The little city of Oskaloosa, IA, preserves the slower pace and close-knit feel of a small town, which many seniors may appreciate. Out of the town’s population of 12,000 people, 19% are aged 65 and older, a demographic that may be looking for long-term care options. Seniors here may be interested in the care services offered at Mahaska Hospital, recognized as a top 100 Critical Access Hospital by Vantage Health Analytics. Or, for more specialized care, the University of Iowa Hospitals and Clinics, in nearby Iowa City, may be another option. 

According to the Genworth Financial Cost of Care Survey 2020, a semiprivate nursing home room in Oskaloosa costs $6,859, while a private room runs about $7,551. For individuals that may not need the full-time nursing services of these facilities, an assisted living home or home health care may be a more financially reasonable option, as these average several thousand dollars less per month.

This guide covers different care options for seniors in more detail, including pricing. It also notes resources available for Oskaloosa seniors. 

Directory of Nursing Homes in Oskaloosa, IA

Oskaloosa Care Center

605 Highway 432 PO Box 705, Oskaloosa, IA, 52577

Staffing was horrible, had a call that my mom was slightly lethargic we went up to check on her she was on the verge of unresponsive, I told them to call the ambulance, was told we would have to pay f … (read more)
Staffing was horrible, had a call that my mom was slightly lethargic we went up to check on her she was on the verge of unresponsive, I told them to call the ambulance, was told we would have to pay f … (read more)

Northern Mahaska Specialty Care

2401 Crestview Drive, Oskaloosa, IA, 52577

I’ve been very happy with everything about Northern Mahaska, except when they took me on the tour, they told me that their response time is seven minutes. My mother has got incontinence and she’ll pre … (read more)
I’ve been very happy with everything about Northern Mahaska, except when they took me on the tour, they told me that their response time is seven minutes. My mother has got incontinence and she’ll pre … (read more)

Crystal Heights Care Center

1514 HIGH AVENUE WEST, Oskaloosa, IA, 52577


Nursing Home Costs in Oskaloosa, IA

Semiprivate rooms in Oskaloosa nursing homes cost, on average, $6,859 per month, while private rooms cost an average of $7,551 per month. 

The Cost of Nursing Home Care in Nearby Cities

Using the average fees for a semiprivate nursing room to compare costs for Oskaloosa, nursing home fees in this city are a few hundred dollars more than Iowa overall but almost a thousand dollars less than the national average. Compared to nearby metro areas, only Cedar Rapids ($6,540) has average nursing home fees lower than Oskaloosa. The state capital, Des Moines, is a few hundred dollars more, as are Ames and Waterloo, averaging $7,080 and $7,118 per month, respectively. 

$6859

Oskaloosa

$6570

Iowa

$7756

The United States

$7148

Des Moines

$7080

Ames

$6540

Cedar Rapids

$7118

Waterloo

The Cost of Other Types of Senior Care

Nursing home care may not be the right long-term care solution for every senior. Some individuals may choose to age in place in their homes, receiving home care or home health care assistance. Still, others who may need a little extra help with the tasks of daily living, but not full-time nursing care, may be more comfortable in an assisted living community. In Oskaloosa, the costs for these types of care are $5,053 and $4,106, respectively. Adult day health care is the least expensive option, $1,543 per month. 

$5053

Home care

$5053

Home health care

$1543

Adult day health care

$4106

Assisted living

$6859

Nursing home (semiprivate room)

$7551

Nursing home (private room)

Note: Data for Oskaloosa was unavailable, so data for the nearest city, Iowa City, was used instead.

Financial Assistance for Nursing Home Care in Oskaloosa, IA

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Oskaloosa, IA

Oskaloosa offers several community outreach programs and support services for seniors to help them retain their independence longer at home. Some of these resources may also make nursing home care more accessible for those who need it. 

ResourceContactService
Heritage Area Agency on Aging(800) 332-5934The Agency on Aging organizes programs for seniors to help them retain their independence and become more involved in their communities. Outreach services include assistance locating benefits such as food stamps, health care, and social security, and help with applying for these. Other services include financial planning and assistance in finding long-term care accommodations for seniors, including training for caregivers.
Oskaloosa Meals in Wheels(641) 672-2581Area volunteers deliver hot meals to seniors, the homebound and those unable to prepare a healthy meal on their own. Often the same driver visits the same recipients, allowing for companionship, a wellness check and a social bond. Reheatable meals are delivered on Fridays for the weekend.
Mahaska County Agency on Aging(641) 673-3033Mahaska County operates a Senior Citizens Center, which hosts programs to address the needs of the elderly in the community. The staff helps with both financial planning and locating government benefits. The Senior Center also hosts social activities throughout the week, including bingo and cards, and weekday lunches.
Oskaloosa Rides(800) 227-639010-15 transit offers door-to-door service 24-7 anywhere in Mahaska County. Trips must be scheduled in advance and are subject to availability. Free rides are available Mondays, Wednesdays and Fridays from 9:00 AM to 5:30 PM. The shuttle can also accommodate wheelchairs. Special paratransit is available for those who qualify.