2 Assisted Living Facilities in Spooner, WI
Also serving communities of Siren, Frederic.
The average cost of assisted living in Spooner is $4,200 per month. This is higher than the national median of $3,420. Cheaper nearby regions include Hayward with an average starting cost of $4,200.
Caring.com has helped thousands of families find high-quality senior care. To speak with one of our Family Advisors about assisted living options and costs in Spooner, call (855) 863-8283.
What to Consider About Assisted Living in Spooner
Spooner, which is located in the northwestern region of Wisconsin, has a historic railroad car operated by the Spooner Train Ride on which riders can see some of the region's most scenic views. Seniors may enjoy this and other attractions in the city of roughly 2,700 residents, nearly a quarter of whom are aged 65 and over.
Assisted living facilities in Spooner are licensed and regulated by the Wisconsin Department of Health Services, and they are categorized as community-based residential facilities, residential care apartment complexes or adult family homes. Spooner has two assisted living facilities for seniors to choose from.
Benefits and Drawbacks of Assisted Living in Spooner
- In Spooner, seniors pay state income tax on income from private pensions as well as income drawn from retirement savings accounts. However, the state does not impose a state income tax on public pensions or Social Security benefits. This may affect how much money seniors can put toward local assisted living expenses.
- The Spooner area is home to world-class medical facilities, including Spooner Health, in the event of medical emergencies or illness.
- Spooner has an array of community resources for seniors, including the Washburn County Aging and Disability Resource Center, an organization that provides transportation services, benefits counseling and nutrition programs to Spooner seniors, as well as one senior center.
- Spooner has a dynamic arts and culture scene. The local senior center may provide day trips to local points of interest, such as Gypsy & the Frog art gallery or the 13-room Railroad Memories Museum.
Summers in Spooner are warm and rainy with July highs around 80 degrees. Winters are typically cold and snowy with lows in the single digits. The city receives about 60 inches of annual snowfall, more than double the national average of 28 inches, which may be a concern for seniors who rely on mobility aids.
- The overall cost of living in Spooner is about 15% below state and national averages, making it a financially viable option for seniors who are looking for an economical city for retirement. Real estate costs are roughly 30% lower here than in the nation as a whole, which may contribute to lower assisted living room-and-board costs.
Note: Data reported on this page was updated in 2019 and based on the latest 2018 figures.
Paying for Assisted Living in Spooner
Average Monthly Costs
Cities in Wisconsin
Assisted Living costs in Spooner start around $4,200 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.
It’s important to note that assisted living rates in Spooner and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.
Financial Assistance for Assisted Living in Spooner
In Spooner, seniors who meet income and asset guidelines may have the costs of assisted living services covered through Wisconsin's Medicaid Elderly and Physically Disabled waiver program and the SSI-E Supplement.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Wisconsin page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Wisconsin page.
Free Assisted Living Resources in Spooner
Spooner and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.
To see a list of free assisted living resources in Spooner, please visit our Assisted Living in Wisconsin page.
Assisted Living Laws and Regulations in Spooner
Spooner-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Wisconsin are required to follow. Visit our Assisted Living in Wisconsin page for more information about these laws.