Memory Care Communities in Muscle Shoals, Alabama

Memory Care costs in Muscle Shoals start around $2,625 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Muscle Shoals and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Alabama page.

Muscle Shoals, which is located in Colbert County, Alabama, is home to roughly 14,000 residents, almost 17 percent of whom are seniors. In Colbert County, almost 12 percent of Medicare beneficiaries aged 65 and over have been diagnosed with Alzheimer's disease and dementia. 

The Muscle Shoals area has three memory care facilities for local families to choose from. Two of these facilities are in the city proper, and the other is in nearby Florence. These memory care facilities are located within specialty care assisted living facilities that have obtained licensing from the Department of Public Health and certification from the Board of Health.

• Alabama does not tax Social Security income or pension income, though income from retirement accounts is fully taxable. Depending on the source of a senior's retirement income, the state's income tax laws may affect how much money they can put toward memory care expenses in Muscle Shoals. 
• Living expenses in Muscle Shoals are about 10 percent below the national average and on par with the state median, which may appeal to families with restrictive memory care budgets. Healthcare costs here are slightly above the national median and may affect those with chronic conditions like dementia.
• The air quality in Colbert County, including in Muscle Shoals, is good, with the American Lung Association giving the county a B for ozone pollution and an A for 24-hour particle pollution. The clean air may benefit seniors with respiratory illnesses.
• Crime in Muscle Shoals is relatively high, with an overall crime rate that is higher than 95 percent of U.S. cities and 87 percent of the communities in Alabama. To keep residents safe, memory care facilities use security cameras and high-security locks.