Memory Care Communities in Oneonta, New York

Memory Care costs in Oneonta start around $5,397 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Oneonta and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in New York page.

The town of Oneonta sits on the foothills of the Appalachian mountains and has a population over 14,000, 12 percent of whom are aged 65 and over. For seniors in the area who have been diagnosed with Alzheimer’s disease or other types of dementia, there are two memory care facilities that can provide specialized treatment.

The official name for these facilities in the state of New York is Adult Care Facilities. Many ACFs participate in the Electronic Dementia Guide for Excellence (EDGE) Project in order to improve the quality of life for residents with dementia. The program is designed with research-based techniques and practices that guide facilities towards best living practices in a flexible manner. 

• Due to its mountain location and relatively high latitude, the winter climate in Oneonta is very cold and snowy. The town has average lows of 13 degrees in winter and gets an average 78 inches of snow per year.
• According to the National Air Toxics Assessment from the EPA, Oneonta has good air quality that's well above the national average. This means that the risk of respiratory illness and lung cancer are lower than many other areas of the country.
• Both property crime and violent crime in Oneonta are high compared to the state and national averages. The crime index rating is also higher than the immediate surrounding areas. Families concerned about crime may want to inquire about the security available at local memory care facilities.
• New York provides a variety of tax benefits for seniors to make memory care more affordable. Social Security benefits, state pensions, local and federal government pensions, and annuities are exempt from state taxes. There are also credits for long-term care insurance.