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The 10 Best Home Care Agencies for Seniors in Tyler, TX for 2024

Tyler, located in East Texas and approximately 100 miles east of the Dallas-Fort Worth area, ranks among the top 70 U.S. cities for affordability in Caring’s 2022 Senior Living Report. The city’s overall cost of living is 17% lower than the national average. U.S. News & World Report cites local hospital UT Health Tyler for its excellent stroke, colon cancer and kidney failure care. According to the 2021 Genworth Cost of Care Survey, Tyler’s average monthly home care cost is $4,376. The price for home health care services, which differ from home care services in that medical professionals provide them and the state regulates them, may be higher in some areas.

Below we’ve compiled a comprehensive directory of every home care provider in the Tyler area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Tyler, TX

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Paying for Home Care in Tyler, TX

The Cost of Home Care in Tyler, TX

The average Texas senior pays $200 more per month for home care than Tyler residents, while the average American senior pays approximately $580 more per month. Within Texas, the typical monthly price for home care peaks in the capital, Austin, at $5,196. In Dallas, too, costs are on the high side of the range. The lowest prices are found near the southern border in cities such as Brownsville and McAllen.

Tyler

$4,376

Texas

$4,576

The United States

$4,957

Dallas

$4,862

Brownsville

$2,860

Austin

$5,196

McAllen

$2,860

The Cost of Home Care vs. Other Senior Care Options in Tyler, TX

Tyler’s long-term care prices fall within an uncommonly narrow range. In many markets, the cost for nursing home care is more than double that of other options, but here a semiprivate room in a nursing home averages $4,487 a month, which is within $111 of in-home care’s price. Assisted living is cheaper than both options at $3,863 a month. In most markets, seniors can find adult day care services for group support during traditional working hours when primary caregivers aren’t available. This kind of care is usually the least expensive; however, Genworth’s 2021 report doesn’t contain any data specific to Tyler’s adult day care prices. 

Home Care

$4,376

Home Health Care

$4,376

Assisted Living Facility

$3,863

Nursing Home Facility (semiprivate room)

$4,487

Financial Assistance for Home Care in Tyler, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Tyler, TX

Various local organizations, both public and private, provide support structures for Tyler seniors. These programs help the area’s older population get regular meals, access legal representation and save money on taxes and bills. 

ResourceContactService
Area Agency on Aging of East Texas(800) 442-8845This agency works to support the needs of East Texas residents aged 60 and older. Services include care coordination that can provide limited home care services, primary caregiver support, benefits counseling and fall prevention workshops that reduce the likelihood of serious injury around the home.
Residence Homestead Exemption(432) 699-4991Texas allows all residents to exempt up to $40,000 of their primary residence's value from property tax calculations. Adults aged 65 years and older may claim an additional $10,000 exemption. For example, this lets seniors receive taxes on a $150,000 home as if it has a $100,000 value.
Lone Star Legal Aid(903) 595-4781This not-for-profit firm has multiple locations throughout Texas, including a local Tyler office. Its lawyers can help older adults navigate numerous issues related to elder law, including claiming financial benefits, fighting identity theft scams, disputing evictions and creating living trusts. While this representation is free, the firm only handles civil cases.
Meals on Wheels of East Texas(903) 593-7385Meals on Wheels delivers hot meals to seniors five days a week. To qualify, applicants must be at least age 60 and unable to leave their homes and make food at home without a caregiver's help. Project funding is limited; it gives preference according to applicants' means and needs.
Texas Comprehensive Energy Assistance Program (CEAP)(903) 531-1303This program provides financial help for low-income Texas residents who need support in paying their energy bills. CEAP will pay up to eight monthly energy bills for eligible participants. While there are maximum household income limits, seniors who are on SSI automatically qualify for the program.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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