assistance for Home Care in Rowley, MA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Rowley Home Care Resources 

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Rowley:

Rowley Council on Aging

Address: 39 Central Street, Rowley, MA 01969
Phone: (978) 948-7637

The Council on Aging in Rowley offers numerous programs to improve the lives of city seniors. For example, the Meals on Wheels Program offers well-balanced meals to seniors living at home and unable to cook for themselves. The COA Financial Resource Program helps older adults continue to live at home. Seniors 60 and older receive financial education and counseling and referrals to available assistance programs. 

Community Action 

Address: 3 Washington Square, 2nd Floor, Haverhill, MA 01830
Phone: (978) 373-1971

Seniors can receive assistance for heating and heating systems based on household size and income. This program is administered locally and the site has three locations where seniors can fill out applications. Financial guidelines for eligibility are based on the average income in the state, found here.

Action, Inc.

Address: 180 Main Street, Gloucester, MA 01930
Phone: (978) 283-7874

This Gloucester-based organization serves Rowley and all of Essex County, as well as several other counties. It provides financial assistance to low-income seniors struggling to pay their winter fuel bill. The program also has limited resources to help seniors living at home upgrade or replace heating systems in older homes. Weatherization assistance saves seniors money on heating and cooling all year long. 

Homestead Exemptions for Property Tax

Address: Northern Essex Registry of Deeds, 354 Merrimack Street Suite 304 (C), Lawrence, MA 01843
Phone: (978) 557-1900

In Rowley and the rest of the state, seniors may be eligible for Homestead Exemptions that save them money on property taxes. The state exempts $125,000 to $500,000 of the taxable home value for eligible seniors. Seniors who currently live in and own the homestead property can work with their local municipality to apply for the exemption.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for in-home care


Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Talking with family and others about a loved one's needs