9 Home Care Services for Seniors Serving Dartmouth, MA
Dartmouth is a coastal town in Massachusetts that is home to 34,005 residents. Of these residents, 20.2% are seniors aged 65 and older, which is higher than the national average of 16.5%. Despite an overall cost of living higher than the national average, the cost of health care is significantly lower — making Dartmouth a great choice for seniors seeking affordable health care. The area is home to several hospitals and medical centers, including St. Luke’s Hospital, which is located in the neighboring town of New Bedford. The 2021 Genworth Cost of Care Survey reports that seniors in Dartmouth pay on average $5,720 for home care services, which is lower than the state average but higher than the national average. Home care may be a good option for seniors who only require personal care, whereas home health care may be a better fit for seniors who require medical services.
Below we’ve compiled a comprehensive directory of every home care provider in Dartmouth– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.
Directory of Home Care Services in Dartmouth, MA
1162 G.A.R. Highway, unit 9, Swansea, MA, 02777
6 County Rd , Mattapoisett, MA, 02739
60 Leo M. Birmingham Parkway, Suites 205 & 208, Boston, MA, 02135
5 Bristol Dr, South Easton, MA, 02375
28 South Main Street, Building B, Sharon, MA, 02067
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Paying for Home Care in Dartmouth, MA
The Cost of Home Care in Dartmouth, MA
Home care in Dartmouth is $191 less expensive than the Massachusetts average and $763 more expensive than the national average. In the state capital of Boston, care is around $572 more expensive than in Dartmouth. In the far east of the state in Barnstable Town, seniors pay around $953 more than in Dartmouth and in the far west of the state in Pittsfield, seniors pay around $100 less than in Dartmouth. Worcester, in the center of the state, shares Dartmouth’s cost.
The United States
The Cost of Home Care vs. Other Senior Care Options in Dartmouth, MA
Home care, which includes personal care, costs around $191 less than home health care, even though the latter provides light medical care such as medication management. The most affordable type of care in Dartmouth is adult day care, which costs $4,062 less than home care on average. For seniors who prefer to live in a community, assisted living typically costs $343 less per month. A semiprivate room in a nursing home costs around $4,470 more per month.
Home Health Care
Adult Day Care
Nursing Home Care (semiprivate room)
Note: Data for Dartmouth was unavailable, so data for the nearest city, Providence, RI, was used instead.
Financial Assistance for Home Care in Dartmouth, MA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Dartmouth Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Dartmouth:
Address: 628 Dartmouth Street, Dartmouth, MA 02748
Phone Number: (508) 999-4717
The Dartmouth Council on Aging is administered by the town itself and operates from the Dartmouth Senior Center. It offers multiple services that include daily lunch meals from the Regional Elderly Nutrition Program. Other programs offered by the Council on Aging and the Senior Center are scheduled local transportation services, clinical support and a tax assistance service. Residents of Dartmouth who are aged 60 or older may enroll for help.
Address: 863 Belleville Avenue, New Bedford, MA 02745
Phone Number: (508) 999-6400
Coastline Elderly Services is a private nonprofit corporation and one of the 21 Area Agencies on Aging in the state. It serves senior residents of Dartmouth and several surrounding townships with advocacy and help in keeping their independence for as long as possible. Specific programs include a congregate housing community for low-income seniors and other residents; caregiver support services for transportation, respite stays, counseling and training; and options counseling that helps seniors and their families choose their long-term care and health insurance options. Coastline also offers referrals and information through its phone line.
Address: 1 Father DeValles Boulevard, Unit 8, Fall River, MA 02723
Phone Number: (508) 675-2101
Bristol Elder Services is a private nonprofit that’s also partly funded by the Massachusetts Executive Office of Elder Affairs. Its services to elderly residents of Bristol County include a Meals on Wheels program of daily lunch deliveries, a home care program for eligible elders who need daily living assistance and protective services for seniors who are suffering abuse, neglect or legal troubles. Elder Services also offers options counseling and a long-term care ombudsman for seniors and their caregivers.
Address: 427 Robeson Street, Fall River, MA 02720
Phone Number: (508) 675-2157 Ext. 287
The Weatherization Assistance Program of Massachusetts is federally and state funded but offered by local offices in each county. In Bristol County, weatherization is provided through the Citizens for Citizens community action corporation. This program lets low-income residents professionally weatherize their owned or rented homes at no cost. Services include insulation, furnace repair or replacement, air sealing and boiler updates. Seniors making less than $39,105 in a single-person home or $51,137 in a two-person home are eligible for enrollment.
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.